If you’re like the millions that are just getting by when it comes to our ever-mounting bills, then you might be glad to read some top tips from UK Car Finance to help customers not only save money but even earn more in 2018.
Whether it’s your current or saving account, it’s always worth checking to see if you are on the best deal. A lot of banks will also pay you to switch to them, usually with very easy conditions such as closing your current account and ensuring you open a few direct debits and have a solid income. Simply by switching you could earn over £100 and the bank takes care of all of the transfer for you. If you get paid for switching and end up on a better interest rate then you really are winning.
Sell unwanted items
There are so many sites out there to offload your unwanted items, whether it’s old clothes you don’t want, tools you no longer need, or DVD’s you no longer watch. From eBay to Facebook’s marketplace, there are more platforms than ever to sell your unwanted items and is an easy way to get a bit of income. To save even more try listing your items as cash on collection to save the cost and hassle of posting your items.
If you are employed the likelihood is you live close to at least one of your colleagues. If you can car share you can split the cost of your travel and half your travels cost, the more people you can get to share the cheaper your daily commute will be.
Supermarket Reduced Prices
No doubt you’ve seen the reduced stickers on items in your local supermarket. There are a few reasons why goods get reduced; they’re about to go out of date, they’re damaged, or the stock is no longer being continued. The best times to try and get a bargain is just after lunch and before closing time. The savings you can make here can be huge.
Pay off debts before saving
If you’ve come into a bit of money you may be asking whether it’s better to pop it into a savings account or pay off your debts. The answer simply depends on where the bigger interest lies, so unless you have an incredible savings account or your debts are iinterest free you’ll likely find paying off debts far better financially.
Sign up to mailing lists before buying
Many companies love to give you a discount code. Make sure you sign up to their email list to get the best deals, usually you’ll be rewarded for simply signing up and could receive discounts for your birthday as well as be prompted every time they have a sale.
Follow your favourite shops on social media
Similarly, most companies will shout about their latest deals online. Ensure you are following their Twitter and Facebook pages to make sure you don’t miss out on the best offers going.
Look at Switching all Suppliers
You’ve probably heard of this one already, but many people still haven’t switched. Whether it’s energy bills, insurance, bank accounts, you are often better off switching than renewing. That said…
… Ask your current provider to beat the price
Once you’ve shopped around for a better price you can always go back to your current provider and ask them to match or even beat it. It may not always work out, but some companies will try. If they can’t beat it you simple leave for the better price you found elsewhere, either way you are better off.
Avoid Costly Postage Charges
There are two ways you can do this, firstly try and plan ahead of time so you can take advantage of free postage that takes a little longer to arrive. Alternatively, some companies offer free next day delivery all year around for a small charge up front. If you expect to order from them a lot this can often save you buckets in the long run.
Facebook groups and some websites allow people to give their belongings away for free. Many people simply give away items for free that would cost them to get removed such as large pieces of furniture. This can work in your advantage and you could end up collecting something that would have been very costly at the shops.
Cashback sites will give you money back on your purchase that is paid straight into your account. There are a lot of high street and online shops willing to give cashback that you’re probably already using!
Well there you have it some easy tips you can take advantage of straight away. Have some tips of your own? Make sure to let us know in the comments below.