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DISCERNING INVESTORS SWITCH TO PROPERTY-BASED FINANCIAL PRODUCTS. 

London, UK – A new guide is launched to arm you with information and questions to ask before any capital is at risk.

New financial products linked to property are offering 6-10% yield on capital invested – but as interest gains pace in these products – how safe is your money?

With annual investment in UK property hitting £42bn in the first quarter of 2014, property has become a focus for discerning investors. But with the UK banks still cautiously lending, investors are moving away from buy to let mortgages and looking towards investment funds and bonds linked to property.

Experts sees no slowing down in the property market, especially in London so an array of financial products are emerging that link to property prices…what’s concerning is that not all of these products are regulated and authorised by the FCA.

Property is assumed as a safer investment and new investors are moving away from ISA’s and Savings accounts to follow success of the city investor, but what risks are they taking on?

Simon Morris, an independent property consultant, has launched A Guide to Property Investment Options to help first time private investors ask the right questions about property portfolios and to fully understand the risks along with how their money will be used within the funds and bonds.

Whether it’s a Property Investment Fund or a Fixed Return Bond, investors looking for low risk and high yield need to do their research.

Investing in any property at this current time is still an attractive option for first time investors looking to grow their savings and capital. Financial products such as funds and bonds are an option for those who may have been priced out of the buy to let market due to larger deposits required. Anyone who has a lump sum and is able to invest it for a fixed period of time, can look to this guide to give them the basic understanding of how their money will be invested and allow them to ask all the right questions before committing to a product.

The guide includes the basics of how funds and bonds work, along with practical advice and questions to ask before you part with any capital. It advises;

  • You should chose a product that is regulated and authorised by the FCA.
  • That you ask questions about the management of the fund.
  • To look for products that guarantee the initial capital is safe-guarded.
  • Only take financial advice from authorised financial advisers.

“Arming yourself with knowledge means you understand the risks and how your money is invested.”