A 
Al Rajhi Banking and Investment Corporation SJSC 1120.SR · SAR
Financials · Banks · Tadawul · 🇸🇦 Saudi Arabia
61.10
-1.45%
Close of 8 Nov 2026, in SAR
At a glance
Figures in SAR, from our data supplier.
Net income
SAR 24.79bn
FY2016FY2025
Total assets
SAR 1.04trn
FY2016FY2025
Shareholders' equity
SAR 142.76bn
FY2016FY2025
Income statement
Fiscal years
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating income | SAR 27.65bn | SAR 23.94bn | SAR 18.53bn | SAR 19.12bn | SAR 16.44bn | SAR 11.81bn | SAR 11.33bn | SAR 10.14bn | SAR 9.12bn | SAR 8.13bn |
| Net income | SAR 24.79bn | SAR 19.72bn | SAR 16.62bn | SAR 17.15bn | SAR 14.75bn | SAR 10.60bn | SAR 10.16bn | SAR 3.77bn | SAR 9.12bn | SAR 8.13bn |
| Diluted earnings per share | 6.20 | 4.93 | 4.16 | 4.29 | 3.69 | 2.65 | 2.54 | 0.94 | 2.28 | 2.03 |
Balance sheet
At each fiscal year end
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | SAR 1.04trn | SAR 974.39bn | SAR 808.10bn | SAR 761.62bn | SAR 623.64bn | SAR 468.82bn | SAR 384.09bn | SAR 364.03bn | SAR 343.12bn | SAR 339.71bn |
| Cash and short-term investments | SAR 81.50bn | SAR 73.40bn | SAR 52.20bn | SAR 68.31bn | SAR 66.80bn | SAR 76.43bn | SAR 71.75bn | SAR 75.96bn | SAR 59.49bn | SAR 69.09bn |
| Total liabilities | SAR 900.36bn | SAR 851.25bn | SAR 701.34bn | SAR 661.39bn | SAR 556.36bn | SAR 410.71bn | SAR 332.89bn | SAR 315.72bn | SAR 287.37bn | SAR 287.76bn |
| Debt | — | SAR 8.94bn | SAR 4.42bn | — | SAR 927.8m | SAR 1.13bn | SAR 1.29bn | — | — | — |
| Shareholders' equity | SAR 142.76bn | SAR 123.03bn | SAR 106.76bn | SAR 100.23bn | SAR 67.28bn | SAR 58.12bn | SAR 51.19bn | SAR 48.31bn | SAR 55.75bn | SAR 51.95bn |
| Shares outstanding | 4,000m | 4,000m | 4,000m | 4,000m | 4,000m | 4,000m | 4,000m | 4,000m | 4,000m | 4,000m |
Financial ratios
Data as of 1 Sept 2026
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | |
|---|---|---|---|---|---|---|---|
| Operating margin | 38.3% | — | 67.5% | 67.0% | 64.1% | 57.2% | 58.2% |
| Net margin | 34.5% | 61.8% | 60.6% | 60.1% | 57.5% | 51.3% | — |
| Return on equity | 17.4% | 16.0% | 15.6% | 17.1% | 21.9% | 18.2% | — |
| Return on assets | 2.4% | 2.0% | 2.1% | 2.3% | 2.4% | 2.3% | — |
| Revenue growth | 125.1% | 16.3% | -3.9% | 11.4% | 24.0% | 6.2% | — |
| Earnings growth | 25.7% | 18.7% | -3.1% | 16.3% | 39.2% | 4.3% | — |
| Current ratio | 0.10x | 0.10x | 0.08x | 0.11x | 0.13x | 0.20x | — |
| Equity ratio | 13.7% | 12.6% | 13.2% | 13.2% | 10.8% | 12.4% | — |
| Interest coverage | 1.06x | — | — | — | — | — | — |
| Buybacks as a share of market value | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
Growth per year
Compound annual rate
| 3 years | 5 years | 10 years | |
|---|---|---|---|
| Revenue | 36.0% | 28.3% | 18.0% |
| Operating income | 13.1% | 18.5% | 14.5% |
| Net income | 13.1% | 18.5% | 13.3% |
Average margins
Over each period
| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Operating margin | 49.7% | 55.9% | 57.0% | 56.8% |
| Net margin | 42.9% | 49.0% | 50.3% | 49.3% |
Valuation history
At each fiscal year end
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Price to earnings | 15.7 | 19.2 | 20.8 | 17.5 | 24.0 | 17.4 | 16.1 | 37.7 | 11.5 | 12.6 |
| Price to sales | 5.4 | 11.9 | 12.6 | 10.5 | 13.8 | 8.9 | 8.4 | 8.2 | 6.6 | 6.7 |
Dividends and splits
Per share, in the currency the company pays
Paid for 3 years. Last went ex-dividend on 21 Apr 2026.
| FY2026 | FY2025 | FY2024 | FY2023 | FY2021 | FY2020 | FY2019 | FY2018 | |
|---|---|---|---|---|---|---|---|---|
| Paid in the year | 1.167 | 1.473 | 1.60 | 1.60 | 1.00 | 0.625 | 1.563 | 1.219 |
- 8-for-5 split · 9 May 2022
- 20-for-13 split · 4 Apr 2019
- 13-for-12 split · 15 Apr 2014
- 10-for-9 split · 25 Feb 2008
- 2-for-1 split · 4 Mar 2007
- 5-for-1 split · 8 Apr 2006
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
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