Factbox-ECB sets 2025 SREP requirements for Italian banks
Published by Jessica Weisman-Pitts
Posted on December 18, 2024
1 min readLast updated: January 28, 2026

Published by Jessica Weisman-Pitts
Posted on December 18, 2024
1 min readLast updated: January 28, 2026

(Reuters) -Italian banks have started to disclose the minimum best-quality capital requirements for 2025 set by the European Central Bank under its Supervisory Review and Evaluation Process (SREP).
(Reuters) -Italian banks have started to disclose the minimum best-quality capital requirements for 2025 set by the European Central Bank under its Supervisory Review and Evaluation Process (SREP).
The SREP process provides an overall assessment of the challenges that significant lenders face, resulting in solvency requirements and other supervisory measures they are expected to comply with for the year ahead.
Here are the SREP requirements for 2025 disclosed so far by the Italian banks:
BANK 2025 SREP CET1 2024 SREP CET1 CET1 RATIO
REQUIREMENT REQUIREMENT END-SEPT
BPER BANCA 8.93% 8.54% 15.8%
CREDEM 8.01% 7.60% 15.8%
FINECOBANK 8.27% 8.19% 27.3%
INTESA 9.89% 9.32% 13.9%
SANPAOLO
BANCA POPOLARE 8.93% 8.57% 16.3%
DI SONDRIO
BANCO BPM 9.18% 9.07% 15.5%
UNICREDIT 10.27% 10.03% 16.1%
MONTE DEI 8.78% 8.56% 18.1%
PASCHI
MEDIOBANCA 9.03% 8.15% 15.2%
(Reporting by Alberto Chiumento and Alessandro Parodi, editing by Gianluca Semeraro)
The Supervisory Review and Evaluation Process (SREP) is a framework used by the European Central Bank to assess the risks and capital adequacy of significant banks, ensuring they meet required solvency standards.
The Common Equity Tier 1 (CET1) ratio is a measure of a bank's core equity capital compared to its total risk-weighted assets, indicating its financial strength and ability to absorb losses.
Capital requirements are regulatory standards that determine the minimum amount of capital a bank must hold to ensure its stability and protect depositors, typically expressed as a percentage of risk-weighted assets.
The European Central Bank (ECB) is responsible for managing the euro, overseeing monetary policy in the Eurozone, and ensuring financial stability among member banks through regulation and supervision.
Explore more articles in the Banking category











