BOE looking at alternatives to stablecoin rules, Breeden tells FT - Finance news and analysis from Global Banking & Finance Review
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BOE looking at alternatives to stablecoin rules, Breeden tells FT

Published by Global Banking & Finance Review

Posted on May 14, 2026

2 min read

· Last updated: May 14, 2026

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Bank of England's Breeden says rate hikes not needed in June or July, FT reports

Bank of England's Interest Rate Outlook and Stablecoin Regulation

Breeden's Comments on Interest Rate Hikes

May 14 (Reuters) - Bank of England Deputy Governor Sarah Breeden told the Financial Times on Thursday that interest rates did not need to rise in June or July, while leaving open the possibility of future increases.

"You're obviously correct that we can't wait forever, but we don't need to do it in June or July," Breeden said, referring to increase in interest rates, according to the FT.

The Bank of England did not immediately respond to a Reuters request for comment.

Recent Interest Rate Decisions

Last month, the Bank of England left interest rates on hold for the third meeting in a row and policymakers were divided on where borrowing costs are likely to head as it gauges the extent of the inflationary shock from the Iran war.

Impact of Global Events

Breeden told the FT that it was much less likely that the conflict in Iran would lead to second-round effects on the scale seen after Russia invaded Ukraine in 2022.

She said the BOE was "in a good place to be able to watch what's happening in the economy."

"We don't need to rush to act."

Stablecoin Regulation and Industry Feedback

Separately, Breeden also told the FT that the central bank was "looking very hard" at alternatives to its proposed rules to regulate stablecoins, according to the FT.

A stablecoin is a crypto asset designed to maintain a constant value, and is often pegged to fiat currency and backed by traditional assets such as government debt.

Industry Criticism of Proposed Rules

Industry groups had criticised the central bank's proposals that would require stablecoin issuers to hold 40% of assets backing the coins at the central bank as unremunerated deposits, along with suggested limits capping stablecoin holdings at 20,000 pounds ($27,054.00) for individuals and 10 million pounds ($13.53 million) for businesses.

"What we have heard from industry is that the way we have proposed to implement limits is cumbersome operationally for a temporary measure," Breeden told the FT.

"So we are genuinely open to thinking whether there are other ways of achieving our objective."

Additional Information

($1 = 0.7393 pounds)

(Reporting by Ananya Palyekar in Bengaluru; Editing by Clarence Fernandez)

Key Takeaways

  • BoE acknowledges industry feedback that proposed temporary operational limits on stablecoins are cumbersome and is open to alternative regulatory approaches that meet the same stability goals (globalbankingandfinance.com)
  • The central bank’s proposal includes requiring issuers of sterling stablecoins to hold 40% of backing assets as unremunerated deposits at the BoE and caps on holdings (£20,000 per individual; £10 million per business), but these are under review (globalbankingandfinance.com)
  • The BoE plans to consult on draft rules in June and is reconsidering whether the backing asset split (60% government debt vs. 40% central bank deposits) is overly conservative (globalbankingandfinance.com)

References

Frequently Asked Questions

What is the Bank of England's current stance on stablecoin regulation?
The Bank of England is looking into alternative approaches to its proposed rules for regulating stablecoins.
Why is the BOE reconsidering its proposed stablecoin rules?
Industry feedback suggested that the current implementation of limits is cumbersome for temporary measures.
Who provided insight into the BOE's stablecoin regulatory approach?
Deputy Governor Sarah Breeden discussed the BOE's stance in an interview with the Financial Times.
Is the BOE open to alternative regulatory measures for stablecoins?
Yes, the BOE is open to considering other ways to achieve its regulatory objectives for stablecoins.

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