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Trading

List of Banks in Zambia

Published by Gbaf News

Posted on June 13, 2012

1 min read

· Last updated: December 14, 2018

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Banking Central Banks Digital banking financial inclusion

Bank of Zambia
Bomach Finance
Access Bank Zambia
BancABC
Microfin Africa
Barclays Bank Zambia Plc.
Unity Finance
Citibank Zambia Limited
Nedfin Limited
Finance Bank Zambia Limited
First Alliance Bank Zambia Limited
Bayport Financial Services
Indo-Zambia Bank Limited
Intermarket Bank
Bank of China (Zambia) Limited
Investrust Bank
Ecobank Zambia Limited
Standard Chartered Bank
FINCA Zambia
Zambia National Commercial Bank
International Commercial Bank
Blue Financial Services
Cavmont Bank
Butala Finance
Capital Solutions
United Bank for Africa
First National Bank
Letshego Financial Services
Meanwood Finance Corporation
Elpe Finance
Mtawila Financial Services
Development Bank of Zambia
Royal Microfinance
Stanbic Bank

Key Takeaways

Zambia hosts a mix of local and international banks licensed by the Bank of Zambia.
Leading indigenous bank Zanaco offers comprehensive retail and agricultural services.
International banks like Citibank, Bank of China, Absa (formerly Barclays), Stanbic, Ecobank, UBA and others provide trade, corporate, and digital banking solutions.
Government-backed banks like Zambia Industrial Commercial Bank (ZICB) support industrial and SME financing.
The banking sector is regulated by the Bank of Zambia, which recently introduced a deposit insurance scheme covering licensed banks.

References

Frequently Asked Questions

Who regulates banks in Zambia?

The Bank of Zambia is the central bank that licenses, regulates and supervises commercial banks and financial institutions in Zambia.

Which is Zambia’s largest indigenous bank?

Zambia National Commercial Bank (Zanaco) is one of the oldest and largest indigenous banks, offering retail and agricultural banking across the country.

Are foreign banks present in Zambia?

Yes; international banks such as Citibank, Bank of China, Absa (formerly Barclays), Stanbic, Ecobank, United Bank for Africa, and more operate in Zambia providing corporate, trade, and digital services.

What is the role of Zambia Industrial Commercial Bank (ZICB)?

ZICB is a government-backed commercial bank focused on industrialisation, entrepreneurship and commercial financing in key economic sectors.

Does Zambia have deposit insurance?

Yes; as of March 4, 2026, the Bank of Zambia has published a deposit insurance scheme that covers all licensed banks and deposit-taking non-bank financial intermediaries.

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List of Banks in Zambia

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Frequently Asked Questions

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