Bank of England launches 2025 bank capital stress test
Published by Global Banking & Finance Review®
Posted on March 24, 2025
1 min readLast updated: January 24, 2026
Published by Global Banking & Finance Review®
Posted on March 24, 2025
1 min readLast updated: January 24, 2026
The Bank of England has initiated its 2025 stress test to evaluate the capital resilience of seven major UK banks against potential economic shocks.
LONDON (Reuters) -The Bank of England on Monday launched its 2025 bank capital stress test for Britain's seven largest and most systemic banks and building societies.
The results of the test, which checks if banks have enough capital to weather theoretical shocks, will be published in the fourth quarter of this year, the BoE said.
"The test involves a hypothetical stress scenario which will be used to assess the resilience of the UK banking system to deep simultaneous recessions in the UK and global economies, large falls in asset prices, higher global interest rates, and a stressed level of misconduct costs," the Bank of England said in a statement.
The seven participating banks and building societies are: Barclays, HSBC, Lloyds Banking Group, Nationwide, NatWest Group, Santander UK and Standard Chartered.
Those financial institutions represent 75% of lending to the real economy, the BoE said.
(Reporting by Sarah Young, writing by Sachin Ravikumar, editing by Catarina Demony)
The main topic is the Bank of England's 2025 bank capital stress test for major UK banks.
The stress test involves Barclays, HSBC, Lloyds, Nationwide, NatWest, Santander UK, and Standard Chartered.
The test evaluates the banks' resilience to hypothetical economic shocks and misconduct costs.
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