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Alinma Bank SJSC 1150.SR · SAR

Financials · Banks · Tadawul · 🇸🇦 Saudi Arabia

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21.31

-1.62%

Close of 8 Nov 2026, in SAR

At a glance

Figures in SAR, from our data supplier.

FY2025

Revenue, before interest expense

SAR 11.84bn

FY2016FY2025

Net income

SAR 6.40bn

FY2016FY2025

Total assets

SAR 311.07bn

FY2016FY2025

Shareholders' equity

SAR 48.24bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseSAR 11.84bnSAR 10.93bnSAR 9.69bnSAR 7.97bnSAR 6.65bnSAR 5.68bnSAR 5.60bnSAR 4.77bnSAR 4.32bnSAR 3.21bn
Operating incomeSAR 7.13bnSAR 6.50bnSAR 5.40bnSAR 4.01bnSAR 3.02bnSAR 2.20bnSAR 2.82bnSAR 2.52bnSAR 2.01bnSAR 1.50bn
Net incomeSAR 6.40bnSAR 5.83bnSAR 4.84bnSAR 3.60bnSAR 2.71bnSAR 1.97bnSAR 2.53bnSAR 2.52bnSAR 2.01bnSAR 1.50bn
Diluted earnings per share2.572.332.421.811.360.991.281.271.010.76

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsSAR 311.07bnSAR 276.83bnSAR 236.72bnSAR 200.44bnSAR 173.48bnSAR 156.88bnSAR 131.84bnSAR 121.54bnSAR 114.75bnSAR 104.73bn
Cash and short-term investmentsSAR 15.41bnSAR 15.38bnSAR 13.08bnSAR 10.66bnSAR 9.65bnSAR 12.65bnSAR 8.30bnSAR 7.52bnSAR 7.59bnSAR 7.48bn
Total liabilitiesSAR 262.83bnSAR 235.39bnSAR 202.38bnSAR 168.56bnSAR 142.77bnSAR 132.45bnSAR 109.39bnSAR 100.24bnSAR 94.41bnSAR 85.55bn
DebtSAR 125.65bnSAR 102.15bnSAR 97.71bnSAR 63.06bnSAR 41.77bnSAR 50.57bnSAR 44.81bnSAR 35.69bnSAR 42.99bnSAR 36.43bn
Shareholders' equitySAR 48.24bnSAR 41.44bnSAR 34.33bnSAR 31.88bnSAR 30.71bnSAR 24.43bnSAR 22.44bnSAR 21.30bnSAR 20.34bnSAR 19.18bn
Shares outstanding2,487m2,500m2,000m1,990m1,988m1,987m1,987m1,987m1,987m1,987m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseSAR 3.12bnSAR 3.01bnSAR 3.13bnSAR 2.96bnSAR 2.94bnSAR 2.81bnSAR 2.81bnSAR 2.82bn
Operating income——SAR 1.92bnSAR 1.78bnSAR 1.75bnSAR 1.68bnSAR 1.70bnSAR 1.75bn
Net incomeSAR 1.60bnSAR 1.68bnSAR 1.72bnSAR 1.59bnSAR 1.57bnSAR 1.51bnSAR 1.53bnSAR 1.57bn
Diluted earnings per share0.640.670.690.640.630.610.610.63
Total assetsSAR 329.29bnSAR 324.29bnSAR 311.07bnSAR 307.21bnSAR 297.22bnSAR 287.22bnSAR 276.83bnSAR 266.98bn
Cash and short-term investments——SAR 15.41bnSAR 18.69bnSAR 19.35bnSAR 20.48bnSAR 15.38bnSAR 17.45bn
Debt———SAR 956.9mSAR 465.2m———
Shareholders' equitySAR 50.12bnSAR 49.60bnSAR 48.24bnSAR 34.97bnSAR 44.77bnSAR 42.95bnSAR 41.44bnSAR 41.16bn

Financial ratios

Data as of 14 Sept 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2017FY2016FY2015FY2014FY2013
Operating margin60.2%59.5%55.7%50.3%45.6%38.8%—————
Net margin54.0%53.3%50.0%45.2%40.7%34.6%—————
Return on equity13.3%14.1%14.1%11.3%8.8%8.0%—————
Return on assets2.1%2.1%2.0%1.8%1.6%1.3%—————
Revenue growth8.3%12.9%21.6%19.8%17.1%1.3%—————
Earnings growth9.7%20.5%34.5%32.8%37.8%-22.4%—————
Current ratio0.14x0.14x0.15x0.13x0.11x0.18x—————
Debt to equity——————0.07x0.13x0.12x0.00x0.01x
Equity ratio15.5%15.0%14.5%15.9%17.7%15.6%—————
Interest coverage0.89x——————————
Buybacks as a share of market value0.5%-25.0%-0.5%-0.1%-0.0%-0.0%—————

Growth per year

Compound annual rate

3 years5 years10 years
Revenue14.1%15.8%14.9%
Operating income21.1%26.5%17.1%
Net income21.1%26.6%15.8%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin59.8%57.0%53.6%52.4%
Net margin53.7%51.1%48.0%48.1%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings9.512.412.814.414.113.111.910.911.312.0
Price to sales5.16.66.46.55.74.55.45.75.35.6

Dividends and splits

Per share, in the currency the company pays

Paid for 5 years. Last went ex-dividend on 4 Aug 2026.

FY2026FY2025FY2024FY2023FY2022FY2021FY2018FY2017
Paid in the year0.501.000.6670.5670.6330.700.500.40
  • 5-for-4 split · 24 Apr 2024
  • 4-for-3 split · 9 Apr 2020

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.