Finance
Moneta Money Bank Beats 2025 Profit Guidance, Proposes Dividend Increase
Published by Global Banking & Finance Review®
Posted on February 3, 2026
2 min readLast updated: February 3, 2026
Quick Summary
MONETA Money Bank reports a 12% rise in 2025 net profit, proposes a dividend increase, and forecasts earnings growth through 2030.
MONETA Money Bank Surpasses 2025 Profit Forecast, Plans Dividend Boost
MONETA Money Bank Financial Performance
PRAGUE, Feb 3 (Reuters) - Czech lender MONETA Money Bank reported an almost 12% rise in 2025 net profit on Tuesday and proposed a dividend increase, as it also forecast earnings growth over the next few years.
Profit and Dividend Overview
Net profit totalled 6.5 billion crowns ($316.16 million), above the bank's most recent guidance for 6.3 billion crowns, MONETA said. It forecast a slight rise to 6.6 billion crowns in 2026.
Future Earnings Forecast
In its updated outlook, MONETA said it expected to earn a cumulative net profit of 37.1 billion crowns in the 2026-2030 period, a 39% rise over the 2021-2025 period.
Dividend Policy and Strategy
MONETA shares were up 0.7% at 208 crowns at 0932 GMT, after hitting a record high of 219 crowns last week ahead of its annual results.
Czech banks like MONETA, the country's sixth biggest lender, have reported earnings growth as falling funding costs offset pressure on interest income when interest rates fell last year.
DIVIDEND POLICY STAYS
Chief Financial Officer Jan Fricek said drivers for the outlook were rising yields on the mortgage book as a large share of the portfolio comes up for refixing in the next few years; growing loans to small businesses; and increased distribution of wealth management products.
At the same time, the cost of risk is expected to stay around normalised levels, he said.
MONETA expects to keep its dividend payout ratio at 90% of net profit in the coming period. It proposed an 11.5 crown per share dividend from 2025 profits - a 5.6% yield to Monday's close - and up from 10.0 crowns for 2024.
The bank has paid out an extraordinary dividend in the past two years as part of a strategy to distribute excess capital.
Fricek said it was too early to discuss another interim dividend this year, which will be up for discussion in the third quarter, as in previous years. Last year's extra dividend amounted to 4 crowns per share.
He also said the bank was considering loan portfolio securitisation which would lead to a capital release.
"We are in the early stages," he said.
($1 = 20.5590 Czech crowns)
(Reporting by Jason Hovet; Editing by Susan Fenton)
Key Takeaways
- •MONETA Money Bank reported a 12% rise in 2025 net profit.
- •The bank proposes an increased dividend of 11.5 crowns per share.
- •Forecasts cumulative net profit of 37.1 billion crowns for 2026-2030.
- •Dividend payout ratio expected to remain at 90% of net profit.
- •Considering loan portfolio securitisation for capital release.
Frequently Asked Questions about MONETA Money Bank beats 2025 profit guidance, proposes dividend increase
1What is a dividend?
A dividend is a portion of a company's earnings distributed to shareholders, typically in the form of cash or additional shares.
2What is net profit?
Net profit is the amount of money a company has left after all expenses, taxes, and costs have been subtracted from total revenue.
3What is corporate governance?
Corporate governance refers to the systems and processes that direct and control a company, ensuring accountability and transparency in its operations.
4What is investment growth?
Investment growth refers to the increase in the value of an investment over time, typically measured by capital appreciation and reinvested earnings.
