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    Global Banking & Finance Review® is a leading financial portal and online magazine offering News, Analysis, Opinion, Reviews, Interviews & Videos from the world of Banking, Finance, Business, Trading, Technology, Investing, Brokerage, Foreign Exchange, Tax & Legal, Islamic Finance, Asset & Wealth Management.
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    Global Banking and Finance Review is an online platform offering news, analysis, and opinion on the latest trends, developments, and innovations in the banking and finance industry worldwide. The platform covers a diverse range of topics, including banking, insurance, investment, wealth management, fintech, and regulatory issues. The website publishes news, press releases, opinion and advertorials on various financial organizations, products and services which are commissioned from various Companies, Organizations, PR agencies, Bloggers etc. These commissioned articles are commercial in nature. This is not to be considered as financial advice and should be considered only for information purposes. It does not reflect the views or opinion of our website and is not to be considered an endorsement or a recommendation. We cannot guarantee the accuracy or applicability of any information provided with respect to your individual or personal circumstances. Please seek Professional advice from a qualified professional before making any financial decisions. We link to various third-party websites, affiliate sales networks, and to our advertising partners websites. When you view or click on certain links available on our articles, our partners may compensate us for displaying the content to you or make a purchase or fill a form. This will not incur any additional charges to you. To make things simpler for you to identity or distinguish advertised or sponsored articles or links, you may consider all articles or links hosted on our site as a commercial article placement. We will not be responsible for any loss you may suffer as a result of any omission or inaccuracy on the website.

    Business

    Posted By Jessica Weisman-Pitts

    Posted on March 21, 2022

    Featured image for article about Business

    In 2020, the private industry reported over 2.7 million nonfatal and 4,764 fatal workplace injuries – a sharp decrease since 2019. However, while these statistics by the U.S. Bureau of National Statistics give us a clear picture of the country’s occupational safety standards, it is easy to overlook the impact that an injury can have on a person’s life.

    And, if you have been injured in the workplace, your emotional health, physical wellbeing, and financial stability can all be affected. But, if your injury was a direct consequence of your employer’s negligence, there is a lot that you can do to find justice and compensation. Here are all the factors to consider.

    Make Sure a Lawsuit is The Right Choice For Your Needs

    While an employer negligence lawsuit can help you find the help you need to overcome your injury both financially and physically, it is not the only alternative.

    In most U.S. states, employers are required by law to carry workers’ compensation insurance. This type of insurance program is a no-fault system, meaning that you won’t have to prove your employer’s fault or negligence to receive compensation.

    Just in 2019, worker’s comp insurance covered over 144,407,000 jobs in the U.S. and helped the great majority of minor injuries to be resolved quickly and internally.

    However, in most instances, a worker who accepts this type of compensation is not legally allowed to also sue their employers for negligence.

    So, worker’s compensation is the easy way to go but can be limited and not account for psychological damages or suffering. On the other hand, if your employer is at fault, a lawsuit can help you find justice for your case, but the process can be lengthy and challenging. Make sure to choose wisely!

    Partner With an Expert Negligence Lawyer

    If you have decided to follow through with a negligence lawsuit, be sure to approach this process with an expert negligence lawyer by your side. Not doing so can turn out to be dangerous and cause you to lose your lawsuit.

    Don’t forget that your employer’s attorney might already be experienced and trained to protect the company against such instances – and they will certainly not skimp on legal help and resources!

    So, if you are wondering how to sue a company for negligence, the first step to take is to find legal advice. If you can’t afford it, consider learning more about the best lawsuit loans for your injury case in this article provided by SFGate and understand what benefits this financial help can offer.

    Know What You Can Sue Your Employer For

    Employers have a duty of care towards their employees, and they are responsible for creating a safe space for everyone within the work premises. Some accidents and minor injuries could be unavoidable, despite an employer’s effort to uphold the highest occupational safety standards. In this case, worker’s comp is enough to help you navigate your injury case.

    But what if there was a real act of negligence and your employer is directly responsible for your injury? Start by understanding what you can sue your employer for:

    • Negligent hiring – the employer has hired employees who can be a threat to others
    • Negligent retention – the employer retains inadequately qualified employees and fails to provide training, which might lead to on-the-job injuries and harm
    • Negligent supervision – the employer fails to supervise their employees’ actions

    Be Ready To Prove Fault

    Unlike accepting worker’s compensation, pursuing a lawsuit against your company implies that you will have to prove that your employer is at fault. Not differently from a standard personal injury case, you will need to prove:

    • That your employer owed you a duty of care
    • That the duty of care was breached
    • That you were actually injured (i.e.: through medical records)
    • That the injury was a direct consequence of the duty of care breach

    The more documentation and evidence you have, the more likely you will be to wind the lawsuit. Your attorney can guide you through the process of collecting and reporting the evidence needed, including impressions of the accident, medical records, performance reviews, correspondence, and statements.

    Keep Deadlines In Mind

    When filing a lawsuit against your employer, it is important to keep in mind the local Statute of Limitations. Each state sets its own deadline for filing a lawsuit.

    For example, according to California’s Statute of Limitations, an employee has two years from an injury to file a lawsuit against their employer.

    And, if the personal injury was discovered later, you will only have one year from the day you became aware of it. Bear in mind that a lawsuit can take between six months and a year to settle, so be aware of what the timelines are before taking action!

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