280.25
+0.14%
Close of 9 Nov 2026, in INR
Search any instrument
Reference data, closing prices and charts across 45,000 companies, plus crypto, commodities and currencies.
About Mahindra and Mahindra Financial Services
Its shares trade on NSE under the ticker M&MFIN.NS. It has been listed since 17 March 2006. In the fiscal year to 31 January 2026, it reported revenue before interest expense of ₹22.62bn and net income of ₹642.0m. At that date it held total assets of ₹16.24bn and shareholders' equity of ₹4.86bn.
Mahindra & Mahindra Financial Services Ltd. a non-banking financial company, provides asset finance in the rural and semi-urban areas in India. The company is headquartered in Mumbai, Maharashtra. The company went IPO on 2006-03-17. The firm is engaged in providing asset finance through its branch network. The firm primarily engaged in financing new and pre-owned auto and utility vehicles, tractors, cars, and commercial vehicles. The company provides housing finance, personal loans, financing to small and medium enterprises, insurance broking, and mutual fund distribution services. The firm provides a range of retail products and services, such as financing vehicles for commercial and personal use, tractors, small and medium enterprise (SME) loans, and various other financial products. Through its housing finance subsidiary, Mahindra Rural Housing Finance Limited (MHRFL), the Company is enabling various low- and middle-income households to build their own home. The firm also provides mutual fund distribution, fixed deposit schemes and personal loans.
Figures and description from our data supplier, not checked against the company's own report.
Company facts
- Sector
- Financials
- Industry
- Consumer Finance
- Listed since
- 17 Mar 2006
- Employees
- 90,134
- Website
- mahindrafinance.com ↗
Leadership
Pay as last reported
- Mr. Antony SpringChairman of the Board, Chief Executive Officer, since 2024$16.5m
- Mr. Thomas EdwardsChief Financial Officer, Chief Operating Officer
- Mr. Olivier BronChief Executive Officer - Bloomingdale's$2.6m
- Ms. Danielle KirganChief Human Resources Officer, Chief Corporate Affairs Officer$3.5m
- Mr. Paul GriscomSenior Vice President, Controller
- Ms. Barbie CameronChief Stores Officer
- Ms. Tracy PrestonChief Legal Officer and Corporate Secretary$2.7m
- Mr. Paul VargaLead Independent Director$316,238
- Ms. Emilie ArelIndependent Director$271,637
- Mr. Torrence BooneIndependent Director$269,993
- Ms. Marie ChandohaIndependent Director$294,336
- Mr. Robert ChavezIndependent Director
Environmental, social and governance
Scores out of 100, from our data supplier
- Overall
- 55
- Environment
- 55
- Social
- 57
- Governance
- 52
- Direct emissions (scope 1)
- 67,002 t
- Energy emissions (scope 2)
- 417,784 t
- Value chain emissions (scope 3)
- 10,364,920 t
- Women in the workforce
- 75%
- Carbon reduction policy
- No
- Human rights policy
- Yes
SWOT analysis
AI-generated by our data supplier. Not written or checked by our editors.
Strengths
- Established Brand: Mahindra and Mahindra Financial Services Ltd benefits from being a subsidiary of the well-known and trusted Mahindra Group.
- Extensive Product Portfolio: The company offers a wide range of financial products including vehicle and equipment loans, used vehicle financing, and insurance, providing diversified revenue streams.
- Strong Market Presence: With a nation-wide network of branches and an extensive customer base, Mahindra and Mahindra Financial Services Ltd holds a significant market share in the Indian financial services industry.
Weaknesses
- Dependence on the Automotive Industry: Mahindra and Mahindra Financial Services Ltd heavily relies on the performance of the automotive sector. Any downturn in the industry can directly impact its business operations.
- Limited Global Presence: The company's operations are predominantly focused in India, limiting its exposure to international markets and potential growth opportunities abroad.
- High Risk of Bad Loans: As a non-banking financial company (NBFC), Mahindra and Mahindra Financial Services Ltd faces higher exposure to bad loans compared to traditional banks, primarily due to its focus on lending to the self-employed and rural customers.
Opportunities
- Growing Middle-Class Segment: The Indian middle-class population is expanding rapidly, creating a substantial market for financial services. Mahindra and Mahindra Financial Services Ltd can tap into this opportunity to expand its customer base and increase revenues.
- Digital Transformation: Embracing digital technologies and online platforms can help the company enhance customer experience, increase operational efficiency, and reach customers in geographically remote areas.
- Diversification into New Verticals: Mahindra and Mahindra Financial Services Ltd can consider diversifying into new business verticals such as microfinance, wealth management, or housing finance to broaden its offerings and capture additional market segments.
Threats
- Regulatory Challenges: The NBFC sector in India is subject to stringent regulations, which can increase compliance costs and limit the company's flexibility in terms of product offerings and business operations.
- Intense Competition: Mahindra and Mahindra Financial Services Ltd faces intense competition from both established financial institutions and emerging Fintech startups. This can pose a threat to market share and profitability.
- Economic Volatility: Any economic downturn or fluctuations in interest rates can negatively impact the company's financial performance, including the ability to attract new customers and recover outstanding loans.
Sources and methodology
- Data on this tab
- Our data supplier
- Chart on the Overview
- TradingView
Nothing here is investment advice. Prices can be delayed or wrong, so check with the exchange before relying on them. Data for this page. How we cover markets.