T 
Taiwan Cooperative Financial Holding Co 5880.TW · TWD
Financials · Taiwan Stock Exchange · 🇹🇼 Taiwan
27.90
-2.11%
Close of 6 Nov 2026, in TWD
At a glance
Figures in TWD, from our data supplier.
Revenue, before interest expense
TWD 147.31bn
FY2016FY2025
Net income
TWD 21.29bn
FY2016FY2025
Total assets
TWD 5.38trn
FY2016FY2025
Shareholders' equity
TWD 279.25bn
FY2016FY2025
Income statement
Fiscal years
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue, before interest expense | TWD 147.31bn | TWD 141.91bn | TWD 122.80bn | TWD 79.35bn | TWD 67.66bn | TWD 69.78bn | TWD 74.22bn | TWD 68.34bn | TWD 65.52bn | TWD 61.01bn |
| Operating income | TWD 26.30bn | TWD 24.98bn | TWD 22.07bn | TWD 24.39bn | TWD 24.43bn | TWD 19.82bn | TWD 20.72bn | TWD 18.38bn | TWD 16.80bn | TWD 16.23bn |
| Net income | TWD 21.29bn | TWD 19.22bn | TWD 17.26bn | TWD 20.25bn | TWD 20.53bn | TWD 16.58bn | TWD 17.24bn | TWD 15.62bn | TWD 14.32bn | TWD 13.76bn |
| Diluted earnings per share | 1.35 | 1.26 | 1.17 | 1.38 | 1.46 | 1.20 | 1.23 | 1.12 | 1.03 | 0.97 |
Balance sheet
At each fiscal year end
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | TWD 5.38trn | TWD 5.17trn | TWD 4.80trn | TWD 4.48trn | TWD 4.43trn | TWD 4.15trn | TWD 3.74trn | TWD 3.51trn | TWD 3.41trn | TWD 3.34trn |
| Cash and short-term investments | TWD 393.84bn | TWD 477.82bn | TWD 89.23bn | TWD 414.62bn | TWD 496.76bn | TWD 422.34bn | TWD 323.82bn | TWD 321.67bn | TWD 334.55bn | TWD 350.88bn |
| Total liabilities | TWD 5.10trn | TWD 4.91trn | TWD 4.56trn | TWD 4.26trn | TWD 4.19trn | TWD 3.91trn | TWD 3.51trn | TWD 3.30trn | TWD 3.21trn | TWD 3.14trn |
| Debt | TWD 627.09bn | TWD 202.09bn | TWD 194.91bn | TWD 183.36bn | TWD 166.82bn | TWD 161.64bn | TWD 146.74bn | TWD 127.89bn | TWD 133.37bn | TWD 136.59bn |
| Shareholders' equity | TWD 279.25bn | TWD 254.05bn | TWD 239.89bn | TWD 215.45bn | TWD 236.23bn | TWD 231.05bn | TWD 221.42bn | TWD 208.27bn | TWD 201.15bn | TWD 194.68bn |
| Shares outstanding | 15,770m | 15,224m | 14,709m | 14,710m | 14,047m | 13,812m | 13,967m | 13,960m | 13,900m | 14,224m |
Latest quarters
By quarter end
| Jun 2026 | Mar 2026 | Dec 2025 | Sept 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sept 2024 | |
|---|---|---|---|---|---|---|---|---|
| Revenue, before interest expense | TWD 9.76bn | TWD 35.49bn | TWD 36.09bn | TWD 38.43bn | TWD 36.70bn | TWD 36.09bn | TWD 34.26bn | TWD 38.34bn |
| Operating income | TWD 9.76bn | TWD 7.24bn | TWD 6.05bn | TWD 7.29bn | TWD 6.59bn | TWD 6.37bn | TWD 3.96bn | TWD 7.08bn |
| Net income | TWD 7.58bn | TWD 5.59bn | TWD 5.10bn | TWD 6.06bn | TWD 5.20bn | TWD 4.93bn | TWD 3.40bn | TWD 5.73bn |
| Diluted earnings per share | 0.43 | 0.32 | 0.32 | 0.38 | 0.33 | 0.31 | 0.22 | 0.38 |
| Total assets | TWD 5.45trn | TWD 5.43trn | TWD 5.38trn | TWD 5.41trn | TWD 5.27trn | TWD 5.17trn | TWD 5.17trn | TWD 5.05trn |
| Cash and short-term investments | TWD 408.51bn | TWD 411.87bn | TWD 391.99bn | TWD 531.34bn | TWD 502.62bn | TWD 447.62bn | TWD 477.82bn | TWD 465.09bn |
| Debt | TWD 695.74bn | TWD 666.40bn | TWD 627.09bn | — | TWD 594.82bn | TWD 584.02bn | — | — |
| Shareholders' equity | TWD 290.22bn | TWD 282.72bn | TWD 279.25bn | TWD 268.15bn | TWD 252.69bn | TWD 259.01bn | TWD 254.05bn | TWD 253.90bn |
Financial ratios
Data as of 2 Sept 2026
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | |
|---|---|---|---|---|---|---|
| Operating margin | 17.9% | 17.6% | 18.0% | 30.7% | 36.1% | 28.4% |
| Net margin | 14.5% | 13.5% | 14.1% | 25.5% | 30.3% | 23.8% |
| Return on equity | 7.6% | 7.6% | 7.2% | 9.4% | 8.7% | 7.2% |
| Return on assets | 0.4% | 0.4% | 0.4% | 0.5% | 0.5% | 0.4% |
| Revenue growth | 3.8% | 15.6% | 54.8% | 17.3% | -3.0% | -6.0% |
| Earnings growth | 10.8% | 11.3% | -14.7% | -1.4% | 23.8% | -3.8% |
| Current ratio | 0.65x | 0.12x | 0.04x | 8.77x | 8.83x | 9.56x |
| Debt to equity | 2.25x | 2.17x | 1.31x | 1.77x | 1.84x | 1.55x |
| Equity ratio | 5.2% | 4.9% | 5.0% | 4.8% | 5.3% | 5.6% |
| Interest coverage | 0.35x | 0.33x | 0.36x | 0.94x | 1.83x | 1.10x |
| Buybacks as a share of market value | -3.6% | -3.5% | 0.0% | -4.7% | -1.7% | 1.1% |
Growth per year
Compound annual rate
| 3 years | 5 years | 10 years | |
|---|---|---|---|
| Revenue | 22.9% | 16.1% | 9.5% |
| Operating income | 2.6% | 5.8% | 5.4% |
| Net income | 1.7% | 5.1% | 5.0% |
Average margins
Over each period
| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Operating margin | 17.7% | 19.9% | 22.6% | 24.0% |
| Net margin | 14.0% | 15.9% | 18.3% | 19.8% |
Valuation history
At each fiscal year end
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Price to earnings | 17.6 | 18.8 | 21.4 | 17.0 | 15.2 | 14.5 | 13.9 | 12.7 | 12.6 | 11.0 |
| Price to sales | 2.5 | 2.5 | 3.0 | 4.3 | 4.6 | 3.4 | 3.2 | 2.9 | 2.8 | 2.5 |
Dividends and splits
Per share, in the currency the company pays
Paid for 21 years. Last went ex-dividend on 11 Aug 2026.
| FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | |
|---|---|---|---|---|---|---|---|---|
| Paid in the year | 0.80 | 0.683 | 0.616 | 0.458 | 0.872 | 0.705 | 0.705 | 0.604 |
- 1030-for-1000 split · 13 Aug 2025
- 1.035-for-1 split · 14 Aug 2024
- 21-for-20 split · 9 Aug 2023
- 1.03-for-1 split · 10 Aug 2022
- 1.02-for-1 split · 8 Sept 2021
- 1.03-for-1 split · 12 Aug 2020
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
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