Churchill Mortgage Supports Homebuyers With New ‘Rate Secured’ Program

Churchill Mortgage announced the launch of its Rate Secured program to lock eligible borrowers into an interest rate for 90-days after engaging with the lender, whether or not they have a home or property already selected. Churchill is a leader in the mortgage industry providing conventional, FHA, VA and USDA residential mortgages across 46 states.

Homebuyers today are increasingly challenged by rising interest rates, which can entice them to prematurely purchase a home before they are ready or avoid entering the market altogether. Following the success of its Certified Homebuyer Program, Churchill has introduced its Rate Secured program to give borrowers increased peace of mind as they navigate the home buying process. If the borrower does not find a home within that timeframe, they can then easily reset the rate for another 90 days, and more importantly, if interest rates should decrease during the lock time, the borrower will receive the lower rate at closing.

More than ever, borrowers need services such as these to help them make smarter mortgage decisions, said Tom Gillen, SVP of Secondary Marketing for Churchill Mortgage. Coupled with our Certified Homebuyer Program, Rate Secured allows borrowers to shop for their dream home with the confidence that their loan will close seamlessly, and at a rate they can plan around.

In todays rising interest rate environment, buyers are more hesitant to enter the market and are appropriately cautious towards any future changes, said Mike Hardwick, founder and president of Churchill Mortgage. Through Churchills ˜Rate Secured program, we are empowering borrowers to better plan their home searches by eliminating any surprises relative to their financing “ all of which helps ensure a smarter mortgage process and better borrower experience.

About Churchill Mortgage Founded in 1992, Churchill Mortgage is a privately-owned company by its more than 350 employees. A full-service and financially sound leader in the mortgage industry, the company provides conventional, FHA, VA and USDA residential mortgages across 46 states. As heard on personal finance expert and author Dave Ramseys nationally syndicated radio show, the lenders mission is to help borrowers achieve debt-free homeownership and build wealth through a smarter mortgage plan, regardless of their starting point. Churchill Mortgage is a wholly-owned subsidiary of Churchill Holdings, Inc.


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Churchill Mortgages notable achievements include recognitions as a Top Lender by Scotsman Guide: Residential, a six-time Top Workplace by The Tennessean and a Top 100 Private Company and Best in Business by the Nashville Business Journal. For more information about Churchill Mortgage, visit or follow the company on LinkedIn, Twitter @ChurchillMtg, Instagram and Facebook at

Jacob Hamilton
For Churchill Mortgage
[email protected]

Derek Howard
For Churchill Mortgage
[email protected]