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Caja Cusco Recognized as Best Microfinance Company Peru 2025 in the Global Banking & Finance Awards®

Published by Wanda Rich

Posted on April 7, 2025

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Caja Municipal de Ahorro y Crédito Cusco S.A. (Caja Cusco) has been awarded Best Microfinance Company Peru 2025 by the Global Banking & Finance Awards®, recognizing its outstanding contributions to financial inclusion, social responsibility, and microfinance growth in Peru. This prestigious accolade underscores Caja Cusco’s leadership in the microfinance sector and its commitment to supporting micro and small entrepreneurs, expanding financial access, and driving community empowerment across the country.

With a customer base of over 485,000 credit clients, Caja Cusco continues to strengthen its impact by providing accessible and sustainable financial solutions. The institution’s total loan portfolio reached S/ 5,670 million in Q4 2024, demonstrating a 6.1% annual growth rate, while deposits surged to S/ 5,211 million, reflecting a 14.5% year-over-year increase. These achievements reinforce Caja Cusco’s stability and dedication to fostering economic growth in Peru.

Beyond financial success, Caja Cusco prioritizes social responsibility by financing low-income individuals and communities, particularly those lacking access to essential services such as drinking water. The institution also plays a key role in supporting Peru’s agricultural sector, fostering sustainable development, and strengthening rural economies. A core aspect of its mission is empowering women entrepreneurs, who now represent 51% of its loan portfolio.

Wanda Rich, Editor of Global Banking & Finance Review, commented on the recognition: “Caja Cusco has distinguished itself as a leader in microfinance, demonstrating outstanding financial performance, a strong expansion strategy, and a deep-rooted commitment to social impact. Its dedication to empowering communities and driving economic progress makes it a deserving winner of the Best Microfinance Company Peru 2025 award.”

Caja Cusco’s financial strength further solidifies its position in the industry. In 2024, the institution achieved a net income of PEN 108.77 million (USD 29 million), marking a 105% increase compared to 2023. Additionally, it maintained one of the lowest non-performing loan (NPL) ratios in the sector at 4.76% and achieved an ROE of 15.84%, the highest among its peers.

As Caja Cusco continues to expand its reach and innovate its financial services, it remains dedicated to advancing financial inclusion, strengthening local economies, and fostering long-term economic sustainability throughout Peru.

About Caja CuscoCaja Municipal de Ahorro y Crédito Cusco S.A. (Caja Cusco) is a leading microfinance institution (MFI) in Peru, regulated by the Superintendencia de Banca, Seguros y AFP (SBS). With 138 branches nationwide, it provides financial solutions tailored to the needs of micro and small entrepreneurs. Caja Cusco focuses on social responsibility, empowering women, supporting rural communities, and driving financial inclusion to create a more prosperous Peru.