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Gloom in UK housing market shows no sign of lifting, RICS survey shows

Published by Global Banking & Finance Review

Posted on May 13, 2026

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· Last updated: May 13, 2026

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UK Housing Market Faces Prolonged Downturn as RICS Survey Shows Price Slump

RICS Survey Highlights Ongoing Challenges in the UK Housing Sector

Buyer Sentiment Remains Weak Amid Economic Uncertainty

May 14 (Reuters) - Buyers in Britain's housing market stayed downbeat last month as the economic fallout from the Iran war and rising mortgage rates weighed on sentiment, a survey from the Royal Institution of Chartered Surveyors showed on Thursday.

House Price Index Shows Steepest Drop Since November 2023

Its headline net balance of house prices fell to -34 from a downwardly revised reading of -25 in March, marking the broadest fall in prices since November 2023. While gauges of new buyer enquiries and price expectations improved slightly in April, they remained soft.

Conflicting Data from Major Lenders

RICS' readings added to signs of uncertainty in the housing market, with house price gauges from mortgage lenders Nationwide and Halifax pointing in different directions last month.

Interest Rate Concerns Add to Market Pressures

Bank of England Warnings and Inflation Fears

"Recent warnings from the Bank of England that interest rate rises may be required to tackle renewed inflation, driven by elevated oil prices and disrupted supply chains, underline the challenging environment facing buyers," said Tarrant Parsons, RICS' head of research and analysis.

Regional Impact: Southern England and London

"Until there is a clearer path for inflation and borrowing costs, activity and sentiment look set to remain subdued, particularly across southern England and London where affordability pressures are most acute," he added.

Market Expectations for Further Rate Hikes

Financial markets on Wednesday in two to three quarter-point interest rate hikes by the BoE before the end of the year. Investor expectations of BoE interest rates are a major determinant of mortgage rates.

Rental Market Trends

Rents Rise as Landlord Instructions Contract

Rents continued to increase rapidly in April, with landlord instructions contracting but by less than in March.

(Reporting by Andy Bruce; editing by David Milliken)

Key Takeaways

  • RICS net house‑price balance plunged to –34 in April, the steepest drop in 17 months, amid inflation, higher mortgage rates and Middle East tensions. (moneyweek.com)
  • Nationwide recorded a 0.4 % monthly price rise in April, up 3.0 % year‑on‑year, supported by strong household finances. (duke.fm)
  • Halifax showed a 0.1 % monthly price fall in April, with annual growth slowing to 0.4 %, reflecting uncertainty from energy prices and borrowing costs. (moneyweek.com)

References

Frequently Asked Questions

What did the latest RICS survey reveal about UK house prices?
The RICS survey showed a net balance of house prices falling to -34, marking the broadest decline since November 2023.
How have mortgage rates affected UK housing market sentiment?
Rising mortgage rates, influenced by expectations of BoE interest rate hikes, have weighed heavily on buyer sentiment.
What are the main reasons for uncertainty in the UK housing market?
Ongoing economic fallout from the Iran war, rising mortgage rates, warnings of interest rate increases, and inflation are major contributors.
What trends have been observed in UK rental markets?
Rents continued to increase rapidly in April, though landlord instructions contracted at a slower rate compared to March.
Which areas are most affected by affordability pressures in the housing market?
Southern England and London are particularly affected by acute affordability pressures, according to the RICS survey.

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