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B

Bank Albilad SJSC 1140.SR · SAR

Financials · Banks · Tadawul · 🇸🇦 Saudi Arabia

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20.64

-2.18%

Close of 8 Nov 2026, in SAR

At a glance

Figures in SAR, from our data supplier.

FY2025

Revenue, before interest expense

SAR 11.16bn

FY2016FY2025

Net income

SAR 3.05bn

FY2016FY2025

Total assets

SAR 172.97bn

FY2016FY2025

Shareholders' equity

SAR 18.92bn

FY2016FY2025

Income statement

Fiscal years

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Revenue, before interest expenseSAR 11.16bnSAR 5.65bnSAR 5.30bnSAR 5.17bnSAR 4.59bnSAR 4.26bnSAR 3.95bnSAR 3.42bnSAR 2.92bnSAR 2.45bn
Operating incomeSAR 3.40bnSAR 3.13bnSAR 2.64bnSAR 2.32bnSAR 1.88bnSAR 1.50bnSAR 1.39bnSAR 1.11bnSAR 936.2mSAR 809.0m
Net incomeSAR 3.05bnSAR 2.81bnSAR 2.37bnSAR 2.08bnSAR 1.69bnSAR 1.35bnSAR 1.24bnSAR 612.7mSAR 942.0mSAR 807.7m
Diluted earnings per share2.031.872.372.082.251.811.670.821.261.08

Balance sheet

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Total assetsSAR 172.97bnSAR 154.96bnSAR 143.11bnSAR 129.54bnSAR 110.85bnSAR 95.75bnSAR 86.00bnSAR 73.64bnSAR 63.21bnSAR 53.75bn
Cash and short-term investmentsSAR 9.65bnSAR 16.35bnSAR 15.15bnSAR 14.78bnSAR 8.23bnSAR 7.92bnSAR 11.96bnSAR 14.77bnSAR 13.40bnSAR 12.48bn
Total liabilitiesSAR 154.05bnSAR 138.27bnSAR 127.85bnSAR 116.14bnSAR 98.87bnSAR 85.01bnSAR 76.58bnSAR 65.80bnSAR 55.62bnSAR 46.60bn
DebtSAR 12.98bnSAR 3.43bnSAR 3.42bnSAR 3.56bnSAR 3.50bnSAR 2.45bnSAR 2.54bnSAR 2.01bnSAR 2.01bnSAR 2.01bn
Shareholders' equitySAR 18.92bnSAR 16.69bnSAR 15.26bnSAR 13.40bnSAR 11.98bnSAR 10.74bnSAR 9.43bnSAR 7.83bnSAR 7.59bnSAR 7.11bn
Shares outstanding1,500m1,500m1,000m1,000m750m746m746m745m745m750m

Financial ratios

Data as of 19 Sept 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating margin30.4%55.3%49.8%44.9%41.0%35.2%————
Net margin27.3%49.6%44.7%40.2%36.8%31.6%————
Return on equity16.1%16.8%15.5%15.5%14.1%12.6%————
Return on assets1.8%1.8%1.7%1.6%1.5%1.4%————
Revenue growth97.5%6.6%2.5%12.7%7.7%8.0%————
Earnings growth8.7%18.5%13.8%23.4%25.1%8.4%————
Current ratio1.51x0.13x0.13x0.14x0.09x0.10x————
Debt to equity0.34x—————0.21x0.26x0.53x0.56x
Equity ratio10.9%10.8%10.7%10.3%10.8%11.2%————
Interest coverage0.77x—0.77x2.14x6.92x—————
Buybacks as a share of market value0.0%-50.0%0.0%-33.4%-0.5%0.0%————

Growth per year

Compound annual rate

3 years5 years10 years
Revenue29.2%21.2%17.7%
Operating income13.6%17.8%15.7%
Net income13.6%17.7%14.5%

Average margins

Over each period

1 year3 years5 years10 years
Operating margin38.8%42.1%41.1%39.0%
Net margin34.8%37.8%36.9%34.7%

Valuation history

At each fiscal year end

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Price to earnings12.217.412.814.210.37.88.113.36.57.7
Price to sales3.38.65.75.73.82.52.52.42.12.5

Dividends and splits

Per share, in the currency the company pays

Paid for 3 years. Last went ex-dividend on 2 Aug 2026.

FY2026FY2025FY2024FY2023FY2020FY2019FY2018FY2017
Paid in the year1.050.450.750.3330.250.200.160.12
  • 6-for-5 split · 15 Apr 2025
  • 5-for-4 split · 30 Apr 2024
  • 4-for-3 split · 12 Apr 2022
  • 5-for-4 split · 10 Apr 2019
  • 6-for-5 split · 12 Apr 2016
  • 5-for-4 split · 15 Apr 2015

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.