Borrowing in the property finance market has been increasingly complicated since the 2008 banking crisis. Despite efforts to make specialist loans available to property investors, banks are reluctant to offer debt to borrowers with complex income streams. 

The specialist lender market was established to help borrowers that fall outside traditional lending criteria overcome the barriers to securing a mortgage. 

The global pandemic has dented market growth. Landlords seeking finance in the property market are becoming increasingly frustrated. A recent report reveals that a mere 14 lenders issued loans over £100 million. 

Technology is the only way forward for the specialist lending market. Whilst lenders are attempting to optimise digital channels, the solutions are limited to specialist lending. Customers prefer to speak with professionals in person.

Digital Lending Platform

Pitch 4 Finance is a tech platform that matches borrowers and brokers with multiple lenders in commercial property and business finance. Our matching software dramatically increases borrowers’ and brokers’ exposure to relevant lenders in the unregulated market. 

“The platform provides instant criteria matching that literally matches lenders to borrower criteria within minutes and allows lenders to efficiently find borrowers who match their lending criteria and risk profile,” said Mrs Khadr. “We provide 1-1 support for intermediaries, real-time application updates, tracking and greater exposure for intermediaries to all lenders in the market. Importantly, we also support this technology with proactive administrative support that enables cases to be processed more quickly and effectively.”

Property investors that register on the platform upload their case requirements. The request is then matched with potential lenders that can meet the criteria within seconds. Pitch 4’s unique digital solution saves time, effort and money on both sides. What’s more, there are no broker fees to pay regardless of the amount you borrow. Pitch 4 Finance also guarantees you will pay a lower lender arrangement fees wherever possible.

Game Changing Technology

The Pitch 4 Finance connects borrowers and lenders  allowing them to communicate directly and exchange documents on the platform.

In the event that users have any questions, Pitch 4 Finance has a dedicated team of experts to help guide you through the application from match to completion.

To date, Pitch 4 Finance has partnered with over 180 lenders. With such a competitive environment in an already highly competitive industry, Pitch 4 Finance are confident borrowers will have access to the lowest APR deals. 

Whilst Pitch 4 Finance earns a small percentage, procurement costs are significantly lower than traditional broker fees. 

Technology continues to be a game changer across multiple industries. If Pitch 4 Finance delivers on their promise, digital technology will provide a solution to one of the most problematic markets. 

As the UK emerges from the Covid pandemic, Pitch 4 Finance’s financial technology platform is well positioned to help those seeking the most competitive business and property finance.

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