Skip to content Preparing for IBOR retirement with intelligent contract analytics Caple enables ownership and control Progress and Challenges in Streamlining State Financial Services Licensing A new path to financial inclusion Corporate loan recovery rates much higher than assumed, confirms second Global Credit Data report on LGD BNP Paribas Asset Management and CODE Investing complete first SME loan New research shows SME business owners face an equity dilemma How digitalizing voice brokerage could help fix our Money Markets The Truth About Debt Consolidation How to finance a motorcycle Iberian Npl And Reo Portfolios Continue To Attract Investors When and How to Plan for Retirement Business Cash Advances Explained UK banks braced for potentially turbulent Brexit The Cybersecurity threat you’re missing Business Loans Explained Investx appoints ex-Royal Bank of Scotland director to its board to develop new breed of SME funding platform Changing Credit Conditions Can Favour Dealer Finance Compliance and the cloud – a match made in heaven? Users’ Internet Caches Pose ID Theft & Security Risks for Organizations, Warns Avanite Receptional WINS UK Digital Experience Award 2018! Cyber is the new front line in modern economic warfare Barclays partners with leading fintech MarketInvoice Scope places Turkey’s BB+ ratings under review for downgrade Scope positions preferred senior-equivalent debt ratings of Commerzbank at the Issuer Rating level Scope affirms Poland’s credit rating of A+ with Stable Outlook Scope affirms the Republic of Ireland’s credit rating at A+; Outlook Stable Scope assigns new A+ Issuer Rating to Lloyds Banking Group following ring-fencing-related changes Greentown China Holds Signing Ceremonies for US$1,400 Million Worth of Low Interest, Unsecured Loan Agreements in Hong Kong Scope assigns new AA Issuer Ratings to HSBC UK Bank and HSBC Bank after ring-fencing related changes Scope upgrades Austrian mortgage covered bonds issued by Bank Burgenland and Wüstenrot to AAA Can Debt Collectors Come To Your House? iAnthus Announces Conversion of C$20 Million Debentures Limited impacts from ECB’s latest bad-loan initiative Scope has reviewed the performance of Elrond NPL 2017 S.r.l. – Italian NPL Pillsbury Continues Financial Services Industry Push, Adding Prominent Leveraged Finance Partners Mike Michetti and Joel Simon in New York Banks still have a stake in consumer credit – but must adopt new tech or risk losing out The Stars Group Completes Acquisition of Sky Betting & Gaming Scope takes rating actions on long-term ratings of RBS Group entities due to improved fundamentals Game of Designations: Ninth Circuit Overturns Bad Faith Finding Scope highlights improved clarity in senior debt positioning in Austrian banks’ capital structure Scope affirms Land of Berlin credit rating of AAA with Stable Outlook Barclays launches £100,000 unsecured lending, as new research shows the value of faster finance to SMEs Värde Partners, Barclays And Guber Banca Acquire Non-Performing Loan Portfolio Originated By 53 Italian Cooperative, Rural AndPopolari Banks (GBV €1.4 Billion) Cerberus Agrees to Acquire a Majority Stake in Officine CST Application breaches are rising: How can the finance industry prepare itself? CODE Investing enters into strategic partnership with BNP Paribas Asset Management to originate SME loans 5N Plus completes partial redemption of 5.75% convertible unsecured subordinated debentures Orrick Grows New York Finance Practice Cryptocurrency and Blockchain Innovators Poised to Reap Rewards as Fintech Reshapes how Money is Used Mackrell Turner Garrett helps settle the debate over reflective loss following a decisive ruling at the Court of Appeal Shelter in the storm: Europe’s smaller airlines face new round of consolidation Swedish banks: brighter prospects as housing crash fears recede Your First Credit Card | What You Should Know Scope Ratings affirms its issuer rating of BBB-/Stable on Germany-based Franz Haniel & Cie. GmbH King & Spalding’s New York Office Expands Finance Practice Sunwah International Limited Settles Debt of CAN$7.66 Million With Shares in Sunwah Kingsway Capital Holdings Limited BNP Paribas Asset Management selects Link Asset Services as debt servicer for new SME Alternative Financing platform Santander Scam Avoidance School (SAS)1 Graduate Turns Ethical Hacker To Help The Fight Against Fraud Clearcenter Unveils Blockchain Platform And Marketplace, Leveraging Hpe Servers Scope assigns BBB-(SF) to class A notes issued by ARAGORN NPL 2018 S.R.L.– Italian NPL ABS PSP Investments posts strong performance in fiscal year 2018 – Net return of 9.8% brings net assets to $153.0 billion Alexandria Real Estate Equities, Inc. Announces Public Offering of Senior Notes MGT Capital Announces $3.7 Million in Non-Dilutive Expansion Capital BNP Paribas Asset Management announces successful launch of SME Alternative Financing platform and completion of first loan Lufthansa’s senior unsecured bond rated at BBB- and its junior subordinated hybrid debt rated at BB Texas Instruments prices $200 million of investment grade notes Scope assigns initial issuer rating of BB to Deutsche Konsum REIT-AG, Outlook Stable Employers and the Government should support employees’ dependency on high-cost credit, says Neyber The UK’s National SIRA program – a collaboration of more than 130 well-known financial institutions, sharing intelligence and data to combat fraud, risk and financial crime, defending against £billions in losses. Virtual Crypto® Technologies Signs Agreement With Its First Commercial Customer 1touch.io Launches First Privacy Management and Control Solution Purpose-Built for GDPR Rising global debt and the risk of corporate default TMX Group Prices Private Placement Offering of C$200 Million 3.779% Senior Unsecured Debentures Due 2028 Scope reviews for possible upgrade the long-term ratings of RBS Group entities (Issuer Rating at A-) Scope upgrades Swedbank’s Issuer Rating by one notch to A+, with Stable Outlook Scope affirms Spain’s credit rating of A- with Stable Outlook Scope affirms Belgium’s credit rating at AA with Stable Outlook. Scope upgrades Greece’s long-term credit rating to B+ from B- and changes the Outlook to Positive Kraton Corporation Announces Pricing Of Private Offering Of Senior Notes Scope reviews for possible upgrade Danske Bank’s A+ Issuer Rating Scope upgrades Svenska Handelsbanken’s Issuer Rating by one notch to AA-, with Stable Outlook It’s time to be proactive with DDoS protection Scope updates bank rating methodologies; introduces specific references to cyber risk and ESG risk Scope affirms A+ rating of Barclays Bank PLC and assigns A+ ratings to group and ring-fenced bank Expected new legislation on senior debt should help unsecured funding for German banks Foley Adds Experienced Bankruptcy Partner In Los Angeles Delivering a pain-free BYOD experience for everyone Harneys advises Banco doBrasil S.A. on the issuance of notes under their US$20bn senior unsecured programme Harneys predicts major upswing in infrastructure investment in Argentina Almost a third of consumers see default as the responsibility of lenders – not the borrower Santander InnoVentures makes its first investment in Brazil via digital lending platform Creditas Individual DDoS Attacks Can Cost Enterprises US$ 50,000 (£35,000) Scope reviews for possible upgrade Svenska Handelsbanken’s A+ Issuer Rating Scope reviews for possible upgrade Swedbank’s A Issuer Rating Scope affirms A senior unsecured debt ratings of Danske Bank A/S The wary canary and the LIBOR OIS spread Banks recover 75% of defaulted debt owed by large corporate borrowers, finds new Global Credit Data report 8 in 10 Americans Concerned about the Ability of Businesses to Safeguard their Financial and Personal Information: AICPA Survey BAILING IN DEPOSITORS – LESSONS FROM CYPRUS WHAT TO EXPECT AS AN EMPLOYEE IF YOUR COMPANY CLOSES? BASISBANK WILL MANAGE RISK AND ACCELERATE DIGITAL TRANSFORMATION WITH FICO TECHNOLOGY ARE UK HOUSEHOLDS READY FOR RISE IN INTEREST RATE POST BREXIT? NESTA OPENS APPLICATIONS FOR NEXT PHASE OF OPEN UP CHALLENGE FINANCE AND RESTRUCTURING ATTORNEY, SUZANNE L’HERNAULT, JOINS RIMON IN ITS NEW YORK CITY AND NEW JERSEY OFFICE AS PARTNER MORRISON & FOERSTER STRENGTHENS CROSS-BORDER FINANCE OFFERING WITH ADDITION OF PROMINENT PARTNER IN LONDON BANKRUPTCY AND RESTRUCTURING PARTNER LILLIAN STENFELDT JOINS RIMON’S SAN FRANCISCO AND SILICON VALLEY OFFICES FE CREDIT SIGNS A US$50 MILLION LOAN CONTRACT WITH LION ASIA GLOBAL FINANCE PARTNER ANDREW CARDONICK JOINS SIDLEY IN CHICAGO What is a secured loan? What is a signature loan How to get a loan with no credit How to Manage Your Money? DEUTSCHE BANK PROVIDES A US$100 MILLION LOAN TO FE CREDIT BNP PARIBAS ASSET MANAGEMENT ENTERS INTO STRATEGIC ALLIANCE WITH EUROPEAN ALTERNATIVE SME CREDIT SPECIALIST CAPLE MIRAE ASSET FINANCE VIETNAM TO ENGAGE IN A RELIABLE PARTNERSHIP WITH OUTSTANDING PRODUCTS ANTICIPATED NEW PCI SSC STANDARD FOR PIN ON MOBILE SET TO TRANSFORM PAYMENTS GLOBALLY LEXMARK NAMED A LEADER IN IDC MARKETSCAPE FOR SECURITY SOLUTIONS AND SERVICES HARDCOPY 2017 VENDOR ASSESSMENT ULTIMATE FINANCE TO FUND PERISHABLES WITH NEW PRODUCT 4FINANCE WELCOMES CREDIT RATING UPGRADE FREEDOM FINANCE ANNOUNCES PARTNERSHIP WITH BANK OF IRELAND TO PROVIDE GREATER ACCESS TO AFFORDABLE FINANCE MCDERMOTT MAINTAINS PRIVATE EQUITY GROWTH MOMENTUM IN CHICAGO 8 OUT OF 10 ADULTS THINK CHILDREN SHOULD START LEARNING ABOUT MONEY IN PRIMARY SCHOOL ING BANK WILL USE FICO TECHNOLOGY TO POWER GROWTH IN THE CZECH REPUBLIC GROWTH STREET JOINS NESTA’S £5M OPEN UP CHALLENGE, AIMING TO TRANSFORM SMALL BUSINESS BANKING SOCIAL AND SUSTAINABLE CAPITAL RE-LAUNCHES ITS £30 MILLION OFFERING AS ‘THE THIRD SECTOR INVESTMENT FUND’ IN ANSWER TO SECTOR DEMANDS DENTONS ADVISES NYX GAMING GROUP ON ITS DEBT REFINANCING WITH ARES MANAGEMENT LIMITED HAS THE EXPANSION OF CAR FINANCE OVERSTRETCHED BORROWERS? TDX GROUP RESEARCH ALERTS BUSINESSES TO UPWARD SPIKE IN BAD DEBT HERBERT SMITH FREEHILLS HIRES LEADING FINANCE AND BANKING PARTNER IN MOSCOW CREDIT CARD DEBT — ARE WE ALL PULLING TOGETHER? EQUIFAX INCORPORATES INCOME ANALYSIS INTO AFFORDABILITY INDICATORS TO SUPPORT RESPONSIBLE LENDING FE CREDIT AIMS TO DRIVE CASHLESS TRANSACTIONS WITH THE LAUNCH OF VIETNAM’S FIRST INSTANT CREDIT CARD FACILITY IN PARTNERSHIP WITH ENTRUST DATACARD MCDERMOTT CONTINUES TO GROW ITS FINANCE AND PRIVATE EQUITY PRACTICES 4FINANCE HOLDING PRICES $325M BOND ISSUE AND ACHIEVES SUCCESSFUL REFINANCING A WEAK INFORMATION SECURITY CULTURE MEANS YOUR ORGANIZATION IS VULNERABLE NEW STUDY REVEALS TOO MANY GLOBAL ORGANISATIONS ARE GAMBLING THEIR BUSINESS FUTURE ON POOR CODE THE ENTERPRISE APP GAP MILBANK REPRESENTS AD HOC GROUP OF BONDHOLDERS IN $7.2 BILLION RESTRUCTURING OF NORTEL NETWORKS, INC. DIFFERENCES BETWEEN TLAC AND MREL REGULATION NEW YEAR, NEW YOU: A CHALLENGE TO CONSIDER… STROOCK NAMES FIVE NEW PARTNERS AND SPECIAL COUNSEL FOR 2017 TBC BANK OF GEORGIA INCREASES LOAN APPROVAL RATE BY 40 PERCENT USING FICO TECHNOLOGY TWINO BECOMES FIRST P2P PLATFORM IN EUROPE TO LIST LOANS FROM RUSSIA WHITE & CASE PROMOTES 26 TO COUNSEL AND 15 TO LOCAL PARTNER CYBER ADAPT RELEASES CLOUD-BASED MOBILE SECURITY PLATFORM UNSECURED LOAN– AND INDISPENSABLE TREND VPBANK APPROVES UNSECURED OVERDRAFT ONLINE TWINO GROUP, ONE OF EUROPE’S FASTEST GROWING CONSUMER LENDERS, HITS €300 MILLION IN ISSUED LOANS WHAT CAN LENDERS LEARN FROM THE MOTOR FINANCE SECTOR? TAKING CONTROL OF CYBER SECURITY FREEDOM FINANCE BOOSTS CONSUMER FINANCE AND MARKETING EXPERTISE WITH SENIOR HIRES CHESTER BUSINESS COMPARISON SITE EXPANDS ITS TEAM DOES IT MAKE SENSE TO HAVE MULTIPLE BUSINESS LOANS? DELL SONICWALL SECURE MOBILE ACCESS 100 SERIES OS 8.5 OFFERS ENHANCED SECURITY FOR SMB MOBILE AND REMOTE WORKERS RUSSIANS’ CREDIT PERFORMANCE REMAINS STEADY AT HISTORIC LOW, ACCORDING TO DATA FROM FICO AND NBKI WHITEPAPER FROM MYPINPAD ADDRESSES FLAWS IN MANY IDENTITY AND VERIFICATION METHODS PENETRATION TESTING PREVENTING BAD DEBT EFFECTIVELY AT THE GATE A BIGGER AND BETTER CUSTOMER JOURNEY: WHY BANKS NEED TO LEARN FROM ALTERNATIVE FINANCE PROVIDERS THE ENTREPRENEUR’S CHECKLIST FOR GETTING A BUSINESS LOAN. BANKS ARE PIVOTAL TO EUROPE’S GROWTH PROSPECTS HOW TO COMBAT THE DAILY DATA DEVICE DANGERS GRANT & EISENHOFER AND GARDY & NOTIS FILE LAWSUIT ON BEHALF OF BONDHOLDERS AGAINST VANGUARD NATURAL RESOURCES, ALLEGING COMPANY UNFAIRLY CUT RETAIL INVESTORS OUT OF EXCHANGE OFFER THE CLUES TO DETECTING FRAUD ARE HIDDEN IN RELATIONSHIPS ALTERNATIVE FINANCE FOR 2016: WHAT ARE YOUR OPTIONS? FALLING INSOLVENCIES – NOT NECESSARILY A TRUE PICTURE OF REDUCED CONSUMER DEBT VETERAN BANKRUPTCY AND RESTRUCTURING LITIGATOR JARED CLARK JOINS PHILLIPS NIZER IN NEW YORK KEY TRENDS IN OF CREDIT AND LOANS DECISIONS FORESCOUT TECHNOLOGIES CLOSES $76 MILLION IN LATE-STAGE FUNDING AT 1B VALUATION STANDARD DATABASES ARE FAILING IN THE FIGHT AGAINST FRAUD MILBANK ADVISES INTERNATIONAL BANKING CONSORTIUM ON €20BN FINANCING FOR VOLKSWAGEN FINANCE FOR SMALL BUSINESSES – WHAT ARE THE OPTIONS? AIFUL CORPORATION IMPROVES CUSTOMER EXPERIENCE USING SMART AUTOMATION IN COLLECTIONS DIEBOLD AND WINCOR NIXDORF TO COMBINE, CREATING PREMIER SELF-SERVICE COMPANY FOR FINANCIAL AND RETAIL MARKETS HCL ENABLES INTERNATIONAL PERSONAL FINANCE TO DIGITALLY TRANSFORM ITS CONSUMER LENDING EXPERIENCE FE CREDIT PRAISED AS BEST CONSUMER FINANCE COMPANY VIETNAM 2015 AGILITI FROM FISERV FUELLING CHANGE IN UK FINTECH BEACONINSIDE LAUNCHES ITS LATEST BEACON GENERATION TO POWER FUTURE COMMERCIAL BEACONS ANACAP HAVE REACHED AN AGREEMENT WITH UNICREDIT FOR THE ACQUISITION OF €1.2BN UNICREDIT NPL CLAIMS WELLESLEY LAUNCHES RENEWED MINI-BOND OFFER BANK RESOLUTIONS – WHAT YOU NEED TO KNOW DOCUMENT-RELATED RISKS SOLVING DEBT PROBLEMS NEW AFRICA DISTRIBUTION APPOINTMENT PENSIONS, TIMES ARE CHANGING LEGACY BANKS MUST RETHINK IT STRATEGY IN FACE OF CHALLENGERS ARE YOUR MOBILE BANKING OR PAYMENT APPS AND PERSONAL DATA TRULY PROTECTED? ARENT FOX BANKRUPTCY PARTNER ANDREW SILFEN NAMED NEW YORK MANAGING PARTNER CONSUMER LOANS OF UP TO VND 500 MILLION AT VPBANK getting liquidity into the economy to assist with driving the recovery by providing cheap funds VPBANK TO DEPLOY MOBILE CONSULTANCY SERVICES PREEMINENT BANKRUPTCY ATTORNEY JEFFREY SABIN JOINS VENABLE TRADE AND DEVELOPMENT BANK OF MONGOLIA HAS SUCCESFULLY ISSUED CNH 700 MILLION THREE YEAR SENIOR UNSECURED NOTES, COUNTRY’S FIRST EVER DIM SUM BOND ISSUANCE MILBANK REPRESENTS ISSUERS AND UNDERWRITERS IN THREE BRAZILIAN BOND DEALS VALUED AT US$860 MILLION UK’S DEBT SAVVY CITIES REVEALED IN COUNTDOWN FITCH: SOUTH AFRICA SETS PRECEDENT FOR SENIOR BANK BAIL-IN CAVENDISH LEADS ON THE SALE OF FREEDOM FINANCE TO SOF ANNEX FUND FREEDOM FINANCE LTD ACQUIRED BY THE SOF ANNEX FUND NATIONWIDE BUILDING SOCIETY WINS FICO DECISION MANAGEMENT AWARD WITH STRATEGIC RISK INFRASTRUCTURE PROGRAM DEBT ADVICE YOU CAN TRUST OFFERS NEW ASSISTANCE FOR THOSE SEEKING A LUMP SUM IVA FISERV AND ANTHONY THOMSON INTRODUCE AGILITI TO ACCELERATE UK FINANCIAL SERVICES INDUSTRY TRANSFORMATION PORTUGAL: MARKETS CONFIDENCE RESTORED CAN CROWDFUNDING AND MINI BONDS WORK IN HARMONY? PHOEBUS SOFTWARE LIMITED TO LAUNCH IN THE REPUBLIC OF IRELAND RECOVERY FIRST INSTRUCTED BY DELTA LEGAL TO RUN OFF PI FILES LEADING NEW YORK BANKRUPTCY LAWYER GORDON NOVOD JOINS GRANT & EISENHOFER TO HEAD BANKRUPTCY LITIGATION PRACTICE 2014 FIFA World Cup: What should we expect? PANCREDIT: RE-BUILDING THE LENDING MARKET’S REPUTATION GLE ONELONDON TEAMS UP WITH LLOYDS BANK AND THE EIF TO LEND £5M TO LONDON SMES MOBILE IN BANKING LANDMARK DECISION ON COMMERCIAL RENT IS “EXCELLENT NEWS FOR HIGH STREET” PROPOSED ADMISSION TO AIM RUSSIAN CONSUMERS’ CREDIT HEALTH STABLE AFTER TWO-YEAR DECLINE, ACCORDING TO FICO AND NBKI DATA INTELLECTUAL PROPERTY – INTANGIBLE, INVISIBLE BUT NOT INVALUABLE SHHH – KEEP IT QUIET TDB REACHES EVERY FIELD UK COLLECTIONS PROFESSIONALS REPORT RISE IN FIRST-TIME DELINQUENCIES, FICO SURVEY FINDS GIVING THE CONSUMER CREDIT – A BEST PRACTICE APPROACH HUNTING FOR FUNDS FOR YOUR BUSINESS Trade and Development Bank Business profile FOREGENIX LAUNCH FRAUD THREAT ALERT FOR FREE IN A CAMPAIGN TO PROTECT SMES LENDING – WHERE IS IT HEADING – WITH OR WITHOUT BANKS? ARE YOU A REGULAR CREDIT CARD DEFAULTER? DEBT CONSOLIDATION AND MORE ABOUT IT. Failure to Raise the Debt Ceiling Can Shatter Financial Opportunities Tough New Regulator for Motor Trade ZUNO Delivers Automated Credit Decisions Using Cloud-Based FICO Originations Solution List of Countries in the Far East Region ‘The repercussions of careless mobile security’ With increasing use of mobile devices, how can financial institutions protect customer data? GULF INTERNATIONAL BANK RAISES US$500 MILLION THROUGH A SUCCESSFUL, OVERSUBSCRIBED BOND ISSUE From Big Data to Big Marketing Banking protocol to improve and assist the administration of estates The rise of Project Bonds and Sukuk as part of debt financing in the Middle East What is asset-based lending? Reasons for an unsecured personal loan Fixed Charge Receivers: Accept now and ask questions later HOW TO KNOW YOUR CREDIT IS BAD? EVEN IF IT IS, DON’T WORRY TOO MUCH Is Ireland’s insolvency affecting its property market? What is Revolving Line of Credit How do you become bankrupt European defaults back on the rise as economy stalls and refinancing proves problematic DISADVANTAGES & RISKS OF PAYDAY LOANS Financial stability review – December 2011 LOANS AND TYPES. A BREADTH OF FRESH AIR WHEN YOU ARE OUT OF MONEY IN MID-MONTH: PAYDAY LOANS YOU ARE OUT OF MONEY AND BANKRUPTCY IS THE ONLY OPTION LEFT HOW TO GO ABOUT IT Making decisions in an uncertain world READ SOME POINTS ABOUT CREDIT CARDS AND BAD CREDITS.