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Nayifat Finance 4081.SR · SAR

Financials · Tadawul · 🇸🇦 Saudi Arabia

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8.48

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Close of 9 Nov 2026, in SAR

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Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.

At a glance

Figures in SAR, from our data supplier.

FY2025

Revenue, before interest expense

SAR 341.2m

FY2016FY2025

Net income

−SAR 126.3m

FY2016FY2025

Total assets

SAR 2.16bn

FY2016FY2025

Shareholders' equity

SAR 1.24bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseSAR 341.2mSAR 319.2mSAR 346.6mSAR 364.3mSAR 372.8mSAR 371.4mSAR 337.0mSAR 275.4mSAR 275.3mSAR 354.4m
Research and development—————————SAR 0
Operating income−SAR 115.7mSAR 149.0mSAR 106.6mSAR 191.2mSAR 250.6mSAR 225.8mSAR 213.5mSAR 172.4mSAR 169.6mSAR 2.4m
Net income−SAR 126.3mSAR 131.2mSAR 88.7mSAR 171.5mSAR 225.1mSAR 201.5mSAR 218.8mSAR 176.6mSAR 169.6mSAR 148.6m
Diluted earnings per share-1.061.090.741.432.252.011.831.731.411.55

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsSAR 2.16bnSAR 2.06bnSAR 2.08bnSAR 1.94bnSAR 1.87bnSAR 1.87bnSAR 1.99bnSAR 1.75bnSAR 1.90bnSAR 1.82bn
Cash and short-term investmentsSAR 265.8mSAR 86.5mSAR 61.3mSAR 44.6mSAR 192.8mSAR 260.2mSAR 167.3mSAR 198.0mSAR 287.0mSAR 169.6m
Total liabilitiesSAR 923.4mSAR 616.8mSAR 699.7mSAR 649.9mSAR 593.3mSAR 750.0mSAR 972.4mSAR 805.4mSAR 1.05bnSAR 600.0m
DebtSAR 288.4mSAR 475.9mSAR 624.8mSAR 565.7mSAR 593.3mSAR 664.8mSAR 873.8mSAR 683.4mSAR 906.3mSAR 980.3m
Shareholders' equitySAR 1.24bnSAR 1.45bnSAR 1.38bnSAR 1.29bnSAR 1.19bnSAR 1.12bnSAR 1.02bnSAR 947.7mSAR 856.2mSAR 1.82bn
Shares outstanding119m120m120m120m100m100m120m102m120m96m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseSAR 60.7mSAR 68.4mSAR 83.7mSAR 87.6mSAR 72.3mSAR 77.8mSAR 83.5mSAR 80.9m
Operating income——−SAR 188.7mSAR 24.2mSAR 20.4mSAR 28.5mSAR 38.7mSAR 44.5m
Net incomeSAR 36.9mSAR 23.2m−SAR 185.8mSAR 20.4mSAR 15.6mSAR 23.5mSAR 36.8mSAR 38.9m
Diluted earnings per share0.320.20-1.560.170.130.200.310.32
Total assetsSAR 2.08bnSAR 2.11bnSAR 2.16bnSAR 2.12bnSAR 2.08bnSAR 2.07bnSAR 2.06bnSAR 2.06bn
Cash and short-term investments——SAR 265.8mSAR 60.9mSAR 47.2mSAR 47.0mSAR 86.5mSAR 41.8m
Debt——SAR 288.4m—————
Shareholders' equitySAR 1.30bnSAR 1.26bnSAR 1.24bnSAR 1.44bnSAR 1.44bnSAR 1.47bnSAR 1.45bnSAR 1.47bn

Financial ratios

Data as of 3 Nov 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating margin-33.9%46.7%30.8%52.5%67.2%60.8%————
Net margin-37.0%41.1%25.6%47.1%60.4%54.2%————
Return on equity-10.2%9.1%6.4%13.3%18.9%18.0%————
Return on assets-5.8%6.4%4.3%8.8%12.1%10.8%————
Revenue growth6.9%-7.9%-4.9%-2.3%0.4%10.2%————
Earnings growth-196.3%47.9%-48.3%-23.8%11.7%-7.9%————
Current ratio7.13x35.66x12.83x6.65x9.46x2168.11x————
Debt to equity0.23x———0.31x0.59x0.85x0.72x1.06x—
Equity ratio57.3%70.1%66.3%66.5%63.8%59.9%————
Interest coverage-26.10x———8352.93x1163.72x731.27x———
R&D as a share of sales—————————0.0%
Buybacks as a share of market value0.6%0.0%0.0%-20.0%0.0%16.6%————

Growth per year

Compound annual rate

3 years5 years10 years
Revenue-2.2%-1.7%4.7%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin5.0%24.1%38.2%41.7%
Net margin0.7%19.3%32.7%42.3%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021
Price to earnings-11.514.120.111.111.6
Price to sales4.35.85.15.27.0

Dividends and splits

Per share, in the currency the company pays

Paid for 1 years. Last went ex-dividend on 13 Jul 2025.

FY2025FY2024FY2022FY2021
Paid in the year0.330.500.6250.625
  • 6-for-5 split · 19 Jun 2023

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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