3,415
+3.33%
Close of 9 Nov 2026, in JPY
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About JACCS Co
Its shares trade on Tokyo Stock Exchange under the ticker 8584.T. It has been listed since 4 November 1976. In the fiscal year to 31 March 2026, it reported revenue before interest expense of ¥186.70bn and net income of ¥15.31bn. At that date it held total assets of ¥3.75trn and shareholders' equity of ¥296.74bn.
JACCS Co., Ltd. engages in the provision of consumer credit services. The company is headquartered in Shibuya-Ku, Tokyo-To. The firm provides comprehensive credit purchasing mediation, individual credit purchasing mediation, financing and credit guarantee services, among others. The comprehensive credit purchasing mediation business issues credit cards after credit check. The individual credit purchasing mediation business conducts credit check when consumers receive products or services from member stores of the Company. The credit guarantee services business conducts credit check and guatantees its debt when consumers borrow funds to purchase real estate, automobiles and others. The financing business is a cashing service provided to card members. The other businesses include the collection agency business and other businesses.
Figures and description from our data supplier, not checked against the company's own report.
Company facts
- Sector
- Financials
- Industry
- Consumer Finance
- Listed since
- 4 Nov 1976
- Employees
- 6,065
- Website
- jaccs.co.jp ↗
Leadership
Pay as last reported
- Mr. Toru YamazakiChairman of the Board, Chief Executive Officer, Representative Director
- Mr. Ryo MurakamiPresident, Chief Operating Officer, Representative Director, since 2012
- Mr. Takashi SaitouChief Financial Officer, Senior Managing Executive Officer, Director, since 2016
- Mr. Kenichi OshimaSenior Managing Executive Officer, Director, since 2011
- Mr. Ichiro KobayashiManaging Executive Officer, Director, since 2020
- Mr. Kazuhiko SegawaManaging Executive Officer, Director, since 2016
- Mr. Akihito SuehiroManaging Executive Officer, Director, since 2019
- Mr. Hiroki YoshidaManaging Executive Officer, Chief Director of Sales Strategy, since 2023
- Mr. Shingo AsakawaSenior Executive Officer
- Mr. Hirofumi KatoSenior Executive Officer, Senior Director of Metropolitan Area
- Mr. Toshikazu KondoSenior Executive Officer
- Mr. Tatsuya KosugeSenior Executive Officer
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 25
- Environment
- 17
- Social
- 40
- Governance
- 19
- Direct emissions (scope 1)
- 1,809 t
- Energy emissions (scope 2)
- 5,062 t
- Value chain emissions (scope 3)
- 422,891 t
- Carbon reduction policy
- No
- Human rights policy
- Yes
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- JACCS Co Ltd provides comprehensive credit purchasing mediation with credit card issuance after credit checks.
- The company offers individual credit purchasing mediation for member stores' product and service transactions.
- JACCS Co Ltd's credit guarantee services cover real estate and automobile financing with debt guarantees.
Weaknesses
- JACCS Co Ltd has a single business focus on consumer credit services without diversification.
- The company's financing business is limited to card members for cashing services only.
- JACCS Co Ltd's collection agency business is a minor part of its overall operations.
Opportunities
- JACCS Co Ltd can expand its credit guarantee services to new markets in Japan.
- The company may leverage its employee base of 6,065 to enhance service quality.
- JACCS Co Ltd could develop new financing products for the Japanese real estate sector.
Threats
- JACCS Co Ltd faces competition from other financial services providers in Japan.
- Economic downturns could reduce consumer credit demand in the Japanese market.
- Regulatory changes in Japan might impact credit check procedures for consumer services.
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
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