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Gulf Insurance Group SJSC 8250.SR · SAR

Financials · Tadawul · 🇸🇦 Saudi Arabia

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26.32

—

Close of 9 Nov 2026, in SAR

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At a glance

Figures in SAR, from our data supplier.

FY2025

Revenue, before interest expense

SAR 1.36bn

FY2016FY2025

Net income

SAR 126.2m

FY2016FY2025

Total assets

SAR 3.03bn

FY2016FY2025

Shareholders' equity

SAR 1.20bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseSAR 1.36bnSAR 1.38bnSAR 1.50bnSAR 1.43bnSAR 1.36bnSAR 1.34bnSAR 1.32bnSAR 1.32bnSAR 1.26bnSAR 1.09bn
Operating incomeSAR 155.5mSAR 125.5mSAR 155.4mSAR 100.3mSAR 183.6mSAR 184.1mSAR 118.6mSAR 83.9mSAR 28.7mSAR 46.6m
Net incomeSAR 126.2mSAR 98.2mSAR 128.5mSAR 15.9mSAR 154.6mSAR 155.1mSAR 96.4mSAR 66.4mSAR 65.7mSAR 46.6m
Diluted earnings per share2.401.872.450.303.092.951.821.321.250.89

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsSAR 3.03bnSAR 2.77bnSAR 2.96bnSAR 2.59bnSAR 2.99bnSAR 2.77bnSAR 2.52bnSAR 2.21bnSAR 2.01bnSAR 1.56bn
Cash and short-term investmentsSAR 90.5mSAR 1.85bnSAR 228.8mSAR 1.45bnSAR 1.25bnSAR 1.26bnSAR 902.1mSAR 46.1mSAR 513.6mSAR 427.9m
Total liabilitiesSAR 1.83bnSAR 1.68bnSAR 1.90bnSAR 1.65bnSAR 2.00bnSAR 1.90bnSAR 1.81bnSAR 1.62bnSAR 1.46bnSAR 1.06bn
DebtSAR 4.6mSAR 26.5mSAR 30.1mSAR 16.9mSAR 19.4mSAR 21.8mSAR 24.3m———
Shareholders' equitySAR 1.20bnSAR 1.09bnSAR 1.06bnSAR 939.0mSAR 996.0mSAR 870.9mSAR 709.8mSAR 589.9mSAR 543.3mSAR 499.5m
Shares outstanding53m53m53m53m50m53m53m50m53m53m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseSAR 410.7mSAR 378.3mSAR 431.2mSAR 409.5mSAR 355.8mSAR 315.8mSAR 376.1mSAR 345.1m
Operating income——SAR 36.5mSAR 47.3mSAR 36.2mSAR 33.5mSAR 55.9mSAR 29.5m
Net incomeSAR 28.9mSAR 43.3mSAR 30.5mSAR 34.4mSAR 34.1mSAR 27.1mSAR 47.4mSAR 21.8m
Diluted earnings per share0.550.830.580.660.650.520.900.42
Total assetsSAR 3.16bnSAR 3.08bnSAR 3.03bnSAR 2.78bnSAR 2.75bnSAR 2.76bnSAR 2.77bnSAR 2.72bn
Cash and short-term investments——SAR 90.5mSAR 1.86bnSAR 1.87bnSAR 1.82bnSAR 1.85bnSAR 1.88bn
Debt——SAR 4.6m———SAR 4.0m—
Shareholders' equitySAR 1.21bnSAR 1.23bnSAR 1.20bnSAR 1.17bnSAR 1.13bnSAR 1.15bnSAR 1.09bnSAR 1.06bn

Financial ratios

Data as of 4 Nov 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Operating margin11.5%9.1%10.3%7.0%13.5%13.8%—
Net margin9.3%7.1%8.5%1.1%11.4%11.6%—
Return on equity10.5%9.0%12.1%1.7%15.5%17.8%—
Return on assets4.2%3.5%4.3%0.6%5.2%5.6%—
Revenue growth-1.7%-8.3%5.5%4.8%1.7%1.5%—
Earnings growth28.5%-23.6%707.7%-89.7%-0.3%60.8%—
Current ratio109.34x0.03x0.17x16.57x5.82x1.02x—
Debt to equity0.00x0.01x0.00x0.01x0.00x0.01x—
Equity ratio39.6%39.3%36.0%36.3%33.3%31.5%—
Interest coverage———139.82x227.19x263.00x327.49x
Buybacks as a share of market value-0.0%0.0%0.0%-4.9%4.7%0.8%—

Growth per year

Compound annual rate

3 years5 years10 years
Revenue-1.7%0.3%2.8%
Operating income15.8%-3.3%17.8%
Net income99.4%-4.0%15.3%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin10.3%9.5%10.8%8.4%
Net margin8.2%6.5%8.1%6.8%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings8.916.910.777.310.211.513.914.913.616.6
Price to sales0.81.20.90.91.21.31.00.80.70.7

Dividends and splits

Per share, in the currency the company pays

Paid for 4 years. Last went ex-dividend on 17 May 2026.

FY2026FY2025FY2024FY2023FY2020
Paid in the year1.201.201.500.4760.952
  • 21-for-20 split · 19 Nov 2023
  • 10-for-9 split · 17 Dec 2019

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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