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Ameris Bancorp ABCB · USD

Financials · US listing · 🇺🇸 United States

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83.17

+1.69%

Close of 9 Nov 2026, in USD

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in USD, from our data supplier.

FY2025

Revenue, before interest expense

$1.67bn

FY2016FY2025

Net income

$412.2m

FY2016FY2025

Total assets

$27.52bn

FY2016FY2025

Shareholders' equity

$4.08bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expense$1.67bn$1.63bn$1.49bn$1.14bn$1.04bn$1.15bn$819.6m$527.7m$395.3m$338.7m
Operating income$533.8m$475.9m$356.9m$453.1m$496.1m$340.2m$211.6m$151.5m$124.3m$105.2m
Net income$412.2m$358.7m$269.1m$346.5m$376.9m$262.0m$161.4m$121.0m$73.5m$72.1m
Diluted earnings per share6.035.193.904.995.403.772.322.541.962.04

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assets$27.52bn$26.26bn$25.20bn$25.05bn$23.86bn$20.44bn$18.24bn$11.44bn$7.86bn$6.89bn
Cash and short-term investments$253.8m$2.89bn$2.57bn$2.62bn$857.4m$1.19bn$1.65bn$1.85bn$1.14bn$1.02bn
Total liabilities$23.44bn$22.51bn$21.78bn$21.86bn$866.2m$549.5m$1.53bn$9.99bn$7.05bn$6.25bn
Debt$692.3m$325.8m$441.4m$505.0m$823.0m$512.0m$418.0m$255.0m$192.0m$630.0m
Shareholders' equity$4.08bn$3.75bn$3.43bn$3.20bn$22.99bn$19.89bn$16.72bn$1.46bn$804.5m$646.4m
Shares outstanding68m69m69m69m70m69m70m48m38m35m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expense$431.9m$421.7m$419.9m$422.4m$408.0m$389.2m$405.8m$416.3m
Operating income$66.0m$140.7m$141.1m$137.0m$142.7m$112.9m$126.0m$125.9m
Net income$51.4m$110.5m$108.4m$106.0m$109.8m$87.9m$94.4m$99.2m
Diluted earnings per share0.771.651.591.551.611.291.371.44
Total assets$28.49bn$28.11bn$27.52bn$27.10bn$26.68bn$26.51bn$26.26bn$26.40bn
Cash and short-term investments$237.4m$1.33bn$253.8m$3.17bn$2.37bn$2.51bn$2.89bn$2.80bn
Debt$2.62bn$1.91bn$1.23bn$655.9m$510.0m$409.6m$424.1m$478.3m
Shareholders' equity$4.09bn$4.08bn$4.08bn$4.02bn$3.92bn$3.82bn$3.75bn$3.68bn

Financial ratios

Data as of 14 Oct 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2018FY2017FY2016FY2015FY2014FY2013
Operating margin32.0%29.1%24.0%39.7%47.8%29.7%——————
Net margin24.7%22.0%18.1%30.4%36.3%22.8%——————
Return on equity10.1%9.6%7.9%10.8%1.6%1.3%——————
Return on assets1.5%1.4%1.1%1.4%1.6%1.3%——————
Revenue growth2.0%9.7%30.4%9.9%-9.4%39.9%——————
Earnings growth14.9%33.3%-22.3%-8.1%43.9%62.3%——————
Current ratio0.62x0.13x0.12x0.13x0.09x0.07x——————
Debt to equity0.30x0.11x0.19x0.63x0.04x0.03x——————
Equity ratio14.8%14.3%13.6%12.8%96.4%97.3%——————
Interest coverage1.17x0.90x0.80x4.88x10.38x3.83x——————
R&D as a share of sales——————0.0%0.0%0.0%0.0%0.0%0.0%
Buybacks as a share of market value1.2%-0.2%0.5%0.5%-0.4%0.3%——————

Growth per year

Compound annual rate

3 years5 years10 years
Revenue13.4%7.7%20.5%
Operating income5.6%9.4%25.1%
Net income6.0%9.5%26.0%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin30.6%30.7%32.7%31.6%
Net margin23.4%23.4%25.0%23.9%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings12.312.113.69.49.210.118.412.424.621.3
Price to sales3.02.62.52.93.32.33.62.94.64.5

Market value over time

30 Nov 2016 to 13 Oct 2026, in USD

$1.58bn$5.30bn

Share price return

Finished calendar years

2025202420232022202120202019201820172016
Return26%18%12%0%27%-15%37%-36%11%35%

Dividends and splits

Per share, in the currency the company pays

Paid for 12 years. Last went ex-dividend on 30 Sept 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year0.600.800.650.600.600.600.600.50
  • 1.005-for-1 split · 28 Jun 2010
  • 1.008-for-1 split · 29 Mar 2010
  • 1.008-for-1 split · 29 Dec 2009
  • 1.008-for-1 split · 28 Sept 2009
  • 6-for-5 split · 11 Mar 2005
  • 6-for-5 split · 13 Dec 1999

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.