Consumers exploring health insurance options under the 2015 health law - Global Banking & Finance Review
An informative image depicting consumers engaging with healthcare options as the Obama administration reveals 2015 health law premiums, allowing early browsing before open enrollment.
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CONSUMERS TO GET PEEK AT 2015 HEALTH LAW PREMIUMS

Published by Gbaf News

Posted on November 8, 2014

1 min read

· Last updated: March 20, 2020

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RICARDO ALONSO-ZALDIVAR, Associated Press

Early Access to 2015 Health Plans

WASHINGTON (AP) – The Obama administration says starting this weekend, consumers can get an early peek at 2015 premiums and plans under the president’s health law.

Window Shopping Feature Explained

Open enrollment starts Nov. 15, a week from Saturday. But Lori Lodes, spokeswoman for HealthCare.gov, said Friday that consumers will be able to “window shop” for plans before then.

Previous Issues With HealthCare.gov

The lack of such a feature was one of the initial problems last year for HealthCare.gov.

Most e-commerce sites allow people to browse anonymously and don’t require account creation until consumers are ready to buy. As originally designed, the Obama administration’s website worked the opposite way, overloading the balky system.

Account Requirements for Enrollment

Consumers will have to set up an account – or go back to their existing account – to enroll in a plan for 2015.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Key Takeaways

  • Consumers can ‘window shop’ 2015 health plans on HealthCare.gov without logging in.
  • Open Enrollment for 2015 begins November 15, 2014, but browsing starts earlier.
  • Automatic renewals occur if consumers don’t take action, though shopping may yield savings.
  • Window‑shopping feature addresses prior website issues requiring account creation first.

References

Frequently Asked Questions

When does Open Enrollment for 2015 begin?
Open Enrollment starts on November 15, 2014.
Can consumers preview plans before enrollment?
Yes, they can 'window shop' for 2015 plans on HealthCare.gov without logging in starting the weekend before November 15, 2014.
Is an account required to browse plans?
No, browsing is anonymous, but an account is needed to enroll.
Will current enrollees be re‑enrolled automatically?
Yes, current customers who do nothing will be automatically renewed for 2015.

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