Centralized card payments platform signifying Auchan Group's partnership with ACI Worldwide - Global Banking & Finance Review
Image illustrating Auchan Group's selection of ACI Worldwide for a centralized European card payments platform, highlighting their innovative payment strategies in retail.
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AUCHAN GROUP SELECTS ACI WORLDWIDE TO PROVIDE INDUSTRY-FIRST, PAN-EUROPEAN CENTRALISED CARD PAYMENTS PLATFORM

Published by Gbaf News

Posted on September 4, 2014

3 min read

· Last updated: November 1, 2023

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ACI supports one of the world’s largest retailers in its multi-country, omni-channel electronic payment innovation strategy

Auchan Group Partners with ACI Worldwide

ACI Worldwide(NASDAQ: ACIW), a leading global provider of electronic payment and banking solutionsannounced that Auchan Group, one of the world’s largest food retailers, has selected the company to deliver its new SEPA-compliant European card payments platform, the first of its kind in Europe.

Centralised Card Payments Platform Selection

Auchan Group is the world’s eleventh largest food retailer, spanning 15 countries. Auchan Group selected ACI’s market-leading, hosted retailer solution, Postilion, as the foundation of this new centralised card payments platform to manage all electronic transactions, through all channels (in-store, online and mobile)across Europe. The platform supports the new European standard EPAS protocol, which addresses the region’s numerous local standards and increasing regulations that have previously stymied growth for retailers.

Key Benefits of ACI’s Postilion Solution

More than 300 companies across the globe, including some of the world’s largest retailers, rely on ACI’s Postilion to facilitate numerous payment types at the point-of-purchase, allowing them to reduce costs and grow their businesses, independently from point of sale terminals, all in a secure environment in accordance with PCI DSS standards.

Insights from Auchan Group Leadership

“Based on our successful pilot testing in France and Portugal, we knew that a centralised European card payments platform would soon become not only a reality, but a necessity. This new platform, which complies with SEPA standards, is a continuation of our corporate electronic payments strategy for safer, more open and more accessible European centralised acquiring,” said Arnaud Crouzet, Head of Group Global Payments Development, Auchan Group. “Working with ACI, an international company that fully understands and promotes European standards, will allow us to grow and innovate as we build on this broad initiative.”

“ACI and Auchan Group share the same disruptive payments vision and we are excited to help drive its ambitious omni-channel payments project with our hosted offerings,” said Paul Thomalla, Senior Vice President and General Manager, EMEA, ACI Worldwide. “We believe that many other major retailers will follow Auchan Group’s lead in helping to shape European payments.”

Platform Operations and Future Expansion

The platform will be jointly operated by ACI and OneyBanque Accord, the banking subsidiary of Auchan Group. It will run in ACI’s secure and fully compliant data center, which hosts banking and payment solutions for more than 4,000 financial institutions, retailers, and billers.

Key Takeaways

  • Auchan Group—present in 15 countries—selected ACI Worldwide’s Postilion to build Europe’s first SEPA‑compliant centralized card payments platform (investor.aciworldwide.com).
  • The platform supports omni‑channel transactions (in‑store, online, mobile) using EPAS protocol to unify diverse local standards across Europe (investor.aciworldwide.com).
  • Operational management is shared by ACI and Auchan’s banking arm OneyBanque Accord, hosted in an ACI secure, PCI‑DSS‑compliant data centre (investor.aciworldwide.com).
  • The solution is built on ACI’s hosted retailer platform Postilion, already used by over 300 companies globally, enabling retailer independence from POS terminals (investor.aciworldwide.com).

References

Frequently Asked Questions

What makes the platform innovative in Europe?
It’s the first SEPA‑compliant, pan‑European centralized card payments platform, using EPAS protocol to address fragmented local standards ([investor.aciworldwide.com](https://investor.aciworldwide.com/news-releases/news-release-details/auchan-group-selects-aci-worldwide-provide-industry-first-pan?utm_source=openai)).
Which channels does the platform support?
It handles in‑store, online and mobile transactions across Europe via a unified system ([investor.aciworldwide.com](https://investor.aciworldwide.com/news-releases/news-release-details/auchan-group-selects-aci-worldwide-provide-industry-first-pan?utm_source=openai)).
Who operates the platform?
Operation is joint between ACI Worldwide and Auchan’s banking subsidiary, OneyBanque Accord, hosted in ACI’s secure, PCI‑DSS‑compliant data centre ([investor.aciworldwide.com](https://investor.aciworldwide.com/news-releases/news-release-details/auchan-group-selects-aci-worldwide-provide-industry-first-pan?utm_source=openai)).
What technology underpins the platform?
It’s built on ACI’s hosted retailer solution Postilion, already trusted by over 300 global companies and independent of POS terminals ([investor.aciworldwide.com](https://investor.aciworldwide.com/news-releases/news-release-details/auchan-group-selects-aci-worldwide-provide-industry-first-pan?utm_source=openai)).

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