MS&AD Insurance Group Holdings 8725.T · JPY
Financials · Insurance · Tokyo Stock Exchange · 🇯🇵 Japan
5,107
+3.59%
Close of 9 Nov 2026, in JPY
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At a glance
Figures in JPY, from our data supplier.
Revenue, before interest expense
¥7.21trn
FY2017FY2026
Net income
¥787.34bn
FY2017FY2026
Total assets
¥28.64trn
FY2017FY2026
Shareholders' equity
¥4.77trn
FY2017FY2026
Income statement
Fiscal years
| FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue, before interest expense | ¥7.21trn | ¥6.38trn | ¥6.12trn | ¥5.11trn | ¥4.85trn | ¥4.42trn | ¥5.01trn | ¥5.45trn | ¥5.16trn | ¥5.23trn |
| Operating income | ¥1.07trn | ¥919.17bn | ¥472.72bn | ¥307.00bn | ¥385.51bn | ¥216.33bn | ¥25.87bn | ¥290.81bn | ¥253.37bn | ¥291.59bn |
| Net income | ¥787.34bn | ¥691.66bn | ¥369.27bn | ¥211.01bn | ¥262.80bn | ¥144.40bn | ¥143.03bn | ¥192.71bn | ¥154.06bn | ¥210.45bn |
| Diluted earnings per share | 528.91 | 468.28 | 241.42 | 132.34 | 161.85 | 89.31 | 88.46 | 119.18 | 95.28 | 130.16 |
Balance sheet
At each fiscal year end
| FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | ¥28.64trn | ¥26.24trn | ¥26.96trn | ¥25.00trn | ¥25.03trn | ¥24.14trn | ¥23.20trn | ¥23.13trn | ¥22.47trn | ¥21.23trn |
| Cash and short-term investments | ¥4.90trn | ¥2.14trn | ¥2.91trn | ¥2.77trn | ¥2.36trn | ¥2.06trn | ¥1.85trn | ¥1.47trn | ¥1.48trn | ¥1.42trn |
| Total liabilities | ¥23.82trn | ¥22.19trn | ¥22.45trn | ¥714.74bn | ¥21.73trn | ¥21.02trn | ¥20.70trn | ¥20.35trn | ¥19.50trn | ¥18.50trn |
| Debt | — | ¥619.74bn | ¥744.14bn | ¥843.06bn | ¥1.01trn | ¥1.03trn | ¥1.04trn | ¥876.92bn | ¥754.99bn | ¥653.01bn |
| Shareholders' equity | ¥4.77trn | ¥4.00trn | ¥4.47trn | ¥3.01trn | ¥3.26trn | ¥3.09trn | ¥2.45trn | ¥2.75trn | ¥2.94trn | ¥2.71trn |
| Shares outstanding | 1,489m | 1,477m | 1,530m | 1,594m | 1,624m | 1,617m | 1,617m | 1,617m | 1,617m | 1,617m |
Latest quarters
By quarter end
| Jun 2026 | Mar 2026 | Dec 2025 | Sept 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sept 2024 | |
|---|---|---|---|---|---|---|---|---|
| Revenue, before interest expense | ¥2.18trn | ¥1.44trn | ¥1.80trn | ¥2.51trn | ¥1.95trn | ¥1.23trn | ¥1.81trn | ¥1.57trn |
| Operating income | ¥440.93bn | ¥178.92bn | ¥218.15bn | ¥357.69bn | ¥297.48bn | ¥93.54bn | ¥228.71bn | ¥314.21bn |
| Net income | ¥328.62bn | ¥130.24bn | ¥165.43bn | ¥268.89bn | ¥222.79bn | ¥65.59bn | ¥167.08bn | ¥254.72bn |
| Diluted earnings per share | 220.75 | 87.49 | 112.00 | 182.05 | 150.84 | 44.41 | 109.23 | 166.53 |
| Total assets | ¥30.12trn | ¥28.64trn | ¥27.98trn | ¥27.28trn | ¥26.33trn | ¥26.24trn | ¥26.51trn | ¥26.50trn |
| Cash and short-term investments | ¥2.14trn | ¥4.90trn | ¥4.80trn | ¥1.88trn | ¥4.78trn | ¥2.14trn | ¥2.24trn | ¥2.47trn |
| Debt | ¥652.72bn | ¥998.41bn | — | ¥790.19bn | — | ¥831.39bn | — | ¥590.63bn |
| Shareholders' equity | ¥6.67trn | ¥4.77trn | ¥4.61trn | ¥4.34trn | ¥4.08trn | ¥4.00trn | ¥4.20trn | ¥4.31trn |
Growth per year
Compound annual rate
| 3 years | 5 years | 10 years | |
|---|---|---|---|
| Revenue | 12.2% | 10.3% | 4.0% |
| Operating income | 51.6% | 37.7% | 15.3% |
| Net income | 55.1% | 40.4% | 15.8% |
Average margins
Over each period
| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Operating margin | 14.6% | 11.2% | 9.9% | 7.5% |
| Net margin | 10.9% | 8.3% | 7.2% | 5.6% |
Valuation history
At each fiscal year end
| FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Price to earnings | 9.8 | 7.9 | 14.3 | 14.0 | 8.7 | 13.3 | 11.8 | 10.1 | 11.0 | 9.8 |
| Price to sales | 1.1 | 0.8 | 0.9 | 0.6 | 0.5 | 0.4 | 0.3 | 0.4 | 0.3 | 0.4 |
Dividends and splits
Per share, in the currency the company pays
Paid for 18 years. Last went ex-dividend on 29 Sept 2026.
| FY2027 | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | |
|---|---|---|---|---|---|---|---|---|
| Paid in the year | 85.00 | 232.50 | 122.50 | 73.333 | 65.833 | 52.50 | 50.00 | 48.333 |
- 3-for-1 split · 28 Mar 2024
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
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