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Techcombank is the best example of a Vietnamese bank that thrives on a perfect combination of deep local market understanding and world’s contemporary best practices. Throughout our astounding 20 years of development, we have continuously reinvented ourselves to offer the best financial solutions to retail and wholesale customers, encountering many firsts on the way.  Not only staying ahead of the competition by being constantly innovative, our strengths are also drawn from a highly capable management team which combines local talent with internationally experienced senior bankers  and the strategic support from HSBC, our strategic shareholder. We believe by continuing to consolidate on these foundations, the vision of becoming the best financial service provider in Vietnam is well within our reach.

Who We Are

We are the Vietnam Technological and Commercial Joint Stock Bank, more commonly known as Techcombank. Rising from being an undersized bank with just 20 billion VND in capital, we are now one of the leading joint stock commercial banks in Vietnam, having almost 159,000 billion VND in total assets. Since our establishment in 1993, we have experienced strong growth and market performance. With HSBC as our strategic shareholder, we also have a strong and sound financial base. Our distribution network of 313 branches and 1,229 ATMs are spread across the country and linked to each other through our state-of-the-art banking technology. We have a committed workforce of almost 7,000 professionally trained staff, and are very well positioned as a premium financial services institution in the country.

Our Aspiration

Headquarter of Techcombank in Ho Chi Minh City
Headquarter of Techcombank in Ho Chi Minh City

Our experience of two decades and our extensive distribution network spread across 43 provinces and centrally governed cities give us the strength and the advantage of being well placed to understand the

needs of the Vietnamese consumers across the country. Our first and constant drive is to be the best bank in Vietnam, offering the very best solutions for our customers. Simultaneously, we also aim to be an ideal employer for each and every one of our staff.  We believe that being an understanding, respectful and caring organization to both customers and employees sets us apart and gives us a unique distinction and character.

What We Do

We serve around 50,000 enterprises and 3.3 million individual customers across the country.  Through our three core business strategies of Personal Finance Services, Small and Medium Enterprise Banking and Wholesale, we are able to offer financial products and services that address the needs of different and diverse categories of customers. We are confident that by continuous innovation on all aspects of our product and service delivery, we will able to achieve our ultimate goal of becoming the Best Bank in Vietnam.

Towards Tomorrow

Today, we are a truly modern bank that has learnt from its experience and formulated a visionary view of its future. Our teams are international while heart is our local. Our capabilities are world class while our delivery systems are personal and we are also a bank that thinks beyond banking.  As an institution, we constantly work to maintain close ties to the broader spaces in society through building and sustaining relationships that add value to our communities.

We are an institution that is constantly consolidating on our strengths to move forward. Our strategic focus has always been to improve ourselves by adopting the best in business ideals and adapting to the demanding needs of the modern consumer. Having that focus in our DNA, we have consolidated our already state-of-the-art technologies and superior delivery systems to firstly, increase the security aspects in all our products and services; secondly to enhance operation & process efficiency; and lastly to boost the productivity as well as job satisfaction of our staff. All the consolidations and developments that we made in 2013 and years before have set us a strong platform to thrive toward our vision aimed at being the very best financial solutions provider, an ideal employer, and a strong socially conscious corporate entity in Vietnam.