Headlines
Euro zone business credit growth slows but household lending rises
Published by Global Banking & Finance Review®
Posted on October 27, 2025
1 min readLast updated: January 21, 2026
Global Banking & Finance Review®
Company
Published by Global Banking & Finance Review®
Posted on October 27, 2025
1 min readLast updated: January 21, 2026
Euro zone business credit growth slowed to 2.9% while household lending rose to 2.6%, the highest since March 2023, per the ECB.
FRANKFURT (Reuters) -Bank lending to euro zone firms edged down last month but remained near two-year highs, while credit to households expanded at its best pace since early 2023, the European Central Bank said on Monday.
Credit growth to businesses eased to 2.9% in September from 3.0% a month earlier while loan growth to households rose to 2.6% from 2.5%, its highest rate since March 2023.
The M3 measure of money circulating in the euro zone, often an indicator of future activity, meanwhile expanded by 2.8%, a drop from 2.9% a month earlier but in line with expectations.
(Reporting by Balazs KoranyiEditing by Peter Graff)
Household lending involves loans provided to individuals or families for personal use, such as mortgages, personal loans, and credit cards.
M3 is a measure of the total money supply in an economy, including cash, checking deposits, and easily convertible near money.
Monetary policy is the process by which a central bank manages the money supply and interest rates to influence economic activity.
Business loans are funds borrowed by companies to finance operations, expansion, or other business activities, typically requiring repayment with interest.
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