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Finance

Monzo in talks on sale to Nubank at about £10 billion valuation, Sky News reports

Published by Global Banking & Finance Review

Posted on September 26, 2026

2 min read

· Last updated: September 26, 2026

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Monzo in Early Talks for Potential £10 Billion Sale to Nubank

Potential Acquisition and Strategic Options for Monzo

(Corrects to say Monzo was last valued at £4.5 billion in October 2024, not "last October" in final bullet point)

Early-Stage Talks Between Monzo and Nubank

Sept 26 (Reuters) - Brazil's Nubank is in early-stage talks with British digital bank Monzo about a potential combination that could value Monzo at between £8 billion and £10 billion ($10.60 billion - $13.25 billion), Sky News reported on Saturday.

Monzo's Strategic Options

  • An acquisition by Nubank is one of two options Monzo's board is currently exploring, Sky News said, citing a source close to the process.
  • The other option is a new funding round expected to value Monzo at more than £8 billion, with proceeds earmarked for a mainland European expansion, the report said.
Comments from Monzo and Nubank

Monzo declined to comment. Nubank could not be immediately reached for comment outside regular business hours.

Company Backgrounds and Financials

  • Nubank, headquartered in Sao Paulo, is listed on the New York Stock Exchange with a market capitalisation of about $65.5 billion.
  • London-based Monzo made a pretax profit of £87.3 million for the year ended March 31, up from £60.5 million a year earlier, with revenue growing to £1.7 billion from £1.2 billion, according to its annual report.
  • Monzo was last valued at £4.5 billion in an employee share sale in October 2024, to investors including Singapore's sovereign wealth fund GIC and StepStone Group.
Additional Information

($1 = 0.7547 pounds)

(Reporting by Rajveer Singh Pardesi in Bengaluru; Editing by Kirsten Donovan)

Key Takeaways

  • Nubank’s NYSE-listed parent, Nu Holdings, currently has a market cap around $65–66 billion, underscoring its capacity for a bold acquisition.
  • Monzo was last valued at approximately £4.5 billion in an October 2024 employee share sale, meaning this deal implies nearly double its valuation in under two years.
  • Monzo’s board faces two strategic paths: a sale to Nubank or a funding round to finance expansion into mainland Europe; both routes reflect strong investor interest and strategic ambition.

Frequently Asked Questions

What is the potential valuation of Monzo in the talks with Nubank?
Monzo could be valued between £8 billion and £10 billion in the potential acquisition by Nubank.
What other option is Monzo considering besides an acquisition by Nubank?
Monzo is also considering a new funding round expected to value the bank at more than £8 billion.
Who last invested in Monzo and at what valuation?
Monzo was last valued at £4.5 billion during an employee share sale in October 2024, with investors including GIC and StepStone Group.
What was Monzo's latest reported profit and revenue?
Monzo reported a pretax profit of £87.3 million and revenue of £1.7 billion for the year ended March 31.
Where are Monzo and Nubank headquartered?
Monzo is based in London, UK, while Nubank is headquartered in Sao Paulo, Brazil.

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