17.40
-3.60%
Close of 6 Nov 2026, in TWD
About Taichung Commercial Bank Co
Its shares trade on Taiwan Stock Exchange under the ticker 2812.TW. It has been listed since 15 May 1984. In the fiscal year to 31 December 2025, it reported revenue before interest expense of TWD 34.76bn and net income of TWD 9.06bn. At that date it held total assets of TWD 1.01trn and shareholders' equity of TWD 91.75bn.
Taichung Commercial Bank Co., Ltd. engages in the banking services. The company is headquartered in Taichung, Taichung. The deposit business includes check deposits and cash deposits. The corporate financial business includes corporate finance business, participating loan business and international trade financing business. The consumer financial business includes housing loans, consumer loans and automobile loans. The foreign exchange business includes foreign currency deposits and loans. The wealth management business includes investment and wealth management business. The electronic financial business include online banking, mobile banking, online automated teller machine (ATM) and other services. The trust business includes real estate trust and securities trust business. The investment business includes foreign exchange trading, securities trading and long-term equity investment business. The financial commodity marketing business includes financial operation tools and financial consulting services.
Figures and description from our data supplier, not checked against the company's own report.
Company facts
- Sector
- Financials
- Industry
- Banks
- Listed since
- 15 May 1984
- Website
- tcbbank.com.tw ↗
Leadership
Pay as last reported
- Mr. Jung-Kuo ChengDeputy General Manager
- Ms. Shu-Chen ChenDeputy General Manager
- Mr. Ruicang LiChairman of the Board, since 2024
- Ms. Chen-Ying WuAssistant General Manager of Finance Division
- Mr. Chien-Hung LinChief Compliance Officer
- Mr. Jin-Yi LeeManaging Director, Independent Director, since 2011
- Mr. Yi-Yuan TungGeneral Manager
- Mr. Chun-Sheng LinDeputy General Manager, Chief Information Security Officer
- Mr. Chun-Yin WangDeputy General Manager
- Mr. Chin-Ming LiaoAssistant General Manager of Accounting Division
- Mr. Tsung-Yi LiuChief Auditor
- Shijie ZhangCorporate Governance Officer
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 0
- Environment
- 0
- Social
- 0
- Governance
- 0
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- Taichung Commercial Bank Co Ltd has several strengths that contribute to its success in the banking industry. Firstly, the bank has a strong financial position, with a solid capital base and healthy liquidity levels. This provides stability and instills confidence in its customers and investors. Secondly, the bank has a wide network of branches and ATMs, ensuring convenient access to its services for customers across various locations. Additionally, the bank has a strong customer base and a good reputation for delivering quality financial products and services. This helps in attracting and retaining customers, thereby driving growth and profitability.
Weaknesses
- Despite its strengths, Taichung Commercial Bank Co Ltd also faces certain weaknesses which need to be addressed. One of the primary weaknesses is its limited presence in international markets. This restricts its ability to tap into global opportunities and diversify its revenue streams. Another weakness is the bank's reliance on traditional banking systems and processes, which may hamper its ability to adapt to rapidly evolving digital technologies and changing customer preferences. Moreover, the bank may face challenges in effectively managing risks associated with its loan portfolio and maintaining asset quality.
Opportunities
- Taichung Commercial Bank Co Ltd has various opportunities in the current market environment. One significant opportunity lies in expanding its international presence by entering new markets or forming strategic alliances with foreign institutions. This would enable the bank to leverage global economic growth and diversify its revenue sources. Additionally, the growing adoption of digital banking presents an opportunity for the bank to enhance its technological capabilities and offer innovative digital products and services. Moreover, the bank can explore opportunities in the emerging fintech sector by collaborating with or acquiring fintech startups.
Threats
- There are certain threats that Taichung Commercial Bank Co Ltd needs to consider and mitigate. One of the primary threats is intense competition from both domestic and international banks, which may erode its market share and profitability. Economic downturns and financial market uncertainties can pose risks to the bank's asset quality and profitability. Additionally, regulatory changes and compliance requirements may increase operational costs and reduce flexibility in decision-making. Moreover, the evolving customer expectations and preferences pose a threat, as failure to adapt to changing trends may result in loss of customers to more innovative and customer-centric competitors.
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
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