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T

Towa Bank 8558.T · JPY

Financials · Tokyo Stock Exchange · 🇯🇵 Japan

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1,199

+2.30%

Close of 9 Nov 2026, in JPY

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in JPY, from our data supplier.

FY2026

Revenue, before interest expense

¥39.13bn

FY2017FY2026

Net income

−¥24.46bn

FY2017FY2026

Total assets

¥2.42trn

FY2017FY2026

Shareholders' equity

¥90.00bn

FY2017FY2026

Income statement

Fiscal years

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Revenue, before interest expense¥39.13bn¥31.14bn¥29.88bn¥29.49bn¥32.88bn¥32.62bn¥34.12bn¥32.77bn¥43.48bn¥38.68bn
Operating income−¥28.45bn¥6.15bn¥4.30bn¥4.99bn¥3.42bn¥3.95bn¥5.08bn¥6.23bn¥15.47bn¥10.75bn
Net income−¥24.46bn¥4.52bn¥3.53bn¥4.09bn¥1.75bn¥2.50bn¥2.90bn¥4.80bn¥11.31bn¥8.55bn
Diluted earnings per share-690.14127.5594.5865.4025.8167.6078.68129.84306.44231.88

Balance sheet

At each fiscal year end

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Total assets¥2.42trn¥2.38trn¥2.41trn¥2.39trn¥2.57trn¥2.55trn¥2.33trn¥2.30trn¥2.33trn¥2.25trn
Cash and short-term investments¥282.49bn¥167.71bn¥195.49bn¥188.35bn¥376.58bn¥383.66bn¥240.66bn¥166.07bn¥276.68bn¥231.15bn
Total liabilities¥2.33trn¥2.29trn¥2.29trn¥115.89bn¥2.44trn¥2.42trn¥2.20trn¥2.17trn¥2.17trn¥2.10trn
Debt¥140.30bn¥121.49bn¥120.39bn¥185.57bn¥494.09bn¥483.81bn¥199.61bn¥190.52bn¥198.22bn¥156.14bn
Shareholders' equity¥90.00bn¥90.64bn¥118.07bn¥117.16bn¥124.69bn¥134.61bn¥129.84bn¥135.54bn¥156.16bn¥151.02bn
Shares outstanding35m35m37m63m68m37m37m37m37m37m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expense¥6.91bn¥10.15bn¥9.09bn¥9.30bn¥9.79bn¥10.88bn¥8.39bn¥8.05bn
Operating income−¥4.79bn−¥33.35bn¥1.08bn¥1.82bn¥4.26bn¥206.0m¥3.22bn¥3.03bn
Net income−¥3.02bn−¥27.98bn¥396.0m¥1.22bn¥1.91bn¥2.54bn¥779.0m¥531.0m
Diluted earnings per share-85.16-789.5811.1734.4853.7971.8220.8714.23
Total assets¥2.42trn¥2.42trn¥2.43trn¥2.40trn¥2.40trn¥2.38trn¥2.43trn¥2.41trn
Cash and short-term investments¥230.46bn¥282.49bn¥199.36bn¥175.41bn¥180.88bn¥167.71bn¥196.78bn¥183.81bn
Debt—¥73.20bn———¥40.99bn——
Shareholders' equity¥85.53bn¥90.00bn¥87.52bn¥92.04bn¥92.06bn¥90.64bn¥94.00bn¥98.44bn

Financial ratios

Data as of 18 Sept 2026

FY2026FY2025FY2024FY2023FY2022FY2021
Operating margin-72.7%19.7%14.4%16.9%10.4%12.1%
Net margin-62.5%14.5%11.8%13.9%5.3%7.6%
Return on equity-27.2%5.0%3.0%3.5%1.4%1.9%
Return on assets-1.0%0.2%0.1%0.2%0.1%0.1%
Revenue growth25.6%4.2%1.3%-10.3%0.8%-4.4%
Earnings growth-641.1%28.0%-13.8%134.6%-30.1%-13.8%
Current ratio3.86x0.08x0.09x0.14x0.27x0.30x
Debt to equity0.81x0.45x0.25x1.58x3.96x3.59x
Equity ratio3.7%3.8%4.9%4.9%4.9%5.3%
Interest coverage-6.09x4.42x30.27x32.01x16.86x15.18x
Buybacks as a share of market value-0.0%5.1%40.4%7.4%-83.2%-0.3%

Growth per year

Compound annual rate

3 years5 years10 years
Revenue9.9%3.7%0.6%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin-31.7%-10.0%-2.9%11.1%
Net margin-28.4%-9.5%-4.1%7.3%

Valuation history

At each fiscal year end

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Price to earnings-1.98.46.89.321.88.08.06.72.46.6
Price to sales1.21.20.81.31.20.60.71.00.61.5

Dividends and splits

Per share, in the currency the company pays

Paid for 16 years. Last went ex-dividend on 30 Mar 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year70.0025.0025.0025.0030.0040.0040.0030.00
  • 10-to-1 reverse split · 27 Sept 2017
  • 21-for-20 split · 26 Mar 1991
  • 21-for-20 split · 27 Mar 1990

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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