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Trading

List of Banks in New Zealand

Published by Gbaf News

Posted on June 13, 2012

1 min read

· Last updated: April 22, 2020

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Banking Central Banks Digital banking Wealth Management

Reserve Bank of New Zealand
Hongkong and Shanghai Banking Corporation
ASB Bank Limited (owned by the Commonwealth Bank of Australia\)
Citibank, N.A.
BankDirect
Kiwibank Limited
ANZ National Bank Limited (ANZ National Bank New Zealand)
Southland Building Society
Westpac New Zealand Limited
TSB Bank Limited (Taranaki Savings Bank Limited)
Rabobank Nederland
ABN AMRO Bank N.V.
Bank of New Zealand Limited (owned by National Australia Bank\)
Commonwealth Bank of Australia
Rabobank New Zealand Limited
Kookmin Bank
St George Bank New Zealand Limited (Superbank)
The Bank of Tokyo-Mitsubishi UFJ
Deutsche Bank AG
Westpac Banking Corporation

Key Takeaways

The Reserve Bank of New Zealand is the central bank and regulator of all banks operating in the country.
New Zealand hosts a mix of locally incorporated banks (e.g., ANZ NZ, ASB, BNZ, Kiwibank, Westpac NZ) and branches of overseas banks.
As of late 2025, there are around 27 registered banks regulated by the RBNZ.
The 'Big Four'—ANZ, ASB, BNZ, Westpac—dominate the market share.
All banks must be registered with the RBNZ and are subject to disclosure obligations and supervision.

References

Frequently Asked Questions

Who regulates banks in New Zealand?

The Reserve Bank of New Zealand (RBNZ) regulates and supervises all registered banks in the country.

How many banks are registered in New Zealand?

As of October 6, 2025, the RBNZ lists 27 registered banks operating in New Zealand.

Which are the ‘Big Four’ banks in New Zealand?

The Big Four banks are ANZ Bank New Zealand, ASB Bank, Bank of New Zealand (BNZ), and Westpac New Zealand.

Are overseas banks allowed to operate in New Zealand?

Yes, many overseas‑incorporated banks operate as branches in New Zealand, such as Citibank, JPMorgan, Rabobank, Kookmin, and others.

What compliance must banks meet in New Zealand?

All banks must be registered, issue regular disclosure statements, and comply with prudential requirements under RBNZ oversight.

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List of Banks in New Zealand

Key Takeaways

References

Frequently Asked Questions

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