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    Home > Finance > Euro zone lending growth edges up to new 2-year high
    Finance

    Euro zone lending growth edges up to new 2-year high

    Published by Global Banking & Finance Review®

    Posted on August 28, 2025

    1 min read

    Last updated: January 22, 2026

    Euro zone lending growth edges up to new 2-year high - Finance news and analysis from Global Banking & Finance Review
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    Tags:credit growthEuropean Central Bankeconomic recoverybank lending surveyinterest rates

    Quick Summary

    Euro zone bank lending growth hit a two-year high, with household loans up 2.4% and corporate credit up 2.8%, driven by lower interest rates and economic recovery.

    Euro zone lending growth edges up to new 2-year high

    FRANKFURT (Reuters) -Growth in euro zone bank lending accelerated to a fresh two-year high last month on the back of lower interest rates and a gradual economic recovery, European Central Bank data showed on Thursday.

    Loans to households grew by 2.4% in July, the biggest increase since April 2023, from 2.2 in June. Credit to companies increased by 2.8% from 2.7%, marking its fastest pace since June 2023.

    (Reporting By Francesco Canepa; Editing by Toby Chopra)

    Key Takeaways

    • •Euro zone bank lending growth accelerated to a two-year high.
    • •Household loans increased by 2.4% in July.
    • •Credit to companies rose by 2.8%, the fastest since June 2023.
    • •Growth driven by lower interest rates and economic recovery.
    • •Data released by the European Central Bank.

    Frequently Asked Questions about Euro zone lending growth edges up to new 2-year high

    1What was the growth rate of loans to households in July?

    Loans to households grew by 2.4% in July, marking the biggest increase since April 2023.

    2How much did credit to companies increase?

    Credit to companies increased by 2.8% from 2.7%, marking its fastest pace since June 2023.

    3What factors contributed to the increase in bank lending?

    The growth in euro zone bank lending was supported by lower interest rates and a gradual economic recovery.

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