Saudi National Bank SJSC 1180.SR · SAR

Financials · Banks · Tadawul · 🇸🇦 Saudi Arabia

Compare

37.60

-1.31%

Close of 8 Nov 2026, in SAR

At a glance

Figures in SAR, from our data supplier.

FY2025

Revenue, before interest expense

SAR 75.08bn

FY2016FY2025

Net income

SAR 23.98bn

FY2016FY2025

Total assets

SAR 1.21trn

FY2016FY2025

Shareholders' equity

SAR 203.28bn

FY2016FY2025

Income statement

Fiscal years

	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016
Revenue, before interest expense	SAR 75.08bn	SAR 69.97bn	SAR 60.80bn	SAR 44.13bn	SAR 33.53bn	SAR 25.49bn	SAR 26.30bn	SAR 23.90bn	SAR 22.75bn	SAR 23.54bn
Net income	SAR 23.98bn	SAR 20.43bn	SAR 19.24bn	SAR 18.01bn	SAR 12.18bn	SAR 11.00bn	SAR 11.40bn	SAR 9.59bn	SAR 9.80bn	SAR 9.32bn
Diluted earnings per share	4.03	3.43	3.23	3.02	2.98	3.67	3.81	3.20	3.27	3.11

Balance sheet

At each fiscal year end

	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016
Total assets	SAR 1.21trn	SAR 1.10trn	SAR 1.04trn	SAR 945.50bn	SAR 914.15bn	SAR 599.45bn	SAR 507.26bn	SAR 452.18bn	SAR 444.79bn	SAR 442.66bn
Total liabilities	SAR 1.01trn	SAR 911.59bn	SAR 861.18bn	SAR 779.52bn	SAR 751.95bn	SAR 520.04bn	SAR 438.38bn	SAR 387.44bn	SAR 381.75bn	SAR 383.92bn
Debt	SAR 235.25bn	SAR 191.17bn	SAR 141.95bn	SAR 75.35bn	SAR 43.32bn	SAR 26.08bn	SAR 40.04bn	SAR 32.46bn	SAR 37.94bn	SAR 9.92bn
Shareholders' equity	SAR 203.28bn	SAR 192.57bn	SAR 175.90bn	SAR 165.97bn	SAR 162.20bn	SAR 79.41bn	SAR 68.89bn	SAR 64.74bn	SAR 63.04bn	SAR 58.74bn
Shares outstanding	5,951m	5,953m	5,956m	5,957m	4,082m	2,996m	2,995m	2,994m	2,996m	3,000m

Financial ratios

Data as of 3 Sept 2026

	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016
Operating margin	58.7%	62.8%	63.5%	62.4%	49.1%	58.9%	—	—	—	—
Net margin	54.4%	56.3%	55.8%	54.5%	43.1%	52.1%	—	—	—	—
Return on equity	12.3%	11.0%	11.4%	11.2%	7.8%	14.4%	—	—	—	—
Return on assets	2.1%	1.9%	1.9%	2.0%	1.4%	1.9%	—	—	—	—
Revenue growth	22.5%	4.8%	5.3%	15.8%	34.1%	5.6%	—	—	—	—
Earnings growth	18.2%	5.9%	7.7%	46.7%	10.7%	0.3%	—	—	—	—
Current ratio	0.10x	0.10x	0.12x	0.09x	0.14x	0.15x	—	—	—	—
Debt to equity	—	—	—	—	0.04x	0.02x	0.02x	0.12x	0.15x	0.68x
Equity ratio	16.8%	17.4%	17.0%	17.6%	17.7%	13.2%	—	—	—	—
Buybacks as a share of market value	0.1%	0.8%	-1.6%	0.2%	-47.4%	-0.2%	—	—	—	—

Growth per year

Compound annual rate

	3 years	5 years	10 years
Revenue	6.3%	13.7%	9.1%
Net income	10.0%	16.9%	10.2%

Average margins

Over each period

	1 year	3 years	5 years	10 years
Net margin	30.6%	32.7%	33.9%	36.1%

Valuation history

At each fiscal year end

	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016
Price to earnings	9.4	9.7	12.0	12.5	16.1	8.8	9.7	11.1	8.4	6.8
Price to sales	5.2	5.0	6.1	6.2	6.4	4.3	5.1	5.3	4.2	3.3

Dividends and splits

Per share, in the currency the company pays

Paid for 11 years. Last went ex-dividend on 29 Jul 2026.

	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2019	FY2018
Paid in the year	2.30	2.00	1.80	1.45	1.496	1.085	1.721	1.567

1.34-for-1 split · 8 May 2023
3-for-2 split · 16 May 2018

Sources and methodology

Data on this tab: Our data supplier
Chart on the Overview: TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.

Asset classes

Countries / Regions

Market tools

News & insights

Saudi National Bank SJSC 1180.SR · SAR

At a glance

Income statement

Balance sheet

Financial ratios

Growth per year

Average margins

Valuation history

Dividends and splits

Sources and methodology