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P&G Completes Acquisition of the Consumer Health Business of Merck KGaA, Darmstadt, Germany


Today, the Procter & Gamble Company (NYSE: PG) announced the successful completion of its acquisition of the Consumer Health business of Merck KGaA, Darmstadt, Germany. This move improves P&Gs OTC geographic scale, brand portfolio and category footprint in the vast majority of the worlds top 15 OTC markets.

With this acquisition, former Merck KGaA, Darmstadt, Germany, Consumer Health President & CEO, Uta Kemmerich-Keil, will be joining P&G as leader of P&G Personal Healthcare International, an organization encompassing the newly combined consumer (or OTC) health care businesses in Europe, Latin America, and Asia/IMEA (India, Middle East and Africa).

Today marks the beginning of an exciting new era for P&G Personal Health Care, as we now move forward to realize the great potential of our combined businesses, said Tom Finn, President, P&G Global Personal Health Care. In bringing Merck KGaA, Darmstadt, Germany, Consumer Health into P&G, we have created a new health care organization that is well-positioned to enable consumers to live longer, healthier and more vibrant lives as well as drive further sales and profit growth for P&G. We are pleased to welcome the strong leadership of Uta Kemmerich-Keil into the P&G family, along with the thousands of talented people of Merck KGaA, Darmstadt, Germany, Consumer Health who are transferring to P&G.

P&Gs global scale and strategic interest in the health and well-being of consumers provide an excellent basis for growth and expansion, and we wish our colleagues all the best for the future, said Beln Garijo, Member of the Executive Board of Merck KGaA, Darmstadt, Germany, and CEO Healthcare. This transaction marks a further step in our companys strategic focus on science and technology.

These new brands provide a broad range of OTC products to relieve muscle, joint and back pain, colds and headaches as well as products for supporting physical activity and mobility. This acquisition also provides P&G with strong health care commercial and supply capabilities, deep technical mastery and proven consumer health care leadership that will complement P&G’s existing consumer health care capabilities and brands.

As a result of the transaction, the combined entity will have an expanded position in the largest, fastest-growing segments within the consumer health market.

Forward-Looking Statements

Certain statements in this release or presentation, other than purely historical information, including estimates, projections, statements relating to our business plans, objectives, and expected operating results, and the assumptions upon which those statements are based, are forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. These forward-looking statements generally are identified by the words believe, project, expect, anticipate, estimate, intend, strategy, future, opportunity, plan, may, should, will, would, will be, will continue, will likely result, and similar expressions. Forward-looking statements are based on current expectations and assumptions, which are subject to risks and uncertainties that may cause results to differ materially from those expressed or implied in the forward-looking statements. We undertake no obligation to update or revise publicly any forward-looking statements, whether because of new information, future events or otherwise.

Risks and uncertainties to which our forward-looking statements are subject include, without limitation: (1) the ability to successfully manage global financial risks, including foreign currency fluctuations, currency exchange or pricing controls and localized volatility; (2) the ability to successfully manage local, regional or global economic volatility, including reduced market growth rates, and to generate sufficient income and cash flow to allow the Company to affect the expected share repurchases and dividend payments; (3) the ability to manage disruptions in credit markets or changes to our credit rating; (4) the ability to maintain key manufacturing and supply arrangements (including execution of supply chain optimizations and sole supplier and sole manufacturing plant arrangements) and to manage disruption of business due to factors outside of our control, such as natural disasters and acts of war or terrorism; (5) the ability to successfully manage cost fluctuations and pressures, including prices of commodities and raw materials, and costs of labor, transportation, energy, pension and healthcare; (6) the ability to stay on the leading edge of innovation, obtain necessary intellectual property protections and successfully respond to changing consumer habits and technological advances attained by, and patents granted to, competitors; (7) the ability to compete with our local and global competitors in new and existing sales channels, including by successfully responding to competitive factors such as prices, promotional incentives and trade terms for products; (8) the ability to manage and maintain key customer relationships; (9) the ability to protect our reputation and brand equity by successfully managing real or perceived issues, including concerns about safety, quality, ingredients, efficacy or similar matters that may arise; (10) the ability to successfully manage the financial, legal, reputational and operational risk associated with third-party relationships, such as our suppliers, distributors, contractors and external business partners; (11) the ability to rely on and maintain key company and third party information technology systems, networks and services, and maintain the security and functionality of such systems, networks and services and the data contained therein; (12) the ability to successfully manage uncertainties related to changing political conditions (including the United Kingdoms decision to leave the European Union) and potential implications such as exchange rate fluctuations and market contraction; (13) the ability to successfully manage regulatory and legal requirements and matters (including, without limitation, those laws and regulations involving product liability, intellectual property, antitrust, data protection, tax, environmental, and accounting and financial reporting) and to resolve pending matters within current estimates; (14) the ability to manage changes in applicable tax laws and regulations including maintaining our intended tax treatment of divestiture transactions; (15) the ability to successfully manage our ongoing acquisition, divestiture and joint venture activities, in each case to achieve the Companys overall business strategy and financial objectives, without impacting the delivery of base business objectives; and (16) the ability to successfully achieve productivity improvements and cost savings and manage ongoing organizational changes, while successfully identifying, developing and retaining key employees, including in key growth markets where the availability of skilled or experienced employees may be limited. For additional information concerning factors that could cause actual results and events to differ materially from those projected herein, please refer to our most recent 10-K, 10-Q and 8-K reports.

About Procter & Gamble

P&G serves consumers around the world with one of the strongest portfolios of trusted, quality, leadership brands, including Always, Ambi Pur, Ariel, Bounty, Charmin, Crest, Dawn, Downy, Fairy, Febreze, Gain, Gillette, Head & Shoulders, Lenor, Olay, Oral-B, Pampers, Pantene, SK-II, Tide, Vicks, and Whisper. The P&G community includes operations in approximately 70 countries worldwide. Please visit for the latest news and information about P&G and its brands.

P&G Media Contacts:
Huff, [email protected], +1-513-622-1810
Jones, [email protected],

P&G Investor Relations Contact:
Chevalier, +1-513-983-9974


CIC-Zero Carbon Park Presents: “Art in Construction” Exhibition with 3D Virtual Tour


  • The Art of Innovative Construction
  • Explore sustainable green living with Hong Kong artists

HONG KONG, CHINA – Media OutReach – 21 September 2020 – Construction Industry Council — Zero Carbon Park (CIC-ZCP) proudly presents: “Art in Construction”, an exhibition that gathers local artists to explore and showcase the connection and creativity between construction and art through various forms including sculptures, installations, paintings, photography, and workshops. Starting from today, “Art in Construction” is held at the CIC-ZCP in Kowloon Bay and supported by a free online virtual exhibition and a guided tour video. By incorporating 360-degree camera technology, the exhibition allows everyone to experience the creativity of construction, engage with art, and sample what it’s like to live a greener lifestyle.

The Art of Innovative Construction

The evolution of construction throughout history demonstrates mankind’s creativity and commitment to sustainability. From building houses and cities with wood and stone to today’s use of innovative technology and sustainable methods to establish communities living in harmony with nature. CIC-ZCP is pleased to present “Art in Construction”, an exhibition and a series of activities that showcases the synergy between construction and green living. Like art, the imagination and creativity of construction are both impressive and breath-taking.

Mr. CHONG Kin-lit, Paul, Chairman of CIC-ZCP, remarked in the exhibition’s promotional video: “Climate change is one of the biggest challenges confronting mankind. CIC-ZCP is a pioneering and inspiring project serving as a knowledge-sharing platform for industry practitioners in low carbon building design and technologies. By organising various types of promotional activities, it is our mission to increase public awareness of low carbon living. Recently, CIC-ZCP has been completely renovated with several innovative green initiatives. Allied with the art pieces, we hope to bring an exciting facelift.”

‘Construction’ is more than an industry. The word itself evokes a sense of mankind’s inventive spirit in order to keep up with modern times. Located at CIC-ZCP, ‘Art in Construction’ highlights the creativity of construction and the part technology plays in turning high-quality green homes into a reality. This gives the public a better insight into the philosophies that go into sustainable design, and better appreciation for the creativity and vision behind them”. Mr CHONG continued.


Construction and art never stops, even during the pandemic. “Art in Construction” is also available for free as a virtual tour at By browsing the virtual exhibition, visitors can get a 360-degree view of the exhibits. In addition, a guided tour video will launch on 25 September, during which the curator and artists will take the public into the world of art and construction to understand the stories behind CIC-ZCP and the exhibits.

The four themes of “Art in Construction”:


Art and Construction: A Crossover Experience

While high-rises and parks are designed meticulously by architects, building desirable homes requires concerted effort from the community. With painting, toys and building blocks, Artist LAM Tung-pang constructs his ideal city–complete with hills, people and high-rises–in the installation, Things Happened on the Island. He invites visitors to rearrange components to build the city together with him, a process evocative of the collaboration and rapport behind green communities and innovative technology in urban development.

Fusing Oriental and Natural Charm

Sustainable development and green living seem to be relatively modern concepts. In fact, since ancient times, the Chinese have long believed in the importance of the symbiosis between man and nature. Referencing natural elements like water and wind, veteran Hong Kong Sculptor LEE Chin-fai, Danny has created Urban Waterscape, a group of outdoor sculptures that double as benches for public use. Artist LAU Hok-shing, Hanison has combined Penjing, or miniature landscapes in Sitting Table — Hong Kong, with Chinese Ta, a type of platform seating, to create a space for outdoor recreation where people can meet and relax. With artistic craftsmanship, Lee and Lau demonstrate mankind’s philosophy of co-existing with all things in nature, whilst also preserving tradition and illustrating the possibilities of green living.

Concerns about Environmental Issues

This year, temperatures in the Arctic Circle reached a new peak of 20 degrees Celsius, while carbon emissions in various regions are still on the rise. As people pursue their ideal homes, global warming and the greenhouse effect remain acute issues that need to be addressed. Many artists around the world are emphasising the importance of environmental protection with their art. Photographer LAU Chi-chung has been portraying the countryside for many years. In Landscaped Artifacts, he has created a beautiful composition of woods and village houses that convey the tension between human expansion and the forces of nature. Painter YUEN Chun-tai, Ivy has spent half a year walking through multiple hiking trails alongside reservoirs in Hong Kong. A series of drawings named Forestry illustrates the rise and fall of Hong Kong’s horsetail pine population and how it parallels the city’s urbanisation, as well as increase in plantation projects and the threat of pests.

Sculptor MOK Yat-san often depicts polar bears, one of the victims of global warming, in various forms. The name of the art piece Beware of the P Bear is a humorous but thought-provoking reminder to bear in mind the severity of climate change. Another one of MOK’s exhibits, Lovingkindness, resembles traditional Penjing (the ancient Chinese art of depicting trees and landscape in miniature) by condensing architecture and juxtaposing the mini-scenery with a polar bear. Visitors can then get a bird’s eye view of the landscape from above, shedding their physical limitations, and exploring the organic relationships between landscape, trees and rocks in miniature form. The intention of using Penjing is also so that visitors can visualise themselves taking a leisurely stroll through the scenery.

Practise Green Living

Humans are like builders of life. Similarly, artists are mindful of sustainability in their everyday lives and practices too. In Modern Landscape, Artist WONG Chun-yam, Leo upcycles rocks and cement fragments collected from construction sites to form sculptures, recreating the stories once told by the structures themselves. Meanwhile, Artist Duo MUDWORK invites visitors to practise green living through their artistic creation, Tree Call which makes use of wood fragments to create small DIY bird whistles. Farmside Art Research Lab (Part-farmer, part-artist Monti LAI and cross-disciplinary artist Meiki LEE) is inviting the public to participate in the Roving with Bamboo Ink — Nature Is Art workshop. The workshop is designed to take place in the familiarity of home and to initiate one’s connection with nature through breathing exercises, creative poetry, and drawings created by ink pressed from vegetable leaves.

Photos Download

“Art in Construction” Programmes

Date                                18 September (Friday) to 17 October 2020 (Saturday)

Location                        Construction Industry Council — Zero Carbon Park

                                        8 Sheung Yuet Road, Kowloon Bay, Hong Kong

Time                               09:00 — 20:00 (Indoor) ; 07:00 — 20:00 (Outdoor)

Online Exhibition

Guided Tour Video    Launch on 25 September 2020 (Friday)

Workshop Video         Roving with Bamboo Ink — Nature Is Art

                                        Launch on 26 September 2020 (Saturday)



Art in Construction” Exhibits and Workshop Highlight


Things Happened on the Island

Acrylics, charcoal, pencil, scale model and wooden toys on plywood

LAM combines painting with a three-dimensional model and invites visitors to join the creative process in a humorous and interesting way. Visitors can use the toy blocks to create their own ideal cities as an extension to the scene.

LEE Chin-fai, Danny:

Urban Waterscape

Stainless steel, iron

Derived from the concept of three-dimensional papercutting, the installation tries to capture the movement of flowing water by simulating the silhouette of waves and ripples, forming an interesting and welcoming urban waterscape.

LAU Hok-shing, Hanison:

Sitting Table — Hong Kong

Wood, daily objects

An art piece that doubles as a bench that people can sit or lay on. By using regularly available materials and discarded items found on the street, elements of a garden are combined to create mountains and rivers in order to demonstrate enjoyment in life is not merely based on materialism.

LAU Chi-chung:

Landscaped Artifacts


Seasonal changes make the process of creation a volatile one. By capturing the ruins found in nature, LAU’s work bears witness to lived lives and passed time. Mankind made his mark on the land he walked, but Mother Nature is now taking her turn to give it a makeover. Though unable to turn back the clock, she has transformed the land into an environmental sculpture.

YUEN Chun-tai, Ivy:



After reading through century-old reports from the Hong Kong Botanical and Afforestation Department, YUEN walked along reservoirs small and large, trying to find the remaining horsetail pines (Pinus Massoniana) in Hong Kong — hundreds of thousands of which had been planted (now gone) in order to present the tree-planting history of previous generations.


MOK Yat-sun:

Be Aware of the P Bear

Painted fibreglass

It seems surreal that a polar bear is lying on an open space in the heart of an urban metropolis. Although we are many miles from the Arctic, as a member of the “Global Village”, how can we turn a blind eye to the threat of global warming? The surreal artwork reminds us of the need to strike a balance between urban development and nature conservation.

MOK Yat-sun:


Stainless steel & gold sheets

MOK’s work resembles the design of Chinese Penjing with a view to portraying an elegant world within a microscopic setting. Visitors can get a bird’s eye view of the landscape and explore the organic relationships between landscape, trees and rocks amongst the miniatures. A close look further helps unlock the imagination, taking the mind on a leisurely stroll of the garden.

WONG Chun-yam, Leo:

Modern Landscape

Mixed media

WONG upcycles rocks and cement fragments collected from construction sites into architectural sculptures, recreating the stories once told by the structures themselves.


Tree Call


The trees may remember the birds singing and the birds may remember the trees. However, the birds can no longer be heard. Through processing local wood and turning it into bird whistles, the tune of nature can be heard again.


Farm Side Art Research Lab: Roving with Bamboo Ink — Nature Is Art

The Bamboo Ink — Nature Is Art workshop is designed to take place in the familiarity of home and to initiate one’s connection with nature through breathing exercises, creative poetry, and drawings created by ink pressed from vegetable leaves.

About the Construction Industry Council

The Construction Industry Council (CIC) was formed in 2007 under the Construction Industry Council Ordinance (Cap. 587). The CIC consists of a chairman and 24 members representing various sectors of the industry including employers, professionals, academics, contractors, workers, independent persons and Government officials.

The main functions of the CIC are to forge consensus on long-term strategic issues, convey the industry’s needs and aspirations to the Government, provide professional training and registration services, and serve as a communication channel between the Government and the construction industry. Please visit for further details.

About CIC-Zero Carbon Park

Established in June 2012 and located in 8 Sheung Yuet Road, Kowloon Bay, CIC-Zero Carbon Park (CIC-ZCP) is the first zero carbon building in Hong Kong developed by the Construction Industry Council (CIC) in collaboration with the Government. CIC-ZCP is an exhibition and education centre for advanced ecological building design, as well as an information centre for low/zero carbon building technologies, promoting low carbon living and the development of smart city in Hong Kong.


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STC International lights up the rural area in ASEAN


TAIPEI, TAIWAN – Media OutReach – 21 September 2020 – STC International, a Taiwanese company specialized in solar energy system integration, under the assistance of GTPO (Green Trade Project Office) and ITRI, successfully built its presence from the ground up in the ASEAN market. From Cambodia’s rural area to Malaysia, from NGOs to retail restaurants, STC’s solutions are being adopted in ASEAN nations thanks to its leading technology and services. STC is a perfect example of a SME bringing its flexibilities and niche focus into full play.

 Green Energy Solution in Cambodia by STC


It all started in 2017 when STC International took part in ITRI’s trade promotion delegation and visited the rural village in Cambodia, the aim of the trip was to build solar power system for a local NGO. This NGO regularly invites doctors to the village to provide volunteer medical services. Electronic devices and cooling equipment for medical purpose require basic power supply, but local power supply is very unstable and power outages are frequent.’


After ITRI introduced STC International to the Cambodian NGO, STC International soon put together a comprehensive system including illumination, fans, solar panels, energy storage and cooling devices for this customer. “As soon as the system entered service, the NGO is the only place that is brightly lit after sunset with a few miles around the neighborhood. Local businesses and stores were amazed and came to us for solar system infrastructure. Coffee shops, Chinese-language cram schools and other business operators all become his customers,” said Mr. Polun Chen, General Manager of STC International.


Mr. Chen also said that before STC came, local community used to have a false impression that solar system was expensive and dangerous. With the NGO became a model site, people quickly accepted solar energy with confidence.


Until now, STC’s energy solutions have been adopted in farming irrigation systems, retail and catering, and small factories. Take irrigation for example, diesel generators were widely used by farmers for groundwater mining, which created rumbling noises and air pollution. Also, replenishing diesel fuel was inconvenient. All these problems are solved after solar panel and storage was installed.

Malaysia is another market where STC International has solid gains. Polun Chen indicated that Malaysia is totally different in market environment from Cambodia. In Cambodia, power outages are common and power grids still cannot reach a lot of area. In contrast, Malaysia has sufficient power supply and the electricity cost is low. STC International obviously needs to adopt different strategy in Malaysia. With the help of the ITRI, STC International established relations with Malaysia’s official energy-saving certification agency GreenTech, which has a goal to introduce green energy to the country. Until now, STC International had designed comprehensive energy storage system in Malaysia.


STC International is focusing on small-scale pilot projects. Similar projects are abundant out there for Taiwanese companies to win.

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Scenario-based healthcare products prevailing in post-pandemic era, Qingsong Health Group Insurance rises as new hit in Chinese digital insurance industry: Hurun Report


SHANGHAI, Sept. 21, 2020 /PRNewswire/ — Hurun Report, a leading provider of high-quality lists and research, released Hurun China Digital Insurance Agencies 2020 on 16 September, 2020. The report, the first of its kind by Hurun Report, lists the 10 highest-rated digital insurance agencies in China based on their business performance and innovation abilities in the past two years. 

Digital insurance refers to a business model supported by the internet, mobile communication networks and other technologies, which sees the insurer and the insured signing contracts and providing services though insurer-owned online platforms or third-party purchasing platforms.

With a long industry chain and diversified products, the insurance sector is highly integrated with other industries. Hence, various platform business models have emerged in the digital insurance sector.

It is worth noting that the list in this report focuses on internet and tech enterprises that hold stake in, invest in or set up online insurance agencies with individual customers and insurance agents as targets. Insurance agencies targeting corporate clients are excluded from the list. In addition, research in this report only covered private businesses in the Chinese mainland. 

The post-pandemic era has seen health becoming one of the hottest topics and diversified insurance products, said Rupert Hoogewerf, the chairman and chief researcher of Hurun Report. Quoting statistics from Insurance Association of China, Hoogewerf said Chinese insurers’ premium income increased by 6.5 percent year on year to 2.7 trillion yuan in the first half of the year.

Insurance agencies have played a crucial part in insurance purchases, whose premium income has accounted for over 80% of the total premium income for the past consecutive years, Hoogewerf noted, adding that the practice of independent service providing and marketing has shaped the insurance sector, and, at present, near 70% of China’s 700 national insurance agencies are eligible to market online.

Digital insurance in China has enjoyed leap-forward development in the past years, Hoogewerf said. He further explained that, besides internet giants Baidu, Alibaba, Tencent and, Ctrip, Didi, Meituan and other platforms have rolled out insurance services. Relying on massive active users and taking advantages of big data and cloud computing technologies, those companies have designed insurance products in accordance with the consumption scenarios of their original platforms, including entertainment, shopping, travelling and mutual health aid, to meet the insurance needs of different customer groups, said Hoogewerf. For instance, Hoogewerf added, Ant Insurance provides shipping insurance for online shopping and Ctrip offers insurance for flight accidents and delay.

In digital insurance business, there are other companies that worth gaining people’s attention, such as scenario-based health insurance marketing agencies represented by Qingsong Health Group’s insurance platform, and China’s earliest online platforms that obtained online insurance brokerage licenses represented by Huize Insurance, said Hoogewerf.

As insurtech embraces a new development era in both China and the global market, multiple business players have been competing for the position of industry leaders, Hoogewerf noted. He said the prospects of Chinese digital insurance agencies are promising, given the trend of independent service providing and marketing in insurance industry as well as the rapid development of internet technology.

Top 10 of Hurun China Digital Insurance Agencies 2020


Affiliated enterprise

Headquarters location



Tencent Holdings Ltd



Ant Insurance

ANT Group Co., Ltd



Qingsong Health Group

Qingsongchou Network Technology Co. Ltd



Huize Holding Ltd




Beijing Zongqing Xiangqian Science and Technology Co., Ltd. 



Jingdong Insurance

Beijing Jingdong Financial Technology Holding Co., Ltd



Suning Insurance

Suning Financial Services (Shanghai) Co., Ltd



Ctrip Insurance Services

Shanghai Ctrip Business Co., Ltd



WeiEase Tech App

Hangzhou WeiEase Tech Co., Ltd.



Duxiaoman Insurance

Beijing Duxiaoman Technology Co., Ltd.


Source: Hurun Report

Brief introduction of examples of agencies on the List

WeSure, an example of digital insurance agencies affiliated to the internet giants

In 2017, Tencent officially launched its online insurance subsidiary WeSure in its WeChat Pay service, aiming to connect potential insurance clients with different insurance scenarios by capitalizing on the high engagement rate of WeChat and other social media networks under Tencent. WeSure enables consumers to buy various insurance products, inquire and settle claims online via WeChat and QQ. So far, WeSure has established cooperative relations with around 20 insurers including Taikang Online and PICC. In 2018, the platform introduced Insurance Hongbao, a stimulus of certain amount of money that encouraged WeSure users enrolling their WeChat contacts as new users and therefore targeted potential clients. In July 2020, WeSure, along with media and a dozen of insurers, launched China’s first insurance festival which saw the participation of 148 million users. WeSure data showed its total compensation in 2019 exceeded 330 million yuan, seven times of that of 2018.

Insurance platform of Qingsong Health Group, an example of digital insurance agencies affiliated to online crowdfunding platforms

Established as a crowdfunding platform for serious illness treatment, Qingsong Health Group has helped cultivating users’ awareness to insurance. It then started its insurance agency catering to the needs of its user group and insurance clients. Based on users of Qingsong Health Group, the insurance platform interacted with the group’s other subsidiaries, such as the crowdfunding and public benefit platforms. After its upgradation in 2020, the insurance platform, collaborating with insurers CPIC and Zhongan, launched a marketing campaign targeting users in their 20s and 30s. By measures of allowing using daily steps to deduct premiums and encouraging payment by instalments, the campaign had made it easier for young users buying insurance.  

Huize Insurance, an example of professional digital insurance agencies

Founded in 2006, was among the earliest few platforms in the country obtaining online insurance brokerage licenses. Its establishment marked the birth of China’s first Internet insurance "supermarket" that integrated insurance purchase and product comparison. Being an early bird and hence benefiting from advantages in attracting users and partners as well as technological supporting, has reshaped the insurance sector through offering clients one-stop integrated insurance solutions. In regard of brand marketing, the platform cooperates with 17,000 media marketing entities, covering WeChat, Zhihu, Sina Weibo and other leading social media communities. The marketing contents targeting individual users focuses on insurance knowledge introduction, product comparison and evaluation. The comprehensive marketing strategies have brought significant and constant attention to the platform. Through online customer support and call center service, achieves efficient communication with users and conducts purchases. Insurance premiums of Huize Insurance in 2019 exceeded 2 billion yuan, an year-on-year increase of 110%. In February 2020, Huize Holding Limited successfully listed and commenced trading on Nasdaq Global Market.

About list compilation: This list was compiled via qualitative and quantitative comprehensive research methods. Firstly, basing on recommendations by industry experts and published information, Hurun Report selected nearly 150 corporates with digital insurance operations and conducted a preliminarily screening (including confirming basic information such as headquarters locations, founding date, insurance brokerage qualification, etc.). Then, researchers made a thorough study on 40 enterprises with satisfying performance. Through in-depth analysis of overall information of the targeted companies (including profile, shareholder structure, public relations, partnership relations, enterprise value and financing information, number of users, reputation, marketing strategy, etc.), Hurun Report rated the companies by 12 indicators of 4 dimensions with the quantitative method. The top 10 platforms were selected based on comprehensive ratings.   

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