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KB Financial Group 105560.KS · KRW

Financials · Banks · KRX · 🇰🇷 South Korea

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151,000

-3.82%

Close of 6 Nov 2026, in KRW

About KB Financial Group

Its shares trade on KRX under the ticker 105560.KS. It has been listed since 10 October 2008. In the fiscal year to 31 December 2025, it reported revenue before interest expense of ₩50.69trn and net income of ₩5.85trn. At that date it held total assets of ₩797.92trn and shareholders' equity of ₩61.37trn.

KB Financial Group, Inc. is a holding company that engages in providing financial services through its subsidiaries. The company is headquartered in Seoul, Seoul. The company went IPO on 2008-10-10. The firm operates its business through six segments. The Banking segment consists of retail banking services provided by Kookmin Bank. This segment is engaged in the lending and receiving of large corporations, small and medium-sized businesses, SOHO and household customers, the investment of securities and derivatives, and financing, among others. The Credit Card segment operates credit sales, cash advances and card loans, among others. The Non-life Insurance segment is engaged in the non-life insurance. The Securities segment is engaged in the trading, consignment, and acquisition of securities. The Life Insurance segment is engaged in the life insurance. The other segment is engaged in the maintenance of computer-related equipment and systems, the investigation of credit and the collection of debt, among others.

Figures and description from our data supplier, not checked against the company's own report.

Company facts

Sector
Financials
Industry
Banks
Listed since
10 Oct 2008
Employees
25,725
Website
kbfg.com ↗

Leadership

Pay as last reported

  • Mr. Jong Hui YangChairman, Chief Executive Officer₩1.55bn
  • Mr. Jae Gwan KimChief Financial Officer, Vice President
  • Mr. Hyo Seong JeonChief Human Resource Officer, Assistant Managing Director
  • Mr. Dae Hwan YimChief Compliance Officer, Vice President
  • Mr. Cheol Su ChoiChief Risk Officer, Vice President
  • Mr. Yeong Seo ChoVice President, Chief Digital Officer, Chief Information Technology Officer
  • Mr. Seung Jong LeeVice President, Chief Strategy Officer
  • Mr. Yeong Ho SeoVice President
  • Mr. Bong Jung GwonManaging Director
  • Mr. Dae Hyeon ChaManaging Director
  • Mr. Hyo Yik ParkManaging Director
  • Ms. Gyeong Nam KimAssistant Managing Director

Environmental, social and governance

Scores out of 100, from our data supplier

ESG
Overall
97
Environment
99
Social
99
Governance
92
Direct emissions (scope 1)
23,325 t
Energy emissions (scope 2)
132,121 t
Value chain emissions (scope 3)
679,402 t
Women in the workforce
50.75114%
Carbon reduction policy
Yes
Human rights policy
Yes

SWOT analysis

AI-generated by our data supplier. Not written or checked by our editors.

AI-generated

Strengths

  • KB Financial Group Inc holds a dominant position in the financial industry, with a significant market share and a strong customer base. This allows them to leverage their brand reputation and offer a wide range of financial services.
  • KB Financial Group Inc operates in various sectors, including banking, insurance, asset management, and credit cards. This diversified portfolio helps to mitigate risks and generate revenue from different sources.
  • The company has consistently delivered impressive financial results, showcasing robust profitability and stable growth. This enables KB Financial Group Inc to invest in strategic initiatives and maintain a strong capital position.

Weaknesses

  • KB Financial Group Inc heavily relies on the domestic market for its revenue generation. This dependence leaves the company vulnerable to fluctuations in the local economy and regulatory changes imposed by the government.
  • Compared to some of its international competitors, KB Financial Group Inc has a relatively limited global presence. This narrows their opportunities for expansion and exposes them to potential missed growth opportunities in other markets.
  • As a financial institution, KB Financial Group Inc faces strict regulatory requirements and compliance obligations. Any failure to comply with these regulations can result in legal consequences, reputational damage, and financial penalties.

Opportunities

  • The advancement of technology, such as the adoption of digital banking and fintech solutions, presents significant opportunities for KB Financial Group Inc to enhance their services, improve efficiency, and attract tech-savvy customers.
  • The increasing wealth among individuals and the need for professional wealth management services offer a great opportunity for KB Financial Group Inc to expand its asset management and private banking divisions to cater to this demand.
  • KB Financial Group Inc can explore strategic partnerships and acquisitions to strengthen its market position, expand its customer base, and acquire specialized expertise or technology in order to gain a competitive edge in the financial industry.

Threats

  • The financial industry is highly competitive, with numerous domestic and international players vying for market share. KB Financial Group Inc faces the potential threat of losing customers, market share, and revenue to its rivals.
  • Fluctuations in the local and global economy can significantly impact KB Financial Group Inc's operations. Economic downturns, recessions, or financial crises can lead to decreased demand for financial services, credit defaults, and higher loan delinquency rates.
  • Rapid technological advancements and disruptive innovations in the financial sector can pose a threat to traditional business models. KB Financial Group Inc must adapt and invest in technology to remain competitive and meet evolving customer expectations.

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

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