B 
Bupa Arabia for Cooperative Insurance Company SJSC 8210.SR · SAR
Financials · Insurance · Tadawul · 🇸🇦 Saudi Arabia
143.00
-1.11%
Close of 8 Nov 2026, in SAR
At a glance
Figures in SAR, from our data supplier.
Revenue, before interest expense
SAR 20.13bn
FY2016FY2025
Net income
SAR 1.08bn
FY2016FY2025
Total assets
SAR 17.10bn
FY2016FY2025
Shareholders' equity
SAR 5.67bn
FY2016FY2025
Income statement
Fiscal years
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue, before interest expense | SAR 20.13bn | SAR 18.79bn | SAR 16.46bn | SAR 13.44bn | SAR 10.88bn | SAR 10.95bn | SAR 9.61bn | SAR 8.33bn | SAR 7.83bn | SAR 7.80bn |
| Operating income | SAR 1.26bn | SAR 1.38bn | SAR 1.12bn | SAR 969.2m | SAR 730.7m | SAR 823.7m | SAR 712.7m | SAR 525.4m | SAR 613.3m | SAR 630.7m |
| Net income | SAR 1.08bn | SAR 1.17bn | SAR 940.2m | SAR 805.1m | SAR 625.6m | SAR 696.1m | SAR 593.8m | SAR 442.6m | SAR 551.0m | SAR 630.7m |
| Diluted earnings per share | 7.24 | 7.84 | 6.32 | 5.39 | 4.19 | 4.66 | 3.98 | 2.96 | 3.68 | 4.21 |
Balance sheet
At each fiscal year end
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | SAR 17.10bn | SAR 15.58bn | SAR 14.44bn | SAR 12.11bn | SAR 12.40bn | SAR 11.50bn | SAR 10.18bn | SAR 8.30bn | SAR 7.33bn | SAR 7.16bn |
| Cash and short-term investments | SAR 1.95bn | SAR 7.06bn | SAR 5.03bn | SAR 3.66bn | SAR 2.62bn | SAR 2.84bn | SAR 2.11bn | SAR 1.53bn | SAR 1.04bn | SAR 225.8m |
| Total liabilities | SAR 11.43bn | SAR 10.46bn | SAR 9.76bn | SAR 7.91bn | SAR 8.20bn | SAR 7.59bn | SAR 7.14bn | SAR 5.71bn | SAR 5.01bn | SAR 5.13bn |
| Debt | SAR 42.9m | SAR 29.1m | — | SAR 184.7m | SAR 125.3m | — | — | — | — | — |
| Shareholders' equity | SAR 5.67bn | SAR 5.12bn | SAR 4.68bn | SAR 4.20bn | SAR 4.20bn | SAR 3.90bn | SAR 3.04bn | SAR 2.59bn | SAR 2.32bn | SAR 2.03bn |
| Shares outstanding | 149m | 149m | 149m | 149m | 149m | 149m | 149m | 150m | 150m | 150m |
Latest quarters
By quarter end
| Jun 2026 | Mar 2026 | Dec 2025 | Sept 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sept 2024 | |
|---|---|---|---|---|---|---|---|---|
| Revenue, before interest expense | SAR 5.53bn | SAR 5.39bn | SAR 5.33bn | SAR 5.26bn | SAR 4.92bn | SAR 4.55bn | SAR 4.89bn | SAR 4.73bn |
| Operating income | — | — | SAR 75.0m | SAR 413.8m | SAR 331.8m | SAR 443.7m | SAR 70.3m | SAR 421.4m |
| Net income | SAR 306.8m | SAR 387.3m | SAR 48.6m | SAR 364.0m | SAR 286.3m | SAR 380.2m | SAR 45.7m | SAR 356.3m |
| Diluted earnings per share | 2.05 | 2.58 | 0.33 | 2.44 | 1.92 | 2.55 | 0.31 | 2.40 |
| Total assets | SAR 18.01bn | SAR 17.50bn | SAR 17.10bn | SAR 16.33bn | SAR 16.81bn | SAR 15.72bn | SAR 15.58bn | SAR 15.55bn |
| Cash and short-term investments | — | — | SAR 1.95bn | SAR 859.7m | SAR 7.89bn | SAR 6.88bn | SAR 7.06bn | SAR 6.80bn |
| Debt | — | — | SAR 42.9m | — | — | — | SAR 29.1m | — |
| Shareholders' equity | SAR 5.62bn | SAR 5.86bn | SAR 5.67bn | SAR 5.71bn | SAR 5.25bn | SAR 5.58bn | SAR 5.12bn | SAR 5.21bn |
Financial ratios
Data as of 24 Sept 2026
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2011 | FY2010 | FY2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating margin | 6.2% | 7.3% | 6.8% | 7.2% | 6.7% | 7.5% | — | — | — | — | — |
| Net margin | 5.4% | 6.2% | 5.7% | 6.0% | 5.8% | 6.4% | — | — | — | — | — |
| Return on equity | 19.0% | 22.8% | 20.1% | 19.2% | 14.9% | 17.8% | — | — | — | — | — |
| Return on assets | 6.3% | 7.5% | 6.5% | 6.6% | 5.0% | 6.1% | — | — | — | — | — |
| Revenue growth | 7.1% | 14.1% | 22.5% | 23.5% | -0.6% | 14.0% | — | — | — | — | — |
| Earnings growth | -7.5% | 24.0% | 16.8% | 28.7% | -10.1% | 17.2% | — | — | — | — | — |
| Current ratio | — | 0.72x | 0.50x | 3.92x | 1.09x | 1.03x | 0.75x | — | — | — | — |
| Debt to equity | 0.01x | 0.01x | — | — | 0.00x | 0.00x | 0.00x | 0.00x | — | — | — |
| Equity ratio | 33.2% | 32.9% | 32.4% | 34.7% | 33.8% | 33.9% | — | — | — | — | — |
| Interest coverage | 270.53x | 280.50x | 185.12x | — | — | — | — | — | 77.87x | 207.11x | 1.26x |
| Buybacks as a share of market value | -0.2% | 0.0% | 0.3% | 0.1% | -0.0% | -0.1% | — | — | — | — | — |
Growth per year
Compound annual rate
| 3 years | 5 years | 10 years | |
|---|---|---|---|
| Revenue | 14.4% | 13.0% | 11.5% |
| Operating income | 9.1% | 8.8% | 6.9% |
| Net income | 10.3% | 9.2% | 5.3% |
Average margins
Over each period
| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Operating margin | 6.8% | 6.9% | 6.9% | 7.2% |
| Net margin | 5.8% | 5.8% | 5.9% | 6.2% |
Valuation history
At each fiscal year end
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Price to earnings | 19.2 | 26.4 | 33.8 | 26.7 | 25.1 | 21.0 | 20.6 | 21.9 | 13.5 | 16.6 |
| Price to sales | 1.0 | 1.6 | 1.9 | 1.6 | 1.4 | 1.3 | 1.3 | 1.2 | 0.9 | 1.4 |
Dividends and splits
Per share, in the currency the company pays
Paid for 5 years. Last went ex-dividend on 1 Jul 2026.
| FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2019 | FY2018 | |
|---|---|---|---|---|---|---|---|---|
| Paid in the year | 4.00 | 4.00 | 4.00 | 3.60 | 3.60 | 2.72 | 1.20 | 1.067 |
- 5-for-4 split · 25 Dec 2022
- 3-for-2 split · 25 Nov 2018
- 2-for-1 split · 8 Dec 2015
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.