Connect with us


Challenging the Adequate Procedures Defence



Challenging the Adequate Procedures Defence

Ilana Baines, Byrne and Partners; considers the recent case of Skansen Interiors Ltd,the first contested case following a prosecution under section 7 of the Bribery Act 2010 and comments on the lessons that can be learned for businesses, particularly Small and Medium Enterprises (SMEs) within the jurisdiction of the UK Boarder Agency.

Under section 7 of the Bribery Act 2010 (‘the Act’) it is an offence if a person associated with a Relevant Commercial Organisation (‘RCO’) bribes another person with the intention of obtaining or keeping business or obtaining a business advantage.A section 7 offence can only be committed by a Relevant Commercial Organisation (‘RCO’) as opposed to individuals. RCO’s include any corporate or partnership that carry on business within the UK or elsewhere. This includes businesses that are based overseas but have operations in the UK. Businesses in this sense include a trade or profession.Associated Persons include any person who performs a service for or on behalf of the RCO. This catches a wide range of people including employees, agents, subsidiaries or contractors.

For a section 7 offence to come into play, an offence under section 1, 2 or 6 of the Act must have taken place; namely a bribe must have been offered, made or received to/ from another person or foreign public official. It is important to note that section 7 is a strict liability offence, therefore there is no requirement for senior management of the RCO to be at fault or even know or suspect that bribes were being given or received, the prosecution merely need to show that adequate procedures to prevent bribery were not in place. A section 7 offence is punishable with a fine.

The only defence to a section 7 charge is if the RCO can show that they had adequate procedures in place to prevent any associated persons committing bribery. The Act does not specifically address what ‘adequate procedures’ actually are. The Ministry of Justice published Guidance on the Act, a copy of this can be found here. A short Quick Start Guide was also made available. The guidance focuses on section 7 of the Act and is drafted with a view to helping companies and individuals navigate the somewhat sparse legislation.

The adequate procedures defence was tested for the first time in court with prosecution of Skansen Interiors Ltd (‘Skansen’). The company tried to defend the allegation by replying on the ‘adequate procedures’ defence.

In 2013 Skansen Interiors Ltd, a British refurbishment company, tendered for the refurbishment of two office contracts in London together worth £6 million. During this process Graham Deakin, the project manager at DTZ Debenham Tie Leung (‘DTZ’) provided information to the managing director of Skansen, Stephen Banks. The information gave Skansen an advantage over other companies bidding for the contracts. Deakin also sought to influence the decision making process by informing colleagues that Skansen was his preferred choice. Skansen was successful and was awarded the two contracts. In return two payments amounting to £10,000 were paid by Skansen to Mr Deakin. These payments were approved by management at Skansen and were paid via a company that had not provided any services.

A further payment of £29,000 was also due to be paid to Mr Deakin however this payment was ultimately stopped by the new CEO, Mr Pidgen-Bennett, who joined Skansen in January 2014. Upon discovering the payments to Mr Deakin, the new CEO took a number of steps in order to deal with the issues he had uncovered:

  • Commenced an internal investigation;
  • Suspended Mr Banks and Mr Smith (the Commercial Director);
  • Established anew anti-bribery and corruption policy;
  • Stopped the further payment of £29,000;
  • Submitted a Suspicious Activity Report (SAR) to the National Crime Agency;
  • Self-reported the suspected criminal activity to the City of London Police; and
  • Cooperated fully with the police investigation including handing over legally privileged material

Given the steps taken by the new CEO and the seemingly full co-operation provided to the authorities, including a self-report, it would surely have been a shock to the company when they learnt that criminal charges would be brought, not only against Mr Banks and Mr Deakin as individuals, but also against the company itself for failing to prevent the bribes being paid.

The trial against Skansen and individuals commenced in February 2018 and lasted 2 days. Mr Banks and Mr Deakin had pleaded guilty during earlier proceedings but the company maintained it had done nothing wrong. Skansenrelied on the section 7 defence that they had adequate procedures in place in order to prevent bribery. They argued that complex and sophisticated policies were not necessary for a company like theirs for a number of reasons:

  • Size– Skansen was a very small company with no more than 30 employees. They were all based in one small open plan office.
  • Risk– Skansen had no overseas business and only operated locally, therefore the associated risks of bribery were less.
  • Ethos– They argued that staff at Skansen knew that they should not pay bribes. The company operated on the understanding that staff should be open, honest and act with integrity therefore no specific policy was in place to deal with this.
  • Controls-Skansendid have procedures in place to ensure payments were properly monitored and approved.
  • Written Material– There was a policy in place for employees to deal with third parties in an open, honest and ethical way. An example of this was displayed on a poster in the office. In addition to this, the contracts to which the bribes related contained clauses prohibiting bribery, based on standard construction industry terms.
  • Effectiveness– The fact that the third payment of £29,000 that was due to be sent to Mr Deakin was stopped proved there were mechanisms in place to prevent bribery which to a limited extent were effective.

However, the jury clearly were not persuaded that sufficient procedures were in place and found the company guilty. Ironically, as the company had been dormant since 2014, the Judge’s only sentencing option was to impose an absolute discharge. An absolute discharge is the lowest level sentence available. Although still a conviction, no punishment is given and no fine has to be paid. In respect of the individuals, Mr Deakin and Mr Banks had pleaded guilty to offences under section 1 and 2 of the Act. Mr Banks was sentenced to 12 months imprisonment and received a Directors disqualification of 6 years. Mr Deakin was sentenced to 20 months imprisonment and was disqualified from being a Director for 7 years. In addition to this he was also required to pay £10,697 within 3 months or an additional 7 month jail term would be activated.

Whilst this is the first occasion of the adequate procedures defence being tested, important lessons can be taken particularly SMEs from this case. The MOJ Guidance stresses that the prevention of bribery procedures need only be proportionate to the bribery risks a company faces. However this argument did not work for Skansen as despite the size of the company and the nature of their work, the procedures that they had in place were deemed insufficient. It is now clear (if it wasn’t before), that businesses must assess the risks to their specific business and have clear written guidance that addresses any concerns the company have identified. The guidance or policies must be disseminated to employees, read by them and understood. It is not possible to rely on general understandings within the company as to how staff should act. Broadly worded policies that enforce work ethic and honest mentality will not be seen to be enough, nor will having financial safeguards in place.

Following this case, companies, in particular SMEs, need to consider how they can protect themselves from allegations of this kind. The following would be a good starting point for all companies but in particular SMEs when assessing whether they have adequate procedures in place.

  1. Proportionality

The steps taken by a company need only be proportionate to the risks associated to that particular business, consider:

  • The size of the company;
  • Location in which the business operates; and
  • The industry the company operates in.
  1. Top Level Commitment

Senior employees need to actively ensure that staff and others they conduct business with know that there is a zero tolerance policy to bribery at the company. It is important that more junior members of staff see those at all levels being committed to this policy.

  1. Risk Assessment

Written risk assessments must be undertaken at appropriate intervals, for example when new business is obtained or the company expands its business into a new region. This is particularly important when work expands into a new jurisdiction. Consideration should also be given to the value and duration of a project.

  1. Due Diligence

Proper due diligence must be undertaken so that companies are confident in knowing who they are dealing with. This should be properly documented and records retained.

  1. Communication

It is imperative that specific anti bribery policies are created to address any risks that are raised. This should be communicated to all employees in a clear manner. In the Skansen case, having a poster on the wall stating that bribes should not be paid was not deemed to be enough. On this point, Skensen were specifically criticised for failing to react to the Bribery Act 2010 coming into force.The communications should also be sent to others who are performing services for companies. It is important to maintain records of associated persons being made aware of the policies and equally important to show that they have been read and understood. One way of achieving this is to request a signature to be retained on file. Associated persons should be updated on the policy at appropriate intervals, particularly when there are changes in the business. Companies may wish to consider providing additional training to employees to ensure compliancy.

  1. Monitor and Review

The procedures should be reviewed at appropriate intervals to ensure they continue to meet the identified risks and also cover any additional risks that have been identified. There should be a set timeframe for a review to take place and should most definitely occur after changes in the company and business it undertakes.

Perhaps the most surprising lesson to be learnt from this case is that companies cannot assume that self-reporting and full co-operation will mean that they avoid prosecution. In this case, Skansen made a SAR, self-reported themselves to the City of London Police and fully cooperated with the investigation yet were prosecuted for the very actions they had reported. The Serious Fraud Office actively encourages companies to self-report and this has in the past resulted in Deferred Prosecution Agreements (‘DPAs’) as opposed to a criminal prosecution. So why was the decision made in this case by the Crown Prosecution Service (‘CPS’) to proceed with a criminal prosecution against the company? The answer appears to lie in the fact that the company was dormant and had no assets which meant that a financial penalty could not be paid. In addition, the CPS argued that the public interest test was met in this particular case so that a message could be sent to others in the business community. This all serves as an important reminder that companies should seek legal advice when facing issues such as these.


How virtual training is changing the game in remote learning



How virtual training is changing the game in remote learning 1

By Aris Apostolopoulos, Senior Content Writer at TalentLMS and a faithful follower of the eLearning mentality.

Along with the latest leaps in technology, the current pandemic situation has made remote working not just a niche but a necessity. And with it, the need for remote learning has also skyrocketed.

Things are changing fast for most industries: a McKinsey Global Institute research found that, by 2030, some 375 million workers will be required to master new skills. But apart from the practical need for it, continuous learning is also one of the most efficient ways to keep remote workers engaged and productive.

The question then arises: what kind of remote learning should companies be investing in?

Ideally, it should be a type of training that combines the effectiveness of instructor-led training with the flexibility of online learning, to cater to the realities of today’s (and quite possibly tomorrow’s) remote working landscape.

Enter virtual training.

What is virtual training

Virtual training is a broad term that refers to any training that does not take place in a physical environment — rather in a virtual one. This type of training makes use of new technologies, predominantly web and cloud-based, to deliver asynchronous or synchronous learning.

In asynchronous virtual training, learners go through the course (usually modules utilizing a variety of media like videos, PDFs, quizzes, etc.) at their own pace. On the other hand, synchronous virtual learning is virtual instructor-led training (also known as VILT). During VILT, learners attend live classes conducted online via videoconferencing tools such as Zoom. Currently gaining momentum as a delivery method for training, VILT offers the immediacy of instructor-led training — while at the same time it keeps the costs significantly lower and simplifies the organizational side of things compared to traditional, on-site training.

The difference between remote and virtual training

You may have seen these terms used interchangeably to describe any training solutions that take place in online, virtual environs. While that’s not technically wrong, there is a key difference between remote and virtual training.

Remote training refers to a physical distance between a learner and an instructor. This usually requires a training software (like an LMS) that users can log into and attend courses online. Virtual training, originally, only referred to the nature of the delivery method (aka one that takes place in a virtual environment). As such, virtual training could also imply that a learner and an instructor are physically at the same location, utilizing technology to go through virtual scenarios (a popular practice in the sales and customer service industries).

In this post-COVID world we’re living, though, the terms “remote training” and “virtual training,” as well as the term “online training,” have become somewhat synonymous.

Benefits of virtual training 

Companies that are considering investing in virtual training have several things to consider. For starters, virtual training (that also implies a physical distance between learner and instructor) adheres to social distancing rules and is much safer for the health and wellbeing of all involved than real-life training.

But what are some of its other benefits?

Virtual, instructor-led training offers a seamless transition from the classroom (or any physical training space) to an online environment. Videoconferencing sessions are particularly comforting to employees who were used to face-to-face interaction. But they are also suitable for the younger generation of employees — whose inherent need for mobility and flexibility means that being able to attend a lecture on their mobile phones makes it less likely to disengage or drop off from training.

A Training Mag survey on graduates of both the virtual and classroom course found that virtual training is equally, if not more, engaging than its real-life equivalent: 86% of virtual training participants rated the experience “just as engaging” or “more engaging than” classroom training. And there is a well-established link between feelings of engagement and information retention: humans tend to learn faster if they find the subject interesting. This is further supported by findings in the same survey, that see participants averaging a score of 90% on a skill mastery test, which is 1% higher than average scores in traditional classroom sessions. So employees will be more engaged and will retain information better during virtual training — 80% of information, to be precise (according to research by Harvard Business Review).

What about other factors besides engagement and information retention? 

Cutting back on travel costs is also one of the reasons virtual training is gaining momentum. Booking experts to give lectures on-site involves covering travel costs (and quite possibly accommodation) plus all the administrative costs of organizing a real-life session: seating, stationery, food, and beverages, etc. Taking the learning process online allows companies to scale back on all these costs, and instead invest in the things that will really move the needle, like offering reskilling and upskilling training for their employees.

A TalentLMS survey conducted this year shows that 42% of companies stepped up their reskilling/upskilling training efforts after the coronavirus outbreak.

Virtual training best practices 

Like with any new tool or process, virtual training will yield optimal results when best practices are followed. Companies interested in virtual training should consider the following:

The need to cater to learners’ decreasing attention span

Learners can no longer be expected to sit through a 2-hour lecture that doesn’t change modalities frequently. One of the realities of remote working is that employees often multitask — and they may be tempted to do so during a videoconferencing, instructor-led course that drones on for too long. Switching gears frequently by keeping learning segments short and encouraging feedback and conversation in between is key.

The need to decrease screen time

Learner fatigue has become a serious problem, exacerbated by the fact that so much of employees’ time is currently spent in front of computer screens. Keeping virtual training sessions shorter, with breaks in between, combats that phenomenon.

The need for interactivity

We’ve already seen some of the benefits for VILT. However, relying solely on live, video-based learning robs learners from an interactive experience, assigning them to a passive role instead. And yet, interactivity is one of the critical factors that have made classroom learning so useful and practical to humans. Virtual training should therefore comprise different delivery methods, from quizzes and polls to interactive multimedia.

The need for frequent evaluation and data analysis

At the end of the day, a successful virtual training program is one that allows companies to have a clear look at insights regarding learners’ progress. A robust data analysis helps companies identify potential hurdles before they become severe issues and adjust the learning approach accordingly. That’s why investing in the right LMS is crucial to embarking on a successful virtual training journey.

Continue Reading


Businesses need to prepare for Brexit transition now



Businesses need to prepare for Brexit transition now 2

THE Brexit process has been marred by uncertainty and it still remains unclear what our future relationship with the EU, our biggest trading partner, will be.

By Steve McCrindle, a VAT expert at Haines Watts, looks at things business owners should consider through the transition.

The current transition period is due to end on 31st December, 2020. However, Michael Gove, the Chancellor of the Duchy of Lancaster, revealed in the House of Commons this week that just 24 % of businesses believe they are fully ready for the end of the Brexit transition period. Nearly double – 43% – think the transition period will be extended. The Government however has informed the European Commission that the UK will neither accept or seek an extension to this.

Whether a deal is agreed or we exit on World Trade Organisation terms, it’s clear there will be consequences when it comes to VAT, border control and Customs duty, which, in most cases, will be immediate. This will impact all businesses that trade with the EU.

With only a few months left until the transition ends, businesses need to plan and prepare for all outcomes. While the devil will be in the detail when it comes to the changes, these are some areas that need to be considered.

Supplies of Goods and services and value added tax (VAT)

The movement of goods between Great Britain (GB) (not the UK) and the EU is set to change substantially from January 1, 2021. I use GB because if the Northern Ireland Protocol is executed it will mean Northern Ireland will be treated differently to the rest of the UK. Therefore, it is vital that business owners that trade with Northern Ireland are aware of the consequences post-Brexit.

Exports and imports will replace EU dispatches and acquisitions. Zero-rating for the export of goods will still exist if the relevant conditions are met. As things stand, any goods that are imported are liable for import VAT and potentially Customs duty.

Postponed VAT Accounting for Imports to be introduced

To help lessen this impact, HMRC is going to scrap the current physical charging of import VAT and instead, import VAT will be accounted for by adjustments on VAT returns under a new process called postponed VAT accounting (PVA).

PVA is an automatic process that can help minimise cash outflow for business owners. It will apply to all imports, both from the EU and countries outside the EU. Although there may be different regulations and a process for goods arriving into the UK where the value doesn’t exceed £135.

Status-quo for VAT on services

To avoid double or no taxation, the UK looks set to continue to apply VAT place-of-supply rules in line with the EU VAT Directives, with few changes to the VAT treatment of services envisaged.

What does all this mean for businesses? Well, as examples, business owners will need to think about the business’ liability to be registered for VAT within the EU or alternatively, if they can deregister within the EU. This will be especially important for businesses that provide electronically supplied services to consumers in the EU and also suppliers of goods in GB/UK to non-VAT registered customers in the EU.

New Border Controls

The UK Government confirmed in February that the Brexit transitional arrangements were no longer required and that full Customs controls will be implemented for goods coming into the UK from the EU from January, 1, 2021. However, mainly due to the impact of the Coronavirus crisis, the new requirements will now be introduced in three phases between January and July next year. The Government has also issued a new UK import and export guide to border controls.

During the first phase, businesses importing standard goods will have up to six months to complete Customs declarations. Once the declaration is submitted, any duty will then be due on the goods and the new UK global tariffs (UKGT) will apply. Of course, there will still be checks on controlled goods such as tobacco and alcohol.

From April, the second phase will commence. All imports of products of animal origin, whether that’s meat, honey, milk, egg products or pet food, will need pre-notification and health documentation. This also includes plants and plant products too.

The third phase will kick in from July and any business moving goods will need to make declarations at the point of importation. Customs duty will then be due at this time.

Customs duty

Goods moving between EU Member States are not currently subject to Customs duty and this will remain for UK-EU trade until December 31, 2020. It will only change from January 1, 2021. Businesses will need to plan for Customs duty compliance and also for any financial impact this additional cost will have.

All businesses will need to review their supply chain to ensure they comply with the VAT, border control and Customs duty consequences and requirements post January 1, 2021 and this should be done as soon as possible. Business owners need to prepare for both the administrative and financial impacts – on their businesses over the next few months.

Continue Reading


How to maximise your virtual communications for effective team meetings



How to maximise your virtual communications for effective team meetings 3

By Tony Hughes, CEO at Huthwaite International leading global provider of sales, negotiation and communication skills development, shares advice on the key skills your team needs to create a great virtual communications culture.

Virtual meetings are now familiar territory. Despite this, many of us are unaware how to make them truly effective.

Understand the purpose

We’re all inundated with video call after video call, whether that’s for business meetings with colleagues or socialising with friends – it’s become a daily occurrence for most. If you had six or seven face-to-face meetings each day, you would quickly become overwhelmed, so consider this when planning virtual meetings too. Ensure each meeting has a purpose and make it clear to all involved from the start.  For example, is the purpose of the meeting to think creatively and generate new ideas or is your aim to get focused and make some important decisions in one or two major areas?  Make sure people know what is expected from them in advance.

Also, take into consideration who is attending each meeting. We’re all aware that communicating via video can lead to problems when there are too many people trying to have their say – so don’t overcomplicate it. On the other hand, you don’t want to create additional meetings to communicate the points already agreed so think carefully about who needs to be involved.   Base your decisions on your meeting invitations around the meeting purpose.

Engage people in a way that achieves your meeting purpose and manage your communication airtime

Our research into communication skills shows that there are three main classes of behaviour important to group interaction in task oriented situations, these are:

  • initiating behaviours– putting forward ideas, concepts, suggestions or courses of action
  • reacting behaviours– putting forward an evaluation of other people’s contributions
  • clarifying behaviours– exchanging information, facts, opinions for the benefit of the whole meeting.

Feedback on the proportions of these behaviours used in meetings can help groups examine their own behaviour and to assess the need for behaviour change. In effective group communications, all three main behaviour classes are present in a balanced way.

A tip to help set a good, cooperative tone for a virtual meeting and encourage a balance of behaviours is to start discussions with a non-controversial issue where people aren’t committed to a particular solution so a straight forward agreement can be reached, before diving into the more contentious areas of the agenda.   This encourages people to listen to and build on others’ ideas from the beginning, will help set the tone for the rest of meeting and will be a useful precedent to refer to. Try to structure meetings in a way that means all points are addressed properly and are fully developed before moving on to another issue or suggestion.

Don’t allow discussions to lead to a breakdown in communication

A strong indicator of an effective meeting is how well people respond to one another’s ideas and proposals. When a creative type meeting is working well, people react positively or at least constructively, to what others say. When a meeting is ineffective, the opposite occurs and tensions can rise leading to a potential communication breakdown which will diminish any successful meeting outcomes.

What we might perceive as a negative attitude can lead to what Huthwaite refer to as ‘Defend/Attack’ behaviour where opinions are expressed more strongly and more directly which can lead to people feeling exposed and becoming overly defensive. Defend/Attack usually involves value judgements and contains emotional overtones.

Avoid these behaviours by responding positively and appropriately and most of all, try to actively listen to what is being said. Really take the time to understand a differing point of view point and respect their position before jumping in with a response. Listening is key and our research shows it is often what separates skilled communicators from unskilled. Taking the time to listen will give you time and space to fully consider other opinions.  If you decide you do disagree with what they’re saying, actively listening will leave space around the discussion which offers the opportunity to react in a constructive, rather than an emotional manner.

Avoid irritating verbal behaviours

There are a few verbal behaviours that can be instantly harmful to meeting discussions and apply to meetings both in person and online. Virtual meetings can present multiple communication barriers such as poor connections and technology issues, leading to irritation for all parties involved so it’s important not to add further irritation with the words you choose. Declarations that you are being ‘fair’ and ‘reasonable’ when talking to people can cause tension as they can undermine the person you’re speaking to and may cause lasting damage to your relationship.

Other phrases, such as telling someone you’re ‘being honest with them’ or ‘that you’re trying to be frank’, can be very misleading.  You don’t intend to imply that weren’t being honest a moment ago but that is the inference you’re allowing by using these kinds of phrases.  Building a reputation that you are selectively honest is the kiss of death to a productive meeting.  Steer clear of this kind of language if you want to keep your reputation intact.

Make sure meeting standards don’t slip and build trust in your virtual environment

If you are hosting a business meeting online, it’s important that you don’t let your normal meeting standards slip. Try to nominate a meeting manager/chair who can focus on managing the discussion, making sure everyone speaks their turn and that you cover everything that needs to be discussed. Their purpose is to steer and guide the conversation in a productive manner. It’s helpful if the chair can clarify the information presented and the meeting outcomes, especially for long or heated discussions where meeting focus can shift about very easily.  This will ensure everyone is clear about what has been agreed.

Arguably, In an online meeting this can be done even more efficiently than in the real world. This is due to video conferencing features such as the ability to ‘highlight’ a particular participant when speaking or sharing links and additional information. So, if you want a meeting to be productive and efficient, use the rich features of the technology available to keep standards high and meetings effective.

Continue Reading
Editorial & Advertiser disclosureOur website provides you with information, news, press releases, Opinion and advertorials on various financial products and services. This is not to be considered as financial advice and should be considered only for information purposes. We cannot guarantee the accuracy or applicability of any information provided with respect to your individual or personal circumstances. Please seek Professional advice from a qualified professional before making any financial decisions. We link to various third party websites, affiliate sales networks, and may link to our advertising partners websites. Though we are tied up with various advertising and affiliate networks, this does not affect our analysis or opinion. When you view or click on certain links available on our articles, our partners may compensate us for displaying the content to you, or make a purchase or fill a form. This will not incur any additional charges to you. To make things simpler for you to identity or distinguish sponsored articles or links, you may consider all articles or links hosted on our site as a partner endorsed link.

Call For Entries

Global Banking and Finance Review Awards Nominations 2020
2020 Global Banking & Finance Awards now open. Click Here

Latest Articles

How can financial services firms keep pace with escalating requirements? 4 How can financial services firms keep pace with escalating requirements? 5
Top Stories23 mins ago

How can financial services firms keep pace with escalating requirements?

By Tim FitzGerald, UK Banking & Financial Services Sales Manager, InterSystems Financial services firms are currently coming up against a...

What Investors are Looking for in the Next Fintech 6 What Investors are Looking for in the Next Fintech 7
Investing27 mins ago

What Investors are Looking for in the Next Fintech

By Shaun Puckrin, Chief Product Officer, Global Processing Services Are investors getting pickier when it comes to fintech? It’s hard...

How payments can help streamline operations and boost customer satisfaction in the vending industry 8 How payments can help streamline operations and boost customer satisfaction in the vending industry 9
Finance35 mins ago

How payments can help streamline operations and boost customer satisfaction in the vending industry

By Darren Anderson, Business Development Manager, Self Service, Ingenico Enterprise Retail The COVID-19 pandemic has had an astounding impact on...

How virtual training is changing the game in remote learning 10 How virtual training is changing the game in remote learning 11
Business44 mins ago

How virtual training is changing the game in remote learning

By Aris Apostolopoulos, Senior Content Writer at TalentLMS and a faithful follower of the eLearning mentality. Along with the latest...

Businesses need to prepare for Brexit transition now 12 Businesses need to prepare for Brexit transition now 13
Business1 hour ago

Businesses need to prepare for Brexit transition now

THE Brexit process has been marred by uncertainty and it still remains unclear what our future relationship with the EU,...

How to maximise your virtual communications for effective team meetings 14 How to maximise your virtual communications for effective team meetings 15
Business2 hours ago

How to maximise your virtual communications for effective team meetings

By Tony Hughes, CEO at Huthwaite International leading global provider of sales, negotiation and communication skills development, shares advice on...

Business and data - building better operations 16 Business and data - building better operations 17
Business2 hours ago

Business and data – building better operations

By Bryan Kirschner, Vice President Strategy, DataStax Building your business on data. What have we learned so far? Coming into...

REIT Trends: Innovative Data Strategies for Better Investments 18 REIT Trends: Innovative Data Strategies for Better Investments 19
Investing2 hours ago

REIT Trends: Innovative Data Strategies for Better Investments

By Josh Miramant, CEO and founder of Blue Orange Digital Data transformation is this decade’s differentiator for REITs (Real Estate Investment...

Financial transformation is the new digital transformation 21 Financial transformation is the new digital transformation 22
Technology2 hours ago

Financial transformation is the new digital transformation

By Luke Fossett, ANZ Head of Sales for global recurring payments platform, GoCardless The term ‘digital transformation’ has become somewhat...

RegTech 2020: Exploring financial crime and the emergence of RegTech in the USA 23 RegTech 2020: Exploring financial crime and the emergence of RegTech in the USA 24
Technology4 hours ago

RegTech 2020: Exploring financial crime and the emergence of RegTech in the USA

with host, Alex Ford, VP Product and Marketing, Encompass, and guests, Dr Henry Balani, Head of Delivery, Encompass; Pawneet Abramowski,...

Newsletters with Secrets & Analysis. Subscribe Now