eLearningClasses.com
Editorial & Advertiser Disclosure Global Banking And Finance Review is an independent publisher which offers News, information, Analysis, Opinion, Press Releases, Reviews, Research reports covering various economies, industries, products, services and companies. The content available on globalbankingandfinance.com is sourced by a mixture of different methods which is not limited to content produced and supplied by various staff writers, journalists, freelancers, individuals, organizations, companies, PR agencies Sponsored Posts etc. The information available on this website is purely for educational and informational purposes only. We cannot guarantee the accuracy or applicability of any of the information provided at globalbankingandfinance.com with respect to your individual or personal circumstances. Please seek professional advice from a qualified professional before making any financial decisions. Globalbankingandfinance.com also links to various third party websites and we cannot guarantee the accuracy or applicability of the information provided by third party websites. Links from various articles on our site to third party websites are a mixture of non-sponsored links and sponsored links. Only a very small fraction of the links which point to external websites are affiliate links. Some of the links which you may click on our website may link to various products and services from our partners who may compensate us if you buy a service or product or fill a form or install an app. This will not incur additional cost to you. A very few articles on our website are sponsored posts or paid advertorials. These are marked as sponsored posts at the bottom of each post. For avoidance of any doubts and to make it easier for you to differentiate sponsored or non-sponsored articles or links, you may consider all articles on our site or all links to external websites as sponsored . Please note that some of the services or products which we talk about carry a high level of risk and may not be suitable for everyone. These may be complex services or products and we request the readers to consider this purely from an educational standpoint. The information provided on this website is general in nature. Global Banking & Finance Review expressly disclaims any liability without any limitation which may arise directly or indirectly from the use of such information.

“THE COMPLETE RETIREE’S GUIDE TO SOCIAL SECURITY” HELPS OLDER AMERICANS MAKE THE BEST FINANCIAL DECISIONS AS RETIREMENT APPROACHES

Brian Vosberg CFP®, ChFC, CLU, EA, wealth manager, shares his unique expertise in new book, uncovering little-known facts about maximizing Social Security Benefits

CERTIFIED FINANCIAL PLANNER™ Brian Vosberg has just launched a new book designed to give retirees and near-retirees the necessary information to get the most out of social security benefits. As founder and president of Vosberg & Associates (www.VosbergAssociates.com), he calls upon years of hands-on, professional experience to help people avoid outliving their money. “The Complete Retiree’s Guide to Social Security” is available now on Amazon.

"The Complete Retiree's Guide To Social Security" Helps Older Americans Make The Best Financial Decisions As Retirement Approaches
“The Complete Retiree’s Guide To Social Security” Helps Older Americans Make The Best Financial Decisions As Retirement Approaches

“Timing is everything when it comes to social security benefits,” explains Vosberg. “Waiting until full retirement age (FRA) to collect will provide you with 100% of your benefits; waiting longer will give you even more. Keep in mind, though, that this decision is final.”

Retirees are often unaware of the many options they have when it comes time to collect their benefits. They may believe that filing on themselves and filing on their spouse are their only choices, when in fact most people have 12 or more options. Vosberg’s book discusses the pros and cons of each of these filing methods, identifying the scenarios where one method is clearly preferable to another.

“Benjamin Franklin said that death and taxes were the only certainties in life, but retirees have the right to minimize their tax burden. Unfortunately, many older Americans don’t take this into account, assuming that social security income is forever and always tax exempt. That may be the case at first, but certain situations can lead to the IRS eyeing as much as 85% of Social Security as taxable income,” explained Vosberg.

“Penalties can also apply when an individual works while drawing Social Security. Retirees must carefully weigh the risks and benefits of various income choices; that’s one of our specialties at Vosberg & Associates, and it’s what I hope readers can glean from ‘The Complete Retiree’s Guide to Social Security.'”

In his ten-plus years of serving a diverse group of clients, Vosberg has proven time and again his aptitude for seeing opportunity where others see only threats. “The retirement income gap is certainly one of the greatest challenges older Americans faces, especially when they’ve put off planning until the 11th hour. Fortunately, even then, there are tools available to ensure a secure, stable income throughout retirement. Social Security provides that kind of security for all Americans, so long as they know how best to use it.”

Vosberg boasts the necessary credentials to position himself and his firm as a resource for financial planning, investment and retirement situations. He holds Series 6, 7, 24 and 63 securities registrations, a California insurance license, a real estate broker’s license, and is an enrolled agent with the IRS.