Connect with us

Top Stories

This holiday, stay your way – select the perfect accommodations

Published

on

This holiday, stay your way - select the perfect accommodations

The perfect accommodation, while travelling abroad, is not merely a space to store your belongings and hit the bed. It should serve your purpose and should support those activities you want to indulge in, all in your budget while ensuring maximum comfort.

The type of accommodation you choose should not be:

  • Too expensive or too cheap
  • Lacking essential amenities important for you
  • Too sophisticated
  • Too remote
  • Too rustic or unrefined

It’s particularly important to choose the right accommodation while you travel, especially overseas. That’s because the wrong accommodation can mar an otherwise exceptional holiday experience.

There are several factors to take into consideration before zeroing on a particular type of accommodation. The standout factor here is the purpose and type of travel. Is it a business visit? Are you planning a holiday with your family? Is honeymoon on the cards? Are you on an adventure trip?Looking at travelling solo?

A Quick-List of Preferred Accommodations based on Purpose of Visit

  • Business Visit – Hotel
  • Leisure – Resort, Service Apartment, Villa
  • Adventure & Exploration – Bed & Breakfast, Motel, Cabin
  • Spa Holiday – Resort with rejuvenating spa options
  • Safari & Wildlife – Caravan, Cottage, tent
  • Honeymoon –Hotel, Resort, Private Apartment
  • Family Holiday – Service apartment, Villa

Your Budget is a Deciding Factor

The type of accommodation you choose can have a substantial impact on your budget. That is because, apart from the price of the accommodation, the location of tourist hotspots from a specific accommodation decides your commute expenses. Doing complete research before booking one helps save time and reduces stress. Other leading factors playing a crucial role in deciding the type of accommodation are:

  • The length of your stay
  • What time you arrive
  • How many people you are travelling with
  • Are you looking for cooking facilities
  • Do you want to stay in the city centre
  • Access to public transport
  • Gastronomy options

Accommodation Based on Destination Type

Big metro cities

If you are visiting the big metro cities, hotels will be the perfect choice for your stay. Hotels in big cities often are contemporary in style and are the perfect backdrop to commute conveniently. Hotels in big cities are usually located close to public transport spots and, is well-connected to the city. Some hotels can be costlier than others. Check out the features and amenities of multiple hotels before booking one.

Are you staying in a city for a prolonged time? Choose to stay in apartments that are much cheaper than hotels. What’s more? Apartment rentals have nearly all the facilities and amenities of a hotel. It’s a great way to save money for other important aspects of the tour.

Most of these popular apartments are offered by Airbnb.

Nature’s getaway

A stay amidst natural beauty welcomes bliss and peace with rejuvenation and relaxation. A backdrop of the blue sea, vast landscapes, towering mountains and other natural beauty ensures an elevated mood. Resorts offer a laid-back ambience with a cosy atmosphere and the warmth to make for a tranquil experience. Most resorts will have a pool often facing nature’s marvel.

Adventure and wildlife travel

This will always be the most exciting holiday experience amidst wildlife with loads of adventure. This is where you look for budget-friendly options. A cabin accommodation packs all essential facilities where you can have the best of both the worlds. Cabins for a couple and also for a whole family are available across such destinations. You will have access to your own microwave, kitchen & dining area, washing machine and other items.

Enjoy privacy in the self-contained accommodation or enjoy a drink while relaxing on the deck. Cabins serve the purpose if you are planning to go hiking, canoeing and other self-exploration journey.

If staying overnight at allotted spaces across campsites is your cup of tea, check for a caravan. These recreational vehicles provide camping options with limited, but convenient facilities. They make for a cosy stay where you can move from one place to another without hassles.

The camping facilities will usually have a barbecue area, a dump station, golf courses, restrooms, picnic spots, swimming pool, bath houses and more.

Staying on the Highway Covering Long Drives

Hopping from one place to another is sure an adventurous undertaking, exposing you to unique cultures of the world. Very often, you need to halt and retire for a day. A short stay at bed & breakfast accommodation provides the much-needed comfort. A meal is provided in the night with breakfast in the morning before you continue your dream journey.

Airbnb again rules in this department too.

Motoring across the Countryside

Biking with a troop across the majestic countryside gives you a new lease of life and induces a profound transformation. The destinations are not your choice but mandatory ones where you drive for 8 to 9 hours.  A short stay probably for a night is what’s most required. Motels provide that comfort, running in blocks with the essential facilities. Parking facilities are provided outside just in front of your room. Tired of driving and want to take a break? Stop at the nearest motel and just check-in.

Life on the wild side

Rather should we say holiday on the wild side.Camping is the ideal way to stay in pre-determined camping areas. Offering a sustainable approach to travel, camps let you take a break from the adventures of the unknown and relax amidst nature.

Accommodation Based on Your Eating Habits

What are your food preferences? Are you game to experience the food of a new culture you are embarking on? Do you prefer dining out every time? Whatever your gastronomy options, the right accommodation makes every effort to meet your food expectations. If cooking easy and enjoying your meal fascinates you, then hostels will be the ideal choice.

You love sharing and enjoying homemade meals? Don’t look beyond a bed & breakfast accommodation. Travelling with food restrictions means apartment rentals with a fully equipped kitchen will do the job.Hotel accommodation is for those who dine out regularly, either at the hotel’s restaurant or one nearby.

Accommodation Based on Your Travel Companions

Who you travel with or without will have a major influence on where you choose to stay. Solo travelling, a trending travel option, calls for a stay at a hostel or a motel. You can also go for shared accommodation in a dorm. A family trip is enjoyed with privacy at apartment rentals. It’s also perfect for a large family planning to stay together.

A romantic outing on your mind? Head to an upscale hotel or a private apartment for maximum privacy.

Accommodation Based on Your Activities

Do you want to explore the outdoors? Camping or private cabins keep you close to the adventurous outdoors. It’s perfect where you can spend the majority of your time exploring the outdoor wonders. Check into a resort if relaxing by the pool and sunbathing is your choice. A business trip calls for hotel accommodation that has access to business facilities and convenient commuting options.

A Note on Airbnb

Bed and Breakfast, private rentals and homestays are fast becoming the preferred accommodation choices among millions of travellers. These vacation spaces keep a tab on the budget and pack all the essential facilities to ensure a home away from home experience.

Airbnb (short for AirBedandBreakfast.com) is the global leader and an online marketplace to book budget-friendly accommodations that don’t compromise on comfort and quality. Travellers can book their choice of accommodation for domestic and international holidays.

Airbnb is a popular broker that receives a commission from every booking made. It does not own any of the accommodations. Guests can choose their dream accommodation across 100,000+ cities spread across 191 countries.

Airbnb leverages technology to make for an effortless holiday experience for its guests. Its unique model benefits the hosts, the travellers, its employees and all stakeholders. It’s the company’s innovative solution to enable homeowners across the world to monetize their unused spaces and explore the field of hospitality.

A Final Word

Travelling is an exciting undertaking, sometimes a daunting task, given the multitude of options and the destination chosen. Planning can often become an overwhelming process and, this calls for an organized approach while keeping the purpose of travel in mind.

A careful study of your preferences and with extensive researching, your travel experience should be a smooth and memorable affair worth cherishing.

Top Stories

Time for financial institutions to Take Back Control of market data costs

Published

on

Time for financial institutions to Take Back Control of market data costs 1

By Yann Bloch, Vice President of Product Management at NeoXam

Brexit may well be just around the corner, but it is market data spending that financial institutions are more interested in taking back control of right now. In fact, other than regulatory equivalence post the transition period, it is hard to think of a more prominent issue right now than the rising cost of market data. According to analysis at the end of last year by Burton Taylor, global spend on market data topped $30 billion in 2019. With costs showing very little sign in coming down, at least in the short to medium term, now has to be the time for market participants to better grasp of not only what their costs could be at the end of the month, but also the precise areas of business consuming the most data.

The problem has been, and still is, seeking out those month-on-month cost anomalies. For example, why is it that fixed income and FX derivatives costs have all of a sudden doubled compared to the previous month? The trouble is it is nigh on impossible to get accurate answers to questions like this because the vast majority of investment firms have no fullproof way of analysing how spending evolves over time. In certain cases, financial instructions can experience a 10%+ increase on their monthly market data vendor bills.

It is not hard to see why – as every small incremental cost mounts up fast. First there are the direct costs for one or more sets of data – which leads to billing getting far more complex. Sure, a market data vendor may be adding lots of different add-on services to help clients save money, but at the same time, they will also be adding on more costs. If this was not enough, there are also the indirect costs around data governance and regulatory compliance. New rules, such as the Fundamental Review of the Trading Book (FRTB), means that investment banks will have no choice but to consume a lot more data to be able to run models and back testing.

All this begs the question; how exactly can firms gain more control of their market data spending? A good place to start is trying to reduce waste. This involves firms making sure they do not request new sources of data from their vendors that they are not going to use. If data vendors charge for every single piece of data that the client requests, then the client needs to make sure they are going to act on this information. Then there is the recycling of the data. Say an investment fund needed a new piece of data instantly, and also needed that same piece of data at the end of the day. If the fund manager already has the data, they surely, they do not need to request it again? It is all about being smarter about reusing whatever data the fund manager has received previously. After all, different trading desks are all consuming data and requesting information through the data management team, but it is hard for the trader acting on the data to work out how much the data actually costs. This is why being able to allocate these costs to the different trading desks is key.

When all is said and done, the only way financial institutions can harbour any hopes of overcoming this longstanding data cost problem is by deriving more insights to ensure they a squeezing every last drop of value from their market data. Technological advancements mean that firms can now keep right on top of not just their data direct costs, like complex billing, but also the indirect costs around regulation. With so many other cost pressures across the business right now, it is time financial institutions take advantage of new technologies to finally address the issue of rising market data costs that has, frankly, plagued the industry for too long now.

Continue Reading

Top Stories

Cash was our past, contactless is our present, contextual payments are the future

Published

on

Cash was our past, contactless is our present, contextual payments are the future 2

By Jason Jeffreys, founder of FETCH

$6tn in the next five years, this is how much the world will spend through contactless payments, according to analyst firm Juniper Research. For many of us who have discovered and since relied heavily on contactless payments since its introduction in 2007, either through card, phone, or watch, or those of us who have taken a stroll down a covid-era high-street to see shop windows adorned with “card payment only” signs, this is hardly a surprise. Even the Church of England in 2018 equipped 16,000 religious sites with terminals to allow for contactless donations. So what is behind this rise? And what is next?

The switch from cash to contactless is a transformation of payments that is driven by four key factors: speed, security, accessibility, and hygiene. While businesses and customers alike have felt the immense benefits of the cash to contactless transition, the next iteration goes further by digitally transforming the entire transaction process. It’s that potential which pushed me to launch FETCH – technology that allows customers to order and pay from their phone, anywhere. By exploring the benefits already felt by our contactless present, I hope to show you why I’m excited to be part of the contextual payments future.

Speed

Aldi is all about low prices and this is achieved with efficiency – that is why their checkout staff are trained to scan as fast as possible, it’s why their barcodes are huge, and it’s why you can’t keep up. It’s all in the name of efficiency and cost saving, and contactless payments make this possible.

While increasing the rate of transactions has a direct impact on money through the till, there is an increase in the perceived speed which does wonders to get customers back through the door. Shoppers may have spent an hour or more in-store but their direct interactions with the shop and staff were quick and timely and that’s the experience they remember and the impression they build of the brand.

Aldi are not alone in realising this and while it is easy to point to the impact that contactless has had on the retail sector, its revolution has slowly crept into hospitality –  an industry notoriously late at adopting new technologies.

High-street coffee shops rely on getting as many people as possible through the doors and back out again. They want as little disruption to your day as possible but more importantly, they want to process as many payments per hour as possible. Cash transactions are slow in comparison to a single tap, so for the coffee shops, this means fewer transactions per hour and money lost. For businesses in this sector who rely on periodic rushes, measuring performance per hour is a necessity and maximising revenue over these short windows is so important.

For reasons obvious to anyone who has been to a crowded hospitality venue, stood at a crowded bar or waited for waiting staff during a busy dinner rush, the businesses in this space already running on contextual ordering systems like FETCH have all reported a vastly improved staff and customer experience in hospitality venues. While it may be difficult to spot how these benefits can be felt in retail, this reality is not bound to fiction or the distant future – it’s being pioneered already in retail by Amazon.

In a well documented glimpse into the future of shopping, Amazon’s latest Seattle store removes the transaction element completely. Instead, you put your items in your trolley as you go round the shop, and the sensors and cameras accurately and automatically recognise the items, keeping a track and total, before taking payment automatically and digitally through your Amazon account once you walk the trolley back out of the store. Can you imagine standing in a supermarket queue to pay once you’ve experienced the ease, simplicity and effortlessness of that?

Accessibility

Smartphones have got smarter and they have revolutionised the way we get through the day. From how we discover, connect, and socialise, to how we organise, learn, navigate and search for answers – rarely an hour goes by where we aren’t using our phones for something.

As time moved on they only grew to become more capable, responsible for managing more aspects of our lives, and it was only a matter of time before they were capable of handling secure contactless payments. The leap for people to trust their smartphones with just one additional task was tiny.

When you couple this with debit and credit cards being enabled with contactless technology by default, the rise of wearables, and e-commerce growing massively, the results are clear – people are more trusting of online payments, are more familiar with buying in this way, and have more ways of making contactless purchases, than ever before.

In fact, a Mastercard survey in 2016 indicated that Brits carry less than £5 in cash on average, with 14% of people surveyed carrying no cash at all, and 1 in 10 replacing wallets and purses altogether, opting for a simple card in the pocket instead. Figures which have no doubt grown even starker since 2016.

When we take this into consideration with 99% of 16-24 year olds, 98% of 25-34 year olds, and 95% of 35-54 year olds all being smartphone owners, we begin to see the inevitability of contextual payments as the next iteration and how the response to contextual payments will be positive and welcome; something FETCH clients and the vast majority of their customers can all attest to.

Security

Cashless payments means no cash in the till or on-site; no chance of mistakenly accepting fraudulent notes or coins; no trips to the bank to deposit or withdraw cash for the till; the end of time spent counting money every day, and the end of discrepancies which occur from this.

It limits the levels of theft, switches businesses over to an accurate, secure and efficient system, and gives business owners their time back. It makes tax returns, financial planning and forecasting and more all possible, easier and quicker and in short, it makes businesses stronger.

Jason Jeffreys

Jason Jeffreys

Contextual payments go further by offering really insightful data of what happens before and after people decide to part with their money; for example, how long they spend browsing before ordering, what they look at, what they’ve missed, when they order next and more. This means you are informed and can redesign and improve the user journey so it works better for you and your customers, all based on accurate, relevant and timely data.

As contactless payments evolve to contextual ordering, it’s important to choose a system that easily integrates with the wider business and your systems so you can continue to access the benefits of contactless. That’s why from day 1 of building FETCH I put so much emphasis on ensuring it integrates with one of the biggest and most popular POS systems in hospitality.

Hygiene

Initial adoption has long been the biggest barrier to widespread, sustained use of new technologies and going cash-free is no exception.

Given that the coronavirus thrives and passes through human contact and shared surfaces, going cash-free and contactless was a small, easy and obvious change to implement for businesses to become covid-secure and safer for customers and staff.

FETCH and other contextual payment systems are being used to go beyond this, to keep staff and visitors safe by limiting human contact beyond just payments. In our case, we have allowed hospitality customers to continue to browse, place their orders and pay, just as before, but without the need for repeated human contact at every single stage.

Given the health imperative and coercion from governments, local authorities and health bodies to switch to contact-free operations, businesses who may have once been years away from this change are laying down the infrastructure today out of necessity and it will be no surprise if contactless becomes a staple long after the coronavirus has left.

Post-coronavirus, contextual ordering offers businesses the chance to let the technology take care of these minor tasks, giving staff the space to instead dedicate their time, talent and energy towards elevating the overall experience. It’s the health imperative that acts as the gateway to this.

What does this transition mean for businesses? With visible consideration and effort put into hygiene, you are making your customers feel safe and cared for; by making transactions quick and painfree, you are giving your customers time to spend on the experience they came out for in the first place. In the process, you have created the ideal conditions for consumers to spend money and given them the confidence to do so.

I’ll end with the picture UK Finance data has painted through multiple annual payments reports: in 2006, 62% of all payments in the UK were made using cash; three years later it dropped to 58%; in 2016 the proportion had fallen to 40%; and just two years after that, cash formed just 28% of all UK payments. With a pre-covid prediction envisaging that by 2028 fewer than 1 in 10 payments will be made by cash, the widespread, covid-induced encouragement, adoption and enforcement of cashless policies in retail and hospitality has surely brought that many years forward.

Contextual ordering is the next inevitable iteration and if you were one of the few who reaped the benefits of going contactless early, you have the chance to be ahead of the curve once more. A welcome future for a multitude of industries is being set around us today.

Continue Reading

Top Stories

The Rise of Contactless Payments

Published

on

The Rise of Contactless Payments 3

By Bilal Soylu, CEO of XcooBee

Today, banks involved in the issuances of credit cards, and companies at the nexus of merchant services, are experiencing a rare event in the industry.

For years, digital payment innovators fought a hard battle to adopt contactless systems and create standards. The effort and push came from companies with much of the effort directed at consumers to adopt their methodology. Whether it is Samsung Pay, Google Pay or Apple Pay they all had to overcome similar hurdles – consumers were reluctant to adopt a technology that did not have a sufficient number of merchants; thus, the progress was slow.

The COVID-19 pandemic rewrote the script in a whirlwind. All of a sudden, consumers began to demand contactless payment experiences in every way imaginable. The supply side push has turned into a demand side pull and the adoption rate is spiking.

This left banks, originators and companies involved in the eco-system with an interesting dilemma – fast decisions have to be made as to which digital technology to invest in and do they bind themselves, for multiple years going forward, to a specific infrastructure.

While previously the belief was that this could be explored over a longer period of time, the current reality is that these decisions are forced on institutions “overnight”. In this light, there are many different aspects to contactless payments and originators, and banks need to make smart bets on which type should be supported.

So, let’s look at all the relevant elements of contactless payments to explore a better model for institutional support.

General Drivers of Contactless Acceptance Growths

Safety

Physical safety from virus infection by avoiding touching 3rd party equipment or allowing safe distancing from other people and/or equipment is the main driver today. It has been emphasized by many epidemiologists as a basic requirement for conducting business. Consequently, it will be no surprise that safety is the factor that underlies the rapid adoption of a number of contactless payment technologies by once reluctant consumers.

We expect this to be a primary driver well into 2021. Thus, any technology to be rolled out in the short term should enhance safety in some form or contribute in a way to the improvement of safety.

Security

An early benefit highlighted and emphasized by contactless technology providers was the data-security aspect that surrounds the transaction. Rather than exchanging the actual credit card number, for example, a tokenization is performed to create transaction specific tokens that are then used to complete the transaction. Even when intercepted, these tokens cannot be used outside this transaction and, thus, the approach is considered to be more secure.

Although the data-security value was incessantly marketed to consumers, most had, and still have, a limited understanding of the implementation of the technology. Thus, the appeal to the consumer with this benefit was not successful. However, the increased security elements were a clearer benefit for merchants and issuers. Hence, a steady growth of terminals and accepting merchants was the result.

In general, the tokenization approach to security has been chosen for many types of contactless payment systems, this includes NFC based card chips, digital payments like Apple Pay, Google Pay or Samsung Pay. However, for QR payments the use of tokenization should be verified as there are no current standards that govern its use consistently.

Convenience

Convenience was the aspect of many contactless payments system that appealed the most to consumers prior to Covid-19. The ability to either very quickly conduct a transaction or very flexibly conduct a transaction drove consumer adoption. For example, being able to load many payment methods onto a mobile device that users carry with them anywhere increased the appeal of use to consumers.

Thus, when evaluating a particular contactless payment technology with a longer-term outlook the convenience aspect should be emphasized. Given the historical basis, consumers are very likely to be attracted by this aspect as the main driver of adoption again. A financial institutions’ post-Covid planning and investment models for contactless technology should consider this to be a major aspect.

Contactless Payment Categories

When we speak of contactless payment systems, we normally refer to any payment technology that can trigger a payment transaction in the physical space with direct consumer presence, but without direct contact with merchant equipment. Thus, we would exclude online and ecommerce transactions for this purpose.

We will focus on the two mainstream contactless technologies, NFC and QR payments, and review them here. Other contactless payment technologies exist but have not reached widespread adoption so we will only provide brief overview of those.

NFC Payments

Technology

Near Field Communication (NFC) payments are the earliest form of contactless payments that found acceptance in the markets. Generally, two devices are needed and must be near each other to communicate via radio signals. Both the reader (interrogator) and sender (tag) must be within 4cm (1.5in) for the transaction to be initiated. ExxonMobile’s Speedpass is widely believed to be the first implementation of this touch and go type of pay experience that has come to exemplify NFC based contactless payments.

There are two common sub-categories from that technology today; The single card-based sender (tag) and the mobile-phone-based sender (tag). The mobile phone-based application tends to be more flexible allowing consumers to combine multiple cards into one mobile-wallet that is secured with some form with biometric access.

Market

However, NFC signals are not uniform and different standards are used in the Far East (i.e. Japan) rather than in Europe.

NFC payments found early success in developed western markets where the population already had easy access to banking and bank issued card-based tags. However, in countries where the banking system developed later and card-based payments were not common, NFC payments did not flourish.

Thus, today, the market for NFC is mainly concentrated in Europe, Japan, and US.

Activation

The roll out of NFC requires hardware on the merchant and consumer side. The merchant hardware is normally The Rise of Contactless Payments 4leased, and leasing programs have been steady revenue generators for those companies. Whereas, today, the global contactless Point of Sale (POS) terminals market is poised to grow by $5.54 bn during 2020-2024, progressing at a CAGR of 16% during the forecast period, according to research done by Technavio.

However, with the pandemic, the speed of system activation has been a key criterium for selection of the technology. In this context, delivery of hardware, setting up of POS systems and testing connectivity slows down rollouts and potential revenue.

Similarly, requiring consumers to be equipped with supporting hardware may also introduce a friction element, especially in markets where NFC has gained less momentum.

QR Payments

Technology

QR codes are like 3D barcodes. The user scans the QR code via a smartphone and the smartphone, then interprets the barcode and a related website or application may complete the payment process. Like NFC, this can be done very quickly without any contact between smartphone (reader) and the item or display using the QR code.

Normally, QR codes are immutable, meaning that once generated they do not change. However, there are now dynamic smart QR codes, like the ones Xcoobee offers, that can overcome this limitation.

Market

QR codes found strong distribution in markets where banking reach was limited in some form through government or market forces. The QR payment process, in many markets, also exemplifies a jump to direct digital payment, bypassing much of the banking system for purchase transactions. Especially when QR payment systems are connected to mobile wallets the provider of the wallet handles all transaction steps in-system, reducing friction and creating an ease to use and adoption. They have found popularity mainly in China, where AliPay and WeChat pay are gaining dominant market shares.

However, with the advent of COVID and the speed advantages in implementation and cost, other non-traditional markets such as EU and US are seeing dramatic increases in use of QR payments as well.

Activation

Activation of QR code payments commonly requires merchants to simply print codes, which can be accomplished with less hardware. The integration into bank systems is handled via merchant or bank app and the consumer simply requires a smartphone.

While bank offerings in this segment tend to be limited, given the simplified requirements, QR implementation can be quick for merchants to roll out.

Other Contactless Options

There are other contactless payment technologies that are currently competing for market attention and can be grouped into a biometric group and a technology group. The biometric group includes such options as voice, facial or palm recognition-based payments while the technology group includes options like Bluetooth and Farfield-type technologies.

None of these have gained sufficient market share or have execution or security advantages that would push them ahead without concerted efforts from large market-players. Similarly, there is no consumer advantage that would drive a consumer demand-based distribution for these technologies.

NFC vs QR

Which one should you choose to support? Each one of these contactless payment methodologies has advantages and disadvantages. NFC can be nominally faster to use for consumers and more lucrative for banks, but QR codes currently reach a wider market since more phones can read them than those that can read NFC tags.

Operational simplicity and speed also favor QR code activation, but if there is already and existing NFC infrastructure this may become a secondary consideration.

Simply speaking, we are living through unprecedented times, consumers are demanding contactless payment and creating a demand side wave in exchange for safety. How each institution answers this call best will depend on circumstances and context.

Overall, it may be advisable to hedge bets and support both methodologies and offer services based on both. Evaluate customer input, and then, adopt and activate the best option for your financial institution.

Continue Reading
Editorial & Advertiser disclosureOur website provides you with information, news, press releases, Opinion and advertorials on various financial products and services. This is not to be considered as financial advice and should be considered only for information purposes. We cannot guarantee the accuracy or applicability of any information provided with respect to your individual or personal circumstances. Please seek Professional advice from a qualified professional before making any financial decisions. We link to various third party websites, affiliate sales networks, and may link to our advertising partners websites. Though we are tied up with various advertising and affiliate networks, this does not affect our analysis or opinion. When you view or click on certain links available on our articles, our partners may compensate us for displaying the content to you, or make a purchase or fill a form. This will not incur any additional charges to you. To make things simpler for you to identity or distinguish sponsored articles or links, you may consider all articles or links hosted on our site as a partner endorsed link.

Call For Entries

Global Banking and Finance Review Awards Nominations 2020
2020 Global Banking & Finance Awards now open. Click Here

Latest Articles

Motivate Your Management Team 5 Motivate Your Management Team 6
Business2 days ago

Motivate Your Management Team

A management team, typically a group of people at the top level of management in an organization, is a team...

The Income Approach Vs Real Estate Valuation 7 The Income Approach Vs Real Estate Valuation 8
Business2 days ago

The Income Approach Vs Real Estate Valuation

The Income approach is only one of three main classifications of methodologies, commonly referred to as valuation approaches. It’s particularly...

How To Create A Leadership Philosophy 9 How To Create A Leadership Philosophy 10
Business2 days ago

How To Create A Leadership Philosophy

A leadership philosophy describes an individual’s values, beliefs and principles that they use to guide a business or organization. Your...

How to Build an AI Strategy that Works 11 How to Build an AI Strategy that Works 12
Technology2 days ago

How to Build an AI Strategy that Works

By Michael Chalmers, MD EMEA at Contino Six steps to boosting digital transformation through AI In the age of artificial...

Leumi UK appoints Guy Brocklehurst to property finance team as Relationship Manager  13 Leumi UK appoints Guy Brocklehurst to property finance team as Relationship Manager  14
Business2 days ago

Leumi UK appoints Guy Brocklehurst to property finance team as Relationship Manager 

Multi-specialist bank announces the appointment of Guy Brocklehurst to its property finance team Guy Brocklehurst has joined London-based Leumi UK...

Three times as many SMEs are satisfied than dissatisfied with COVID-19 support from their bank or building society 15 Three times as many SMEs are satisfied than dissatisfied with COVID-19 support from their bank or building society 16
Banking2 days ago

Three times as many SMEs are satisfied than dissatisfied with COVID-19 support from their bank or building society

More SMEs are satisfied (38%) than dissatisfied (13%) with their COVID-19 banking support Decline in SMEs using personal current accounts...

Tax administrations around the world were already going digital. The pandemic has only accelerated the trend. 17 Tax administrations around the world were already going digital. The pandemic has only accelerated the trend. 18
Finance3 days ago

Tax administrations around the world were already going digital. The pandemic has only accelerated the trend.

By Emine Constantin, Global Head of Accoutning and Tax at TMF Group. Why do tax administrations choose to go digital?...

Time for financial institutions to Take Back Control of market data costs 19 Time for financial institutions to Take Back Control of market data costs 20
Top Stories3 days ago

Time for financial institutions to Take Back Control of market data costs

By Yann Bloch, Vice President of Product Management at NeoXam Brexit may well be just around the corner, but it is...

An outlook on equities and bonds 21 An outlook on equities and bonds 22
Investing3 days ago

An outlook on equities and bonds

By Rupert Thompson, Chief Investment Officer at Kingswood The equity market rally paused last week with global equities little changed...

Optimising tax reclaim through tech: What wealth managers need to know in trying times 23 Optimising tax reclaim through tech: What wealth managers need to know in trying times 24
Investing3 days ago

Optimising tax reclaim through tech: What wealth managers need to know in trying times

By Christophe Lapaire, Head Advanced Tax Services, Swiss Stock Exchange This has been a year of trials: first, a global...

Newsletters with Secrets & Analysis. Subscribe Now