Klarna profit, revenue ahead of forecast but outlook falls short - Finance news and analysis from Global Banking & Finance Review
Finance

Klarna profit, revenue ahead of forecast but outlook falls short

Published by Global Banking & Finance Review

Posted on May 14, 2026

2 min read

· Last updated: May 14, 2026

Add as preferred source on Google

Fintech Klarna posts profit, revenue ahead of estimates; shares jump

Klarna's Strong First-Quarter Performance and Market Impact

By Supantha Mukherjee

Financial Results Exceed Expectations

STOCKHOLM, May 14 (Reuters) - Klarna, the Swedish "buy now, pay later" services provider and online bank, posted first-quarter operating profit and revenue ahead of analysts' expectations on Thursday, sending its shares up over 12% in U.S. premarket trading.

Growth in BNPL Demand

BNPL service providers such as Klarna are benefiting from rising demand for their short-term loans, which allow shoppers to split purchases into installments. The firm's active consumers jumped 21% to 119 million in the quarter.

Strategic Shift: Profit Over Growth

Klarna focused on profit ahead of growth in the quarter after prioritizing growth over the bottom line in the fourth quarter, an approach which wiped a quarter off its market value.

Shareholder Expectations

"It obviously became clear to us that it was important to all the shareholders that they were supportive about the growth, but they also wanted to see the bottom line growing well," Klarna CEO Sebastian Siemiatkowski told Reuters.

Revenue and Forecasts

But while its quarterly revenue rose 44% to $1 billion, beating estimates of $945 million, Klarna's current-quarter revenue forecast of $960 million to $1 billion was below expectations of $1.07 billion in an LSEG poll of analysts.

Operating Income and Profit

Klarna said its quarterly operating income was $17 million compared with a loss of $90 million in the year-earlier period, ahead of expectations of $9 million. Adjusted operating profit rose to $68 million from $3 million a year ago, it said.

Gross Merchandise Volume (GMV)

Its gross merchandise volume (GMV), a metric for measuring sales, rose 33% to $33.7 billion in the quarter. In the second quarter, Klarna expects GMV of between $35.5 billion and $36.5 billion, versus expectations of $38.1 billion.  

(Reporting by Supantha Mukherjee in Stockholm and Utkarsh Shetti in Bengaluru; Editing by Alexander Smith and Maju Samuel)

Key Takeaways

  • Q1 2026 revenue rose 44 % YoY to $1 billion, exceeding the ~$945 million estimate; operating income turned positive at $17 million, well above the expected $9 million (investing.com)
  • Klarna forecasts Q2 revenue of $960 million–$1 billion and GMV of $35.5 billion–$36.5 billion—both materially below analysts’ expectations (revenue ~$1.67 billion; GMV ~$38.1 billion) (investing.com)
  • The company is shifting from growth to profitability focus, aided by U.S. expansion and cost controls, but investor caution persists as outlook missed consensus (crowdfundinsider.com)

References

Frequently Asked Questions

What was Klarna's gross merchandise volume in Q1?
Klarna's gross merchandise volume (GMV) rose 33% to $33.7 billion in the first quarter.
How did Klarna's focus change in Q1 2024?
In Q1, Klarna prioritized profit ahead of growth after focusing primarily on growth in the previous quarter.
What are Klarna's expectations for GMV in the second quarter?
Klarna expects GMV between $35.5 billion and $36.5 billion, compared to analyst expectations of $38.1 billion.

Tags

Related Articles

More from Finance

Explore more articles in the Finance category