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How Does Social Security Spousal Benefits Work?
Published by Gbaf News
Posted on July 17, 2018
6 min readLast updated: January 21, 2026
Global Banking & Finance Review®
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Published by Gbaf News
Posted on July 17, 2018
6 min readLast updated: January 21, 2026
Social Security Spousal Benefits are the privileges that a worker’s current of former spouse enjoys when they file for Social Security. This benefit depends on different circumstances which are explained in details in this article.
A current or ex-spouse of a retired worker is eligible to get up to fifty percent of the total amount of the social security as specified in the Social Security survivor benefits. The person should be sixty-two years of age to enjoy the security benefit provided the spouse has registered for the retirement plan.
Some of the frequently asked Social security questions:
One can easily apply to receive the extra income through the Social Security Spousal Benefit Plan by applying online at their website or walk in at the nearby local Social Security benefit Office and duly fill up the form as per required procedures.
An ex-spouse would be eligible to get the security benefit if their marriage before separation had lasted for 10 years or more and did not remarry before reaching the age of sixty years.
Social Security Spousal Benefits can be an important source of income in the old age. Therefore, it becomes imperative to gauge the exact security benefits that one is entitled to receive. In case both the husband and wife have retirement benefit plans, then the higher amount between the two is paid to the recipients as laid down in the Social Security survivor benefits plan.
In case the eligibility exists for the spousal benefit then one can get as much as 50 percent of the higher earning spouses full retirement age benefits. For instance, if your spouse’s full retirement age benefit amounts to $10,000 per month, the spousal benefit could be as high as $5,000. The important observation here is that the maximum limit that the spousal benefit can be as high as 50% of the higher-earning spouse’s full retirement benefit, however it can always be less depending on your filing age for availing this benefit. In case you file for the benefit once you attain your full retirement age then you are eligible for 50 percent. The percentage will get lower, the earlier you file for the benefit.
The survivor of a deceased spouse is entitled to receive the amount of the Social Security survivor benefits provided they have been married for at least nine months or they have a child in order for the survivor to receive the security benefit amount.
As per the official Government website, ssa.gov, the amount that a spouse will receive is dependent upon various factors such as the time frame in which they receive the amount or their own personal pension amounts.
Social Security Spousal Benefits are the privileges that a worker’s current of former spouse enjoys when they file for Social Security. This benefit depends on different circumstances which are explained in details in this article.
A current or ex-spouse of a retired worker is eligible to get up to fifty percent of the total amount of the social security as specified in the Social Security survivor benefits. The person should be sixty-two years of age to enjoy the security benefit provided the spouse has registered for the retirement plan.
Some of the frequently asked Social security questions:
One can easily apply to receive the extra income through the Social Security Spousal Benefit Plan by applying online at their website or walk in at the nearby local Social Security benefit Office and duly fill up the form as per required procedures.
An ex-spouse would be eligible to get the security benefit if their marriage before separation had lasted for 10 years or more and did not remarry before reaching the age of sixty years.
Social Security Spousal Benefits can be an important source of income in the old age. Therefore, it becomes imperative to gauge the exact security benefits that one is entitled to receive. In case both the husband and wife have retirement benefit plans, then the higher amount between the two is paid to the recipients as laid down in the Social Security survivor benefits plan.
In case the eligibility exists for the spousal benefit then one can get as much as 50 percent of the higher earning spouses full retirement age benefits. For instance, if your spouse’s full retirement age benefit amounts to $10,000 per month, the spousal benefit could be as high as $5,000. The important observation here is that the maximum limit that the spousal benefit can be as high as 50% of the higher-earning spouse’s full retirement benefit, however it can always be less depending on your filing age for availing this benefit. In case you file for the benefit once you attain your full retirement age then you are eligible for 50 percent. The percentage will get lower, the earlier you file for the benefit.
The survivor of a deceased spouse is entitled to receive the amount of the Social Security survivor benefits provided they have been married for at least nine months or they have a child in order for the survivor to receive the security benefit amount.
As per the official Government website, ssa.gov, the amount that a spouse will receive is dependent upon various factors such as the time frame in which they receive the amount or their own personal pension amounts.
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