We all work to live a better life and while we make any investments, be it our time and money, we want the end result to be better always that keeps on growing. So, here we are going to share few ideas, through which you can make your investment grow.
- Making money by selling our time
Now a question might have been arising in your mind that how come you will make money by selling your time?
A simple to which is that the time that we sell to our employer by working for them in return of a fixed amount of money called wages or salary.
We all have grown up to listening that how we should work to get the good job that offers many benefits. Now the money that you receive in lieu of your time, largely depends upon the skills you possess. Let’s understand this with an example: A surgeon can charge a hefty amount in return of operating someone, because the skill he/she possess is rare and not everybody is able to do that. On the other hand, a person who is pulling a rickshaw will be paid some meagre amount because his skills are not as valuable as a surgeon has.
- Mutual funds
This is a professionally managed investment, that gets your money pooled with the other investors. Fund manager later on use this money to purchase the securities for group.
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- Earn Money Slowly, through the conventional way
You can double the money invested by you in a reasonable time by investing it in the non-speculative and solid portfolios that are diversified between investment grade bonds or blue-chip stocks. Though it is not going to get double just in one year, but yes eventually it will.
- Getting interest on the money you lent
This income derives from the capital you lent to the money borrowers. Now the term capital defines the amount that was kept aside for the purpose of investment. When the deposit certificate is purchased by you at the bank, it means that you have lend your money to bank and the rate of return that is predetermined will be received by you in return. Interest rate largely depends upon the term you have engaged your money for. Longer the duration is the return will be high and for shorter duration it will ultimately be less.
- Income through the Capital Gains
Now this is the income that is generated from the asset and investment you made at one particular price and then sell it for higher price, which ultimately helps you in getting the profit. For example, you bought a land in 12 lakh rupees and after 4 years you sell it out in 16 lakh, you get the profit of 4 lakhs. This is how you the income is generated through Capital Gains.
- Getting dividend income through profits on the owned business
This means the profit you earn from a company where you have made some investments. Whatever profit the company earns will also be shared with you. your investment gets double or counted as the good investment, when the cash you are receiving increases after a regular interval.
- Investing in real estates
By investing in real estate, you can make millions and the good news is that you don’t have to be a millionaire to invest in real estates. This is the long-term investment where the aim of investors is to invest for the cash flow. You will be able to make the money through the properties that you have given on rent and the rent increases over the period of time.
- Buying individual stocks
If you have a plan for buying the individual stocks, then be sure that you follow the approach which is slow and steady. Make sure you don’t invest the big amount initially until you are comfortable and confident enough. Stock market is a place that can help you to grow within years, so don’t be afraid of it and learn as much as you can.
- Getting retirement accounts
Some tax advantages are provided in the form of incentives that could be saved for retirement. This can help you to save money. Only thing that you have to focus is that how much you are going to contribute each year in the account and when the money could be withdrawn.
There are investment sites such as Fundrise and EquityMultiple that are run through crowdfunding, investing in them doesn’t need fortune, you can easily start by investing just $1,000. By crowdfunding you can easily start investing in the real estate and also in the peer-to-peer ventures. With Lending Club, which is a site, allows investors to give personal loans everyday to others. These funds are not restricted to something specific, they go from funding a wedding to the debt consolidation