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Three years after joining, Andrew Howard will become Operations Director

Following a solid twelve months with zero defaults against a turnover of £44 million, Platform Black is strengthening its organisational structure with the appointment of Andrew Howard to the company Board.

His appointment to Operations Director follows a period of renewed focus by Platform Black on credit risk and processes introduced 18 months ago aimed at delivering a transparent and professional service to its investors and clients.  Andrew was integral to the building of Platform Black’s zero default profile and his appointment is testament to the excellent risk and operational management that Andrew has been instrumental in delivering to the business during that time.

With a career spanning over 25 years in the asset based-lending market, for Pacific Invoice Finance, Lock International Factors, Scottish Pacific Business Finance and AGC Finance in New Zealand, Andrew made his move to the UK joining Platform Black in 2013.  His successful track record at a senior level in a diverse range of asset finance environments including invoice finance, spot factoring, supply chain finance, trade finance, dealer finance and consumer lending provides the perfect backdrop to his new role at Platform Black and their pursuit of business growth.

As Andrew comments: “The P2P funding space is improving the accessibility of much needed competitive finance to businesses on their terms.  However, it is critical that we ensure finance is provided sensibly and securely to guarantee the continuity of funds that investor confidence brings.  I am committed to ensuring the delivery of transparent due diligence to our investors to ensure that our clients have access to a fast and flexible supply of finance to support their business growth.”

With a wealth of experience in managing all aspects of risk and operational management his strengths lie in the development and delivery of robust due diligence and credit application processes throughout the life of the client delivering an exceptional focus on minimising default rates which has he brought to the fore during his time at Platform Black and his new board position will ensure this focus continues to be high on the firms’ agenda.

According to Caroline Langron, Managing Director of Platform Black; “Having successfully built and managed operational and risk teams and processes in this space he is adept at making difficult and calculated decisions by balancing risk against reward. As a business we are growing solidly and most importantly demonstrating to our investors that we are considered in our due diligence providing them with comfort that we are a responsible and safe firm to work with.  As such it is a pleasure to be able to reward Andrew’s dedication and solid performance with this board position.”