Everyone would like to be wealthy and have enough money to enjoy life. Wealth building to most people seems to be a difficult proposition. Those who earn regular income feel they may not be able to do it. The reality is that it is not difficult creating wealth. It just requires a systematic approach. One of the best ways of creating wealth is through the stock market. Investing in the stock market is a great way of creating wealth, even for a small investor.
Clichéd as it may sound, the rules of striking gold in the stock game are simple – planning, patience, and long-term commitment.
Agreed, big money is made and lost overnight in stock but once you know the waters you are treading, creating wealth shouldn’t be an issue. If you think it is all about staring at the computer screen all day, making rapid trades and keeping track of what big Fortune 500 companies did, it’s not going to help. So, what is that can help you make money in the stock market? We look at some tips that you can follow to make money investing in stocks.
1. Start with a plan
Before you do any activity, you need to plan it. Investing money in stocks is no different. You need to plan your investment. The first thing is to understand your risk appetite. The stock market can make you wealthy beyond your dreams; it can also make you lose all that you have. That is a risk you are taking to earn a reward. When you take risks, don’t do it on your life savings. Have money for contingencies and use a part of your regular income to invest in the stock market.
Decide how much money you can afford to invest in the stock market. You need to make a budget and understand your income and expenses. Estimate how much money you can save and use some of it to invest in the stock market. Younger investors can invest up to 80% in the stock market, with the rest in safer investments like bonds. As you grow older, you can slowly reduce your investments in the stock market to reduce your risk exposure.
All this calls for planning. You need to make an investment plan in a systematic way. You can take the help of a professional investment advisor to make a plan. If you have a bit of financial knowledge, you can do your own research and plan yourself. Make sure you set your investment objectives. Identify how much wealth you want to generate and for what purpose (buying a home, children’s college education, retirement funds). Based on that, make a plan.
2. Think long-term and stay the course
There are lucky investors who strike gold with their investments within a few months. Such stories are rare and few. Slow and steady wins the race for the tortoise and for the stock market investor. You need to think about the long-term when you put in your hard-earned money to buy stocks. Don’t hope to become rich in a couple of years.
The secret to wealth creation is perseverance. Stay invested for the long-term and there is no reason why you can’t become wealthy. On average, the stock market gives a return of 9%. When compounded, investing just 2800 every year can make you a millionaire in 40 years. It makes sense to stay invested for long term. Stay the course and your dreams can come true.
3. It is a roller coaster ride, so hold on tight
Once you start investing in the stock market, it’s important that you don’t stop. Time is your biggest ally in this business. It takes time to make money in the stock investment, but the key is to keep going. People who have made it big in the stock market have mostly kept their money in the market for long periods – even fifteen years if not longer. Most of them have reaped great results.
Investing in the stock market is like a roller coaster ride. Sometimes you are on the top and sometimes you can come hurtling down. So, hold on tight and don’t jump off. The market has its highs and lows. When the market falls, don’t panic. It will recover! It may take a few months or even a year or two. When you are there for the long term, don’t worry when the bears take over, the bulls will come back for sure.
4. Don’t lose your sleep
There is no one rule for everyone when it comes to investing in the stock market. Make sure you assess your situation well before making an investment. Don’t make an investment you’re not comfortable with. If you can’t sleep at night thinking you will lose your money, you probably will. Have an objective regarding where you want your investment to take you.
You may be looking to generate tax-free interest, preserve capital, or create current income. If you have an idea of what your objective is, you should be good. Never invest in stocks just because your friends, family or neighbors are doing it. Make an informed decision and invest in stocks that you understand. Don’t invest in any stock blindly, do your own homework. That will ensure you don’t lose your sleep.
5. Create a diverse portfolio
You must have heard of the saying – don’t put all your eggs in one basket. This holds good for the stock market too. Don’t invest everything in one company or similar type of stocks. The secret of minimizing your risk and getting optimum returns is to diversify your portfolio across instruments and assets. There are a few factors to be noted to know how to spread your risk. Some of the factors include fixed income, real estate, company growth and value irrespective of size, commodities, real estate, emerging markets etc.
The number of investments in stock market you make is not as important as how you spread your risk. There are various types of stocks. For instance, you have blue chip stocks of established market leaders, where you are unlikely to lose money and can expect steady growth. You have small and mid-cap stocks of emerging companies. These are the companies poised to take off and can help you get huge returns. So, invest some of your money in blue chip companies and some in small and mid-caps.
Also, invest across sectors. Don’t put all your money in one industry sector. For instance, if you put all your money in IT stocks and the IT industry faces recession then you can end up losing money. Buy stocks of companies from different sectors. This ensures your risk is very well diversified. Even if one company or sector faces a setback, you would have others to fall back on. Also, make sure you re-allocate or rebalance your investment in different sectors every six months.
6. Don’t ever try to time the market
The secret to earning big in the stock market is to buy low and sell high. How do you know what is high and what is low? It’s never a good idea to time the market. Even ace investors like Warren Buffet wouldn’t dare pull such a stunt. Small investors plunge into the market at the slightest surge in the stock market. It’s not always a great idea to go with the positive investor sentiment, instead of looking at the companies’ profit performance.
Instead of trying to time the market, you should rather invest over a period in a systematic manner. Also, avoid investing in smaller companies when the market is high. Such stocks may look lucrative but they tend to be quite volatile. Leave it for seasoned investors. A systematic investment plan is a good way to invest in stocks. Invest a fixed sum of money every month to buy select stocks. When the market is at a high, your overall investment appreciates. When the market is down, you can buy more stocks. Systematic investment is a great option for small investors.
7. Review your investments periodically
Now that you have invested money, probably in a systematic investment plan, you can sit back and relax and watch your money grow, right? No! The market doesn’t work that way. You cannot afford to take things easy. The stocks you selected were the ones that were doing well or expected to do well. However, you never know what can happen in the future. You need to track how the stocks you have invested in are performing.
You need to periodically review your investments. If the company you have invested in is sinking and is expected to face serious problems, then it’s probably time to stop investing in that company. Similarly, the sector in which you have invested may face serious issues, which are unlikely to be resolved soon. These things do happen and in such a situation, you need to review your investment and decide on whether you want to continue investing in those stocks or change your investment.
When you make an investment plan, it is not something that holds good forever. You need to review your plan and make changes in it. Various situations like change of job, hike in salary, loss of job, or addition in family can happen. You need to relook at your investment plan and make changes accordingly. So, review your investments and your investment plan regularly.
8. Cut your losses
If you find you are making losses with one or two stocks, then it is time to take a hard look at these stocks. You need to review the performance of these companies, the industry sector they are from, and understand their future prospects. If you feel the stock holds no future, cut your losses. Sell the stock and take whatever money you get. You can use it to invest in some other stock that is doing well and has better potential. These are decisions you need to take fast, else you can end up losing everything. It is essential that you follow news regularly and are aware of what is happening in the stock market.
9. Book profits
The stock you bought for 100 may have risen to 1000. What do you do? If you feel that your stock has earned sufficiently for you, then go ahead and book profits. You can always reinvest your profits back into the company, if you feel it will continue to do well. Book profits when the market reaches new highs. You can always get back into the market. Don’t be in a situation where you watch your profits slipping away and rue the situation.
10. Don’t get emotional
The stock market is cruel. It has no places for emotion. Getting emotional and sticking with the stocks you bought because you liked the company or because the stocks came to you from your dad will not help. Be logical and analytical. Understand what is happening and take a decision based on data. Don’t ever be emotional with a stock for any reason. An emotional investor is unlikely to succeed.
11. Take help from brokers
Getting a good investment broker to handle your transactions really gets you going. If you’re just starting out, and don’t feel very confident, get yourself a full-service broker. You may even choose to go with an online brokerage firm. Just make sure you tick a few things off the list when you are going with an online brokerage firm. Check if the broker is registered and approved by the regulators.
You can also use the broker’s service for investment planning, if you wish. This will save you the trouble of regularly monitoring your stocks. The investment advisor would do this for you. Make sure you select an advisor who you can trust and has a good reputation in the market.
Well, these are the simple rules of making it big in the stock market and building wealth. Happy investing!
The internet has set up brands at every corner of the street and getting people to visit yours is a mix of skill and art. The attempts to layout customer roadmaps to your brand which aren’t abandoned are not new and the struggles are the same as before. In fact, the struggle to have your brand heard has piled up as competition keeps emerging and viewer attention span keeps getting fragmented. This has led to a surge in brands using conventional advertisements to highly compress their message to the audience.
This is not the best gameplan to bet on. Ads are perceived by many as intrusive, insincere and housing an ulterior motive. The audience is bombarded with ads from every angle and making it shorter does not really help. Most people don’t react the same way to guest posting.
A guest post is a piece of brand journalism which lives on a publisher’s website. Sponsored posts are an advertorial piece of long-form writing that is created to be highly engaging. They avoid the intrusive and abrupt conventional-approach of ads and indulge in a more respectful and subtle modern-approach for recommending your services or products.
Choosing the right platforms to publish your guest post is crucial as the platform is seen as your partner and representative. Your chosen platform must balance between writing a blog post and a traditional advertisement, stray away from being intrusive and stick with being subtle and respectful. At Global Banking and Finance (GBAF), we offer the opportunity to bank on our decade-long experience and expertise in writing balanced content like this.
How Can Guest Posts on GBAF Help You?
Constantly investing time and effort into writing and publishing on your blog is great for fostering and strengthening your already existing audience relationship but this doesn’t help you reach a new audience.
Guest posting opportunities on our platform gives you access to an untapped audience base. This is a significant advantage in two ways:
- Familiarity: We have built our audience through our authentic, thought-provoking and storytelling writing nature. Our audience is familiar and receptive to this writing style. When we adapt your content in the same format, it allows your content to have better reception compared to traditional ads. Also, your content will adapt to the environment of content which makes it feel natural and less abrupt or intrusive.
- Trust: When a consumer learns about your brand through someone they trust (someone like a renowned brand, friend, some industry authority, etc), they are more likely to trust you, too. Our audience’s trust means a chance for your brand’s voice to be heard. It also means having customers who have completed their journey of brand choice. When they choose you, it will be an additional choice of transition from our platform rather than a new choice of approaching you. They only have to go half-way.
With amplified brand reach and redefined trust, your brand visibility and credibility will be boosted. We also help you boost visibility by leveraging our social media channels which currently have 135k followers and keep growing every day.
Another major area of impact when doing guest posts with GBAF is the focus, delivery and expertise of writing. The audience members will engage with your content much more than they do with your traditional ads. This will increase the chances of convincing the customers who doubt, skepticize and speculate becoming customers of your brand from afar. Writing to deliver your promotion with value-driven content also allows you to plug in a recommendation at a crucial point of the problem with your brand as the solution.
Lastly, value-driven content avoids the intrusive BUY THIS! style of writing. Here, the focus is on communicating your knowledge and therefore allows you to establish yourself as a thought-leader in your niche.
All of these combined benefits act as a catalyst to boost your brand reach, funnel attention to your brand, gain a competitive advantage and knock down all other challenges presented in separating yourself from your competition.
Brand adoption is slow. Abandoning an old familiar brand route for a new one is difficult. People rarely reach out to brands and they sprint the other way if they see brands reach out to them through conventional and dull ads. In such a deadlock scenario guest posts can provide the perfect strategy to bet on.
Why Guest Posting is Your Best Bet
In a scenario where new businesses are popping up everyday, one of the major challenges brands face is that of devising an organic and effective way to get the attention of their target audience. And one of the first solutions that comes to mind is the internet and consecutively, digital marketing. Even though its all-pervasive nature has made it both super-easy to reach people across the globe, the internet also comes with its own set of challenges. In this article, we will discuss the tough-to-crack parts of digital marketing, things that almost every brand representative or marketing executive has to face in the present date.
The oversimplification of digital communication has deceived many brands into believing that it’s the only way to reach their audience. However, the reality is hardly so. Today, there are more platforms and media formats than there have ever been before and newer ones keep emerging everyday. As a result, the netizens have developed a rapidly decreasing attention span. As a result, brands are wrestling to fit their message into as tiny a space as possible in what can only be called conventional methods of advertising.
For many brands, digital marketing proves to be an ordeal that takes years to crack, all the while draining the brand’s potential for more business and/or larger reach. It is worth noting that one of the major challenges that most businesses face is that of people avoiding ads altogether; no matter how good your ad is, chances are that people don’t want to see it, resulting in zero engagement. The second and bigger challenge is that short messages don’t convert those who are unaware of your brand, to brand loyalists. Instead, these ads are likely to affect only those who are already considering buying into what your brand is offering, which might be a small share.
This is where Global Banking & Finance Review (GBAF) comes in. We offer you the opportunity to overcome both the challenges (and more) in one go through our guest post services.
Guest Posts Have An Edge Over Normative Advertisements
Guest posts are advertorial pieces of long-form writing, created with an aim to engage the audience by taking away the impression of normative ads. How? Sponsored posting articles are so designed that they address the audience’s demands or queries, and also offer your brand as a solution instead of point-blank marketing. Consequently, this makes the audience spend a longer time engaging with your brand than they would do with, say, a pop-up ad. Through a guest blog post, your brand has the space to engage in a fair exchange because the article delivers value to your audience rather than being a conventional sales-driven advertisement.
To sum it up, sponsored posts fall right on the sweet spot between a blog post and a traditional advertisement on the spectrum of advertising.
Here’s Why You Should Run Guest Posts on GBAF
At GBAF, our team understands the importance of the environment in which your brand is introduced to an audience, something that leaves a lasting impact on their minds. It goes without saying that this very impression will influence and drive their future decisions on whether they want to engage with your brand and buy what you’re selling. Hence, it is our staff that is usually responsible for writing the posts that go up for your brand on our website. This allows for the sponsored post to merge in seamlessly with the existing content in our website instead of sticking out like a sore thumb. The aim in doing so is to create these posts in a way that does not distract or seem abrupt as guest posts are meant to be adaptive to an existing environment. So, even though it is essentially promoting your brand, a sponsored post is more of a brand journalism piece than an ad.
On our platform, we understand the importance readers attach to authenticity and value. This also allows GBAF to have a firm grip on introducing your brand effectively while simultaneously catering to the audience’s needs. Our team works around the clock to gain our audience’s trust by continually delivering authentic and value-driven content to our readers for more than a decade. When you partner with us, that resource pool is easy to tp into. When a consumer learns about your brand through a reliable source (for instance, someone like a renowned brand, friend, some industry authority, etc), they are more likely to trust you, too.
Why You Need to Take Guest Posting Seriously
When customers are largely in control of marketing conversations, traditional advertisement has lost its touch. How you educate your prospects and out-educate your competitors now win the battle and generate leads.
If you’re the spokesperson of a brand or if it is your job to tell a story that your customers care about, you know how important it is to be generous, to share your ideas on a platform that promotes storytelling, and to position your brand as the most trusted partner for your customers.
The challenge with quick, easy micro-copy is that it fails to make an impact. It’s like a quick-fix that we try to use in everything we do. However, quick-fixes don’t heal a burning pain-point. A thoughtful, easy-to-read, user-friendly guide does.
At Global Banking & Finance Review (GBAF), we help you help your customers. Here’s how.
Guest Posting: How it Works
Guest posting is the art of telling your story to your audience without shoving it down their throats. It’s not an advertisement, but a thought-leadership content piece that educates & promotes your brand to your target audience without interrupting them.
- Our editorial team works your content piece to present your brand on our website
- The sponsored articles adhere to the context, the tone, the voice of your brand and represent it in the way you’d like to portray to your audience
- The content piece is lucidly written and only does one job, i.e. educating your audience
- The piece is long-form of content that allows your target audience to engage with your brand longer (much more than an advertisement)
- It doesn’t distract, interrupt, or intrude the audience
- Sponsored posts are designed and articulated to solve the audience’s pain-point and showcase your brand as a solution-provider
Why Should You Run Guest Posts on GBAF?
GBAF is a platform that garners a community of over 135,000. Here are four reasons for which you should run guest posts on GBAF:
- We help you increase the engagement with your audience: We don’t depend on surveys to understand what your target audience wants. For the last ten years, we have been serving various kinds of readers. And we know them personally. Thus, we know how to place your content to increase engagement.
- We put your audience ahead of the marketing funnel: When you run an ad, you start from scratch. And as a result, the first step is always to start with the beginning of the marketing funnel. When you publish a guest post on our platform, your target audience already begins to trust you since we’ve put years of work in building the community.
- We help you generate leads: An ad is interruptive. When you submit a guest post on GBAF, it teaches instead. And directs the audience to take action. As a result, you generate more leads. In this era of marketing, the brand that educates better, profits more.
- We offer you cost-effective solutions: When you run sponsored articles on GBAF, you’re in charge of your budget. You decide how much you’d like to spend per month. And we support you with cost-effective solutions backed up with the results so that you can calculate your ROI upfront.
How to Submit a Guest Post on GBAF
- Check categories:
- B2B: CSR, Green Tech, AI & Big Data, Ongoing Training for Employees, Manufacturing
- B2C: Travel Destinations, Trends on Buying a Home, Working Remotely, Electronics
- Follow guidelines:
- Format: Word format
- Send at: [email protected] (or use this page to submit a guest post)
- Length: 750 – 1000 words
- Image: We need an image of the author (specifications: width – 800 px. & heigh – 600 px.) with original credits
- Additional requirements:
- Author Bio: Provide an author bio (name, title, affiliation, bio, and contact). You can add a link
- Profile: Give a brief overview of the company, key information about the company, major projects, certifications, and company logo. Please submit the profile in word format
We review your submission and if it adheres to our submission guidelines and quality standards, we will connect with you before publishing the article.
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