Published by Global Banking & Finance Review®
Posted on February 26, 2026
1 min readLast updated: April 2, 2026
Add as preferred source on GoogleECB data show eurozone business lending slowed to 2.8% y/y in January 2026, the weakest since June 2025. Household credit was unchanged at 3.0%.
FRANKFURT, Feb 26 (Reuters) - Bank lending to euro zone business slowed last month while credit to households stayed firm, European Central Bank data showed on Thursday.
The growth rate of loans to companies decreased to 2.8% in January, its slowest pace since June 2025, from 3.0% in December.
Lending to households stood at 3.0% in January, unchanged from the previous month.
(Reporting by Balazs Koranyi; Editing by Alison Williams)
ECB data indicate eurozone business lending growth eased to 2.8% in January 2026, while household lending remained steady at 3.0%, highlighting divergent credit dynamics.
Loans to non-financial corporations grew 2.8% year-on-year, down from 3.0% in December, marking the slowest pace since June 2025.
Household lending held at 3.0%, suggesting stable consumer credit demand. The data inform ECB assessments of credit conditions alongside broader monetary indicators.
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