Published by Global Banking & Finance Review®
Posted on August 8, 2025
1 min readLast updated: January 22, 2026
Add as preferred source on GoogleA US judge dismissed the CFPB's lawsuit against Experian over credit report accuracy, allowing the agency to file an amended complaint.
By Christian Martinez
(Reuters) -A lawsuit filed by the Consumer Financial Protection Bureau against credit rating giant Experian over credit report accuracy was dismissed on Wednesday, according to a court filing.
The lawsuit, filed by the agency in January under the Biden administration, alleged that Ireland-based Experian had failed American consumers who had challenged the accuracy of their reports.
Judge Michelle Williams of the Central District of California federal court dismissed the lawsuit without prejudice, allowing the CFPB to file an amended complaint if it wished to do so.
The lawsuit was one of the few that had not been abandoned by the Trump administration, which has rolled back the activities of the agency by reducing its workforce by about 90%.
The agency dismissed more than 22 cases that were pending against companies such as JPMorgan Chase, Wells Fargo, Bank of America and Capital One.
The CFPB and Experian did not respond to requests for comment.
(Reporting by Christian Martinez; Editing by Frank McGurty and Jamie Freed)
The lawsuit was dismissed without prejudice by Judge Michelle Williams, allowing the CFPB to amend and refile if desired.
It was one of the few cases not abandoned by the Trump administration, which had significantly reduced the CFPB's activities.
The CFPB alleged that Experian failed to address challenges from American consumers regarding the accuracy of their credit reports.
The lawsuit was dismissed by Judge Michelle Williams of the Central District of California federal court.
No, both the CFPB and Experian did not respond to requests for comment regarding the lawsuit.
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