Jiangsu Zhangjiagang Rural Commercial Bank Co 002839.SZ · CNY
Financials · Shenzhen · 🇨🇳 China
4.45
+1.14%
Close of 9 Nov 2026, in CNY
Search any instrument
Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.
At a glance
Figures in CNY, from our data supplier.
Revenue, before interest expense
CN¥4.61bn
FY2016FY2025
Net income
CN¥1.98bn
FY2016FY2025
Total assets
CN¥227.24bn
FY2016FY2025
Shareholders' equity
CN¥20.53bn
FY2016FY2025
Income statement
Fiscal years
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue, before interest expense | CN¥4.61bn | CN¥8.63bn | CN¥8.69bn | CN¥8.57bn | CN¥7.97bn | CN¥6.78bn | CN¥6.15bn | CN¥4.89bn | CN¥4.26bn | CN¥4.19bn |
| Operating income | — | CN¥2.05bn | CN¥1.93bn | CN¥1.86bn | CN¥1.37bn | CN¥1.00bn | CN¥965.8m | CN¥854.0m | CN¥747.7m | CN¥688.4m |
| Net income | CN¥1.98bn | CN¥1.88bn | CN¥1.79bn | CN¥1.68bn | CN¥1.30bn | CN¥1.00bn | CN¥954.2m | CN¥835.1m | CN¥763.1m | CN¥689.5m |
| Diluted earnings per share | 0.81 | 1.04 | 0.69 | 0.64 | 0.60 | 0.55 | 0.38 | 0.47 | 0.43 | 0.41 |
Balance sheet
At each fiscal year end
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | CN¥227.24bn | CN¥218.91bn | CN¥207.13bn | CN¥187.53bn | CN¥164.58bn | CN¥143.89bn | CN¥123.04bn | CN¥113.60bn | CN¥103.13bn | CN¥90.18bn |
| Cash and short-term investments | — | CN¥13.54bn | CN¥13.02bn | CN¥13.33bn | CN¥11.23bn | CN¥11.87bn | CN¥13.05bn | CN¥12.40bn | CN¥12.22bn | CN¥13.12bn |
| Total liabilities | CN¥206.53bn | CN¥199.01bn | CN¥189.92bn | CN¥171.81bn | CN¥150.01bn | CN¥132.58bn | CN¥112.31bn | CN¥103.54bn | CN¥94.74bn | CN¥82.73bn |
| Debt | — | CN¥8.01bn | CN¥11.47bn | CN¥11.52bn | CN¥9.21bn | CN¥7.28bn | CN¥7.16bn | CN¥6.95bn | CN¥3.08bn | CN¥1.02bn |
| Shareholders' equity | CN¥20.53bn | CN¥19.72bn | CN¥17.04bn | CN¥15.56bn | CN¥14.42bn | CN¥11.21bn | CN¥10.67bn | CN¥9.97bn | CN¥8.28bn | CN¥7.33bn |
| Shares outstanding | 2,444m | 1,805m | 2,608m | 2,611m | 2,167m | 1,831m | 2,498m | 1,777m | 1,757m | 1,698m |
Financial ratios
Data as of 4 Oct 2026
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating margin | — | 23.8% | 22.2% | 21.6% | 17.2% | 14.8% | 15.7% | — | — | — | — | — | — |
| Net margin | 42.9% | 21.8% | 20.6% | 19.6% | 16.4% | 14.8% | — | — | — | — | — | — | — |
| Return on equity | 9.6% | 9.5% | 10.5% | 10.8% | 9.0% | 8.9% | — | — | — | — | — | — | — |
| Return on assets | 0.9% | 0.9% | 0.9% | 0.9% | 0.8% | 0.7% | — | — | — | — | — | — | — |
| Revenue growth | -46.5% | -0.8% | 1.4% | 7.6% | 17.6% | 10.1% | — | — | — | — | — | — | — |
| Earnings growth | 5.3% | 5.1% | 6.2% | 29.0% | 30.3% | 4.9% | — | — | — | — | — | — | — |
| Current ratio | — | 0.08x | 0.28x | 0.09x | 0.09x | 0.11x | 0.14x | — | — | — | — | — | — |
| Debt to equity | — | — | — | — | — | — | — | 0.71x | 0.39x | 0.04x | 0.37x | 0.06x | 1.44x |
| Equity ratio | 9.0% | 9.0% | 8.2% | 8.3% | 8.8% | 7.8% | — | — | — | — | — | — | — |
| Interest coverage | — | 0.51x | 0.45x | 0.48x | 0.40x | 0.37x | 0.39x | — | — | — | — | — | — |
| Buybacks as a share of market value | -35.4% | 30.8% | 0.1% | -20.5% | -18.4% | 26.7% | — | — | — | — | — | — | — |
Growth per year
Compound annual rate
| 3 years | 5 years | 10 years | |
|---|---|---|---|
| Revenue | -18.7% | -7.4% | 1.2% |
| Net income | 5.6% | 14.6% | 11.4% |
Average margins
Over each period
| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Net margin | 29.1% | 24.0% | 21.3% | 19.7% |
Valuation history
At each fiscal year end
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | |
|---|---|---|---|---|---|---|---|---|---|
| Price to earnings | 5.6 | 4.2 | 5.7 | 7.2 | 8.0 | 9.3 | 13.0 | 9.5 | 22.5 |
| Price to sales | 2.4 | 0.9 | 1.2 | 1.4 | 1.3 | 1.4 | 2.0 | 1.6 | 4.0 |
Dividends and splits
Per share, in the currency the company pays
Paid for 9 years. Last went ex-dividend on 15 Oct 2025.
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | |
|---|---|---|---|---|---|---|---|---|
| Paid in the year | 0.30 | 0.20 | 0.20 | 0.16 | 0.133 | 0.125 | 0.125 | 0.083 |
- 6-for-5 split · 5 May 2022
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.