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VCREDIT Holdings 2003.HK · HKD

Financials · HKEX · 🇭🇰 Hong Kong

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1.17

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Close of 9 Nov 2026, in HKD

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About VCREDIT Holdings

Its shares trade on HKEX under the ticker 2003.HK. It has been listed since 21 June 2018. In the fiscal year to 31 December 2025, it reported a net loss of CN¥559.8m. At that date it held total assets of CN¥9.33bn and shareholders' equity of CN¥3.95bn.

VCREDIT Holdings Ltd. engages in the provision of independent online consumer finance services in China. The company employs 809 full-time employees The company went IPO on 2018-06-21. The firm mainly provides credit products through pure online loan origination processes. The products are credit cards balance transfer products and consumption credit products.

Figures and description from our data supplier, not checked against the company's own report.

Company facts

Sector
Financials
Industry
Consumer Finance
Listed since
21 Jun 2018
Employees
809
Website
vcredit.com ↗

Leadership

Pay as last reported

  • Mr. Ting Hung MaExecutive Chairman of the Board, since 2007$2.9m
  • Mr. Sai Wang LiuChief Executive Officer, Co-Founder, Executive Director, since 2007$24.2m
  • Ms. Hong BaiChief Financial Officer
  • Mr. Sai Keung LiuChief Operating Officer, Executive Director, since 2017$4.5m
  • Mr. Hongzhe ShiChief Technology Officer
  • Mr. Rui YuChief Marketing Officer
  • Mr. Yisheng GongChief Risk Officer
  • Ms. Lan XueGeneral Manager, Executive Director, since 2001
  • Mr. Jiafang JinChief Security Officer
  • Ms. Wing Man ChanCompany Secretary
  • Mr. Ka Kay YipNon-Executive Director
  • Mr. Derek ChenNon-Executive Independent Director$12,000

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
0
Environment
0
Social
0
Governance
0

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • VCREDIT Holdings Ltd provides independent online consumer finance services in China.
  • The firm employs 809 full-time employees to support its operations.
  • Credit products include credit cards balance transfer and consumption credit options.

Weaknesses

  • The company went IPO on 21 June 2018 in Hong Kong.
  • Operations are limited to the specific market segment of China.
  • Pure online loan origination processes may lack traditional banking safeguards.

Opportunities

  • Expanding credit cards balance transfer products could attract more users.
  • Consumption credit products offer potential growth in the Chinese market.
  • Digital finance services in China present significant expansion possibilities.

Threats

  • Regulatory changes in China could impact online consumer finance services.
  • Competition in the Financial Services sector may increase significantly.
  • Economic shifts in China might reduce consumer borrowing demand.

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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