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Mortgage Service Japan 7192.T · JPY

Financials · Tokyo Stock Exchange · 🇯🇵 Japan

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565

-4.07%

Close of 9 Nov 2026, in JPY

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in JPY, from our data supplier.

FY2026

Revenue, before interest expense

¥7.96bn

FY2017FY2026

Net income

¥1.09bn

FY2017FY2026

Total assets

¥24.66bn

FY2017FY2026

Shareholders' equity

¥9.62bn

FY2017FY2026

Income statement

Fiscal years

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Revenue, before interest expense¥7.96bn¥7.57bn¥7.11bn¥7.33bn¥7.69bn¥7.13bn¥7.12bn¥6.27bn¥6.29bn¥5.86bn
Research and development——¥0¥0¥0¥0¥0¥0¥0¥0
Operating income¥1.58bn¥1.40bn¥1.40bn¥1.47bn¥1.70bn¥1.42bn¥1.48bn¥1.16bn¥823.8m¥806.2m
Net income¥1.09bn¥982.7m¥874.5m¥1.00bn¥1.13bn¥945.9m¥1.01bn¥803.0m¥583.8m¥556.4m
Diluted earnings per share74.1266.8459.4868.1776.9063.9169.2756.9241.6839.98

Balance sheet

At each fiscal year end

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Total assets¥24.66bn¥22.10bn¥21.24bn¥22.21bn¥22.50bn¥20.33bn¥18.29bn¥14.87bn¥22.24bn¥18.27bn
Cash and short-term investments¥5.11bn¥5.20bn¥4.68bn¥4.43bn¥5.05bn¥4.97bn¥5.24bn¥4.97bn¥4.94bn¥4.44bn
Total liabilities¥15.03bn¥13.32bn¥1.06bn¥14.68bn¥15.67bn¥14.36bn¥13.52bn¥10.91bn¥19.06bn¥15.50bn
Debt¥8.97bn¥7.34bn¥1.69bn¥9.15bn¥10.18bn¥9.24bn¥7.79bn¥6.02bn¥14.96bn¥11.97bn
Shareholders' equity¥9.62bn¥8.78bn¥21.24bn¥7.51bn¥6.80bn¥5.95bn¥4.75bn¥3.95bn¥3.17bn¥2.76bn
Shares outstanding15m15m15m15m15m15m15m14m14m14m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expense¥2.07bn¥2.13bn¥2.07bn¥1.91bn¥1.85bn¥2.00bn¥1.97bn¥1.84bn
Operating income¥456.8m¥368.1m¥464.0m¥411.8m¥339.7m¥349.5m¥411.0m¥374.8m
Net income¥291.9m¥250.9m¥325.6m¥281.1m¥232.2m¥247.9m¥293.0m¥255.3m
Diluted earnings per share19.8517.0622.1419.1215.7916.8619.9317.36
Total assets¥24.03bn¥24.66bn¥22.76bn¥20.61bn¥19.63bn¥22.10bn¥19.24bn¥20.02bn
Cash and short-term investments¥5.10bn¥5.11bn¥5.15bn¥4.79bn¥4.71bn¥5.20bn¥5.22bn¥4.85bn
Debt¥8.98bn¥8.97bn¥7.98bn¥6.57bn¥5.59bn¥7.34bn¥5.31bn¥6.96bn
Shareholders' equity¥9.39bn¥9.62bn¥9.29bn¥8.97bn¥8.69bn¥8.78bn¥8.53bn¥8.24bn

Financial ratios

Data as of 6 Oct 2026

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Operating margin20.0%18.5%18.7%20.1%22.1%19.9%——
Net margin13.7%13.0%12.3%13.7%14.7%13.3%——
Return on equity11.3%11.2%4.1%13.4%16.6%15.9%——
Return on assets4.4%4.4%4.1%4.5%5.0%4.7%——
Revenue growth5.2%6.4%-2.9%-4.7%7.9%0.2%——
Earnings growth10.9%12.4%-12.7%-11.4%19.5%-6.8%——
Current ratio2.46x1.74x18163.34x1.52x1.46x1.43x——
Debt to equity0.93x0.84x0.05x1.22x1.50x1.55x——
Equity ratio39.0%39.7%100.0%33.8%30.2%29.3%——
Interest coverage93810.24x20003.23x31610.52x26751.27x33261.84x101185.64x——
R&D as a share of sales——0.0%0.0%0.0%0.0%0.0%0.0%
Buybacks as a share of market value0.0%0.0%0.0%0.0%0.7%-1.0%——

Growth per year

Compound annual rate

3 years5 years10 years
Revenue2.8%2.2%4.2%
Operating income2.5%2.1%11.1%
Net income2.8%2.9%11.2%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin19.2%19.5%20.0%18.3%
Net margin13.3%13.2%13.5%12.4%

Valuation history

At each fiscal year end

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Price to earnings8.27.67.27.611.517.816.915.19.69.9
Price to sales1.11.00.91.01.72.42.41.90.90.9

Dividends and splits

Per share, in the currency the company pays

Paid for 9 years. Last went ex-dividend on 30 Mar 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2020FY2019
Paid in the year32.0020.0020.0020.0020.0017.507.500.50
  • 2-for-1 split · 28 Aug 2020
  • 3-for-1 split · 6 Mar 2018

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.