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R

Riyad Bank SJSC 1010.SR · SAR

Financials · Banks · Tadawul · 🇸🇦 Saudi Arabia

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19.77

-2.23%

Close of 8 Nov 2026, in SAR

At a glance

Figures in SAR, from our data supplier.

FY2024

Revenue, before interest expense

SAR 30.17bn

FY2015FY2024

Net income

SAR 9.00bn

FY2015FY2024

Total assets

SAR 450.38bn

FY2015FY2024

Shareholders' equity

SAR 67.94bn

FY2015FY2024

Income statement

Fiscal years

FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015
Revenue, before interest expenseSAR 30.17bnSAR 25.49bnSAR 17.50bnSAR 13.39bnSAR 13.66bnSAR 14.10bnSAR 11.37bnSAR 10.26bnSAR 10.29bnSAR 9.17bn
Net incomeSAR 9.00bnSAR 7.74bnSAR 7.02bnSAR 6.03bnSAR 4.71bnSAR 5.60bnSAR 3.09bnSAR 3.95bnSAR 3.34bnSAR 4.05bn
Diluted earnings per share3.012.582.342.011.571.871.031.321.111.35

Balance sheet

At each fiscal year end

FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015
Total assetsSAR 450.38bnSAR 386.85bnSAR 359.65bnSAR 325.74bnSAR 310.09bnSAR 265.79bnSAR 229.90bnSAR 216.28bnSAR 217.62bnSAR 223.32bn
Total liabilitiesSAR 382.44bnSAR 326.59bnSAR 303.48bnSAR 278.44bnSAR 265.73bnSAR 225.22bnSAR 193.13bnSAR 177.66bnSAR 180.65bnSAR 186.77bn
DebtSAR 13.69bnSAR 13.82bnSAR 9.29bnSAR 8.72bnSAR 5.68bnSAR 4.00bnSAR 4.00bnSAR 8.02bnSAR 8.02bnSAR 8.01bn
Shareholders' equitySAR 67.94bnSAR 60.26bnSAR 56.17bnSAR 47.30bnSAR 44.36bnSAR 40.57bnSAR 36.77bnSAR 38.62bnSAR 36.97bnSAR 36.55bn
Shares outstanding2,995m2,995m3,000m3,000m3,000m3,000m3,000m3,000m3,000m3,000m

Latest quarters

By quarter end

Jun 2026Mar 2026Dec 2025Sept 2025Jun 2025Mar 2025Dec 2024Sept 2024
Revenue, before interest expenseSAR 4.67bnSAR 4.76bnSAR 8.88bnSAR 8.97bnSAR 4.50bnSAR 4.47bnSAR 4.40bnSAR 4.54bn
Operating income——SAR 2.95bnSAR 2.99bnSAR 2.90bnSAR 2.77bnSAR 2.99bnSAR 2.96bn
Net incomeSAR 2.65bnSAR 2.61bnSAR 2.64bnSAR 2.55bnSAR 2.60bnSAR 2.49bnSAR 2.26bnSAR 2.65bn
Diluted earnings per share0.890.870.880.850.870.830.750.89
Total assetsSAR 533.64bnSAR 537.08bnSAR 519.48bnSAR 507.57bnSAR 490.82bnSAR 465.35bnSAR 450.38bnSAR 433.37bn
Cash and short-term investments——SAR 47.27bnSAR 19.97bnSAR 46.59bnSAR 42.14bnSAR 45.17bnSAR 46.72bn
Shareholders' equitySAR 80.32bnSAR 79.16bnSAR 75.48bnSAR 61.57bnSAR 72.34bnSAR 72.52bnSAR 67.94bnSAR 56.58bn

Financial ratios

Data as of 10 Sept 2026

FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating margin63.2%—56.9%58.7%58.0%49.5%58.1%———
Net margin56.7%54.0%51.1%52.7%52.1%42.5%————
Return on equity13.8%13.7%13.4%12.5%12.7%10.6%————
Return on assets2.0%2.1%2.1%2.0%1.8%1.5%————
Revenue growth6.4%9.5%18.2%15.1%4.4%3.4%————
Earnings growth11.7%15.9%14.6%16.5%27.8%-15.8%————
Current ratio0.13x0.13x49.35x107.90x40.53x46.77x————
Debt to equity————0.18x0.13x0.10x0.11x0.42x0.43x
Equity ratio14.5%15.1%15.6%15.6%14.5%14.3%————
Interest coverage0.83x—————————
Buybacks as a share of market value0.2%0.0%0.2%0.0%0.0%0.0%————

Growth per year

Compound annual rate

3 years5 years10 years
Revenue14.5%10.3%8.3%
Net income14.3%10.0%7.5%

Average margins

Over each period

1 year3 years5 years10 years
Net margin30.1%34.4%35.1%35.7%

Valuation history

At each fiscal year end

FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015
Price to earnings9.511.013.613.512.812.819.29.610.49.2
Price to sales4.54.96.56.55.06.26.24.34.24.4

Dividends and splits

Per share, in the currency the company pays

Paid for 26 years. Last went ex-dividend on 29 Jul 2026.

FY2025FY2024FY2023FY2022FY2021FY2019FY2018FY2017
Paid in the year1.751.550.651.151.541.070.771.03
  • 2-for-1 split · 27 May 2014
  • 5-for-1 split · 8 Apr 2006
  • 5-for-4 split · 28 Feb 2006
  • 5-for-4 split · 22 Feb 2005

Sources and methodology

Data on this tab
Our data supplier
Chart on the Overview
TradingView

Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.